1048 Lakeshore Road, Haldimand, ON

$469,900
MLS#:X13626608
0 beds
0 baths
Commercial
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Added:Jul 31, 2026(29 days ago)
Updated:Aug 5, 2026(24 days ago)
Last Checked:23 minutes ago

Property Highlights

Welcome to this remarkable commercial retail located in the coveted neighborhood of Haldimand. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $469,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 100 x 59.63 ft lot size
  • equipped with yes central cooling and highly efficient gas forced air open heating

Description

OWN THE LAND. LOVE THE LIFESTYLE...Escape to the relaxed pace of lakeside living where weekends naturally turn into lifelong memories. For generations, 1048 Lakeshore Road in Selkirk has been a cherished family retreat, and now it's ready for its next chapter. Even more unique, it's the only property in the area where you OWN THE LAND, giving you the freedom and long-term value that's rarely available in this sought-after waterfront community. Originally built as a home, the property was later converted to a retail store before returning to the comfortable 4-SEASON COTTAGE it is today. It is CURRENTLY COMMERCIALLY ZONED, adding an extra layer of flexibility for future possibilities while continuing to serve as a year-round residence or cottage. Inside, you'll find a functional layout featuring a bright living room, dining room, kitchen with pantry, utility/laundry room, 2 bedrooms and 2 bathrooms, including a primary bedroom with its own 3-piece ensuite. Three separate entrances offer added convenience, while forced-air gas heating, newer central air conditioning, copper plumbing, 100-amp breaker service and a slab foundation provide practical everyday comfort. A triple asphalt driveway offers plenty of parking for family and guests. Located just a short drive from Selkirk Provincial Park and Beach, Toronto Motorsports Park, and Cottonwood Mansion Museum, you'll have easy access to outdoor recreation, local attractions and everything that makes this area such a popular destination. The property is serviced by a septic system and cistern, as is common throughout the area. Opportunities to own land in this lakeside community are exceptionally rare. Add in the property's unique history, current commercial zoning, and comfortable year-round living, and you'll discover a one-of-a-kind opportunity to create your own family memories for generations to come. CLICK ON MULTIMEDIA for drone photos, floor plans and more.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This commercial retail located at 1048 Lakeshore Road, Haldimand is currently for sale and has been available on SousaSells for 29 days. This property is listed at $469,900 with an estimated mortgage of $1,564* per month. It has 0 beds, 0 bathrooms, and is unknown square feet. 1048 Lakeshore Road, Haldimand is in the Haldimand neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Haldimand, Haldimand.

Great for Small Household / Couples
What We Love About This Home
  • •Desirable Commercial Retail architecture in Haldimand, Haldimand
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Property Type
Commercial

Additional Details

StatusActive
AddedJul 31, 2026 (29 days ago)
UpdatedAug 5, 2026 (24 days ago)
Last Checked23 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeCommercial Retail
Lot Size100 Ă— 59.63 Feet
CountyHaldimand
Annual Tax$1,591.85
Legal DescriptionRNH PLAN 7267 PT BLK A RP 18R3182 PART 1

Parking & Garage

Garage TypeNone

Heating & Cooling

Heat TypeGas Forced Air Open
CoolingYes

Features

Property Features

None listed

Interior Features

None listed

Security Features

  • No

Community Features

None listed

Frequently Asked Questions about 1048 Lakeshore Road, Haldimand, ON

Q.What is the asking price for 1048 Lakeshore Road, Haldimand, ON ?

The current listing price for 1048 Lakeshore Road, Haldimand, ON in Haldimand, Haldimand is $469,900.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and null bathrooms.

Q.What property type and architectural style is 1048 Lakeshore Road, Haldimand, ON ?

1048 Lakeshore Road, Haldimand, ON is a Commercial Retail () featuring a basement.

Q.What security features are installed at 1048 Lakeshore Road, Haldimand, ON ?

Security features include: No.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via Yes.

Location

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1048 Lakeshore Road, Haldimand, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Haldimand, Haldimand

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1048 Lakeshore Road, Haldimand, ON N0A 1P0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Haldimand.

Configure Loan Settings

Interest Rate4.00%
Down Payment$140,970 (30.0%)
* Minimum Canadian down payment required for this price is $23,495.
Amortization Period30 Years
Estimated Monthly Payment$1,564Based on a loan of $328,930 over 30 years.
Purchase Price$469,900
Loan Amount$328,930
Provincial Land Transfer Tax:$5,873
Total Estimated Closing Taxes:$5,873

About Purchasing a Home in Haldimand, ON

For a property listed at $469,900 in Haldimand, the legal minimum down payment is $23,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,873 for this transaction. As this listing is in Haldimand (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,873.

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Haldimand, Haldimand Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Haldimand, Haldimand.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$977,789

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Haldimand, Haldimand

Elementary Schools

Seneca Central
Public2767 Haldimand Road 9, Ontario, N0A 1R0
3.7

Secondary Schools

No secondary schools data loaded.

Haldimand, Haldimand Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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