4227 County 45 Road, Hamilton Township, ON

$869,000
MLS#:X13042412
4 beds
2 baths
700-1100 sqft
12.0 parking
Residential Freehold
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Added:Apr 24, 2026(127 days ago)
Updated:Jun 19, 2026(71 days ago)
Last Checked:12 minutes ago

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Rural Hamilton. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $869,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 125 x 330.7 ft lot
  • Features a walk-out, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 12.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: In-Law Capability, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Nestled on the north end of Cobourg, this spacious 1-acre property offers a carpet-free layout with plenty of room to grow, including the potential for an in-law suite on the lower level. The main floor features a bright, airy living room with crown moulding and wall of windows that flood the space with natural light. Flowing seamlessly into the dining area, its perfect for family gatherings and entertaining. The kitchen is functional and stylish with a bayed breakfast nook, coffee bar, tile backsplash, generous cabinetry and counter space, a pantry for extra storage, and a walkout to the back deck, which is ideal for summer BBQS and outdoor living. The main level is complete with two well-appointed bedrooms and a bathroom with a walk-in shower enclosure. Downstairs, the lower level offers incredible versatility for multigenerational living. It features a separate entrance, spacious rec room with a cozy fireplace, and a flexible area for a games room or office. Two additional bedrooms, full bathroom, and laundry room provide comfort and convenience for extended family or guests. Step outside to your private backyard retreat. The upper-level deck off the kitchen provides sweeping views of the forested Northumberland hills. A spiral staircase leads to a lower patio perfect for al fresco dining. Mature trees and landscaping enhance privacy, while raised flower beds and generous green space offer room to garden, play, or simply unwind. Located just minutes from Cobourg's downtown amenities and with easy access to Highway 401, this property offers tranquility and convenience.

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Property Summary

This detached home located at 4227 County 45 Road, Hamilton Township is currently for sale and has been available on SousaSells for 127 days. This property is listed at $869,000 with an estimated mortgage of $2,893* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 4227 County 45 Road, Hamilton Township is in the Rural Hamilton neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Rural Hamilton, Hamilton Township.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Rural Hamilton, Hamilton Township.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedApr 24, 2026 (127 days ago)
UpdatedJun 19, 2026 (71 days ago)
Last Checked12 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBrick
BasementWalk-Out, Finished
Lot Size125 Ă— 330.7 Feet
CountyNorthumberland
Annual Tax$4,888.65
Legal DescriptionPT LT 13 CON 1 HAMILTON AS IN NC343201; HAMILTON

Parking & Garage

Parking Total12.0
Parking Space10
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Clear View
  • Hospital
  • Rec./Commun.Centre
  • School Bus Route
  • Wooded/Treed

Interior Features

  • In-Law Capability
  • Primary Bedroom - Main Floor

Security Features

  • Alarm System

Community Features

None listed

Frequently Asked Questions about 4227 County 45 Road, Hamilton Township, ON

Q.What is the asking price for 4227 County 45 Road, Hamilton Township, ON ?

The current listing price for 4227 County 45 Road, Hamilton Township, ON in Rural Hamilton, Hamilton Township is $869,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 4227 County 45 Road, Hamilton Township, ON ?

4227 County 45 Road, Hamilton Township, ON is a Detached (Bungalow-Raised) featuring a Walk-Out, Finished basement.

Q.What key property features does 4227 County 45 Road, Hamilton Township, ON offer?

Key property features include: Clear View, Hospital, Rec./Commun.Centre, School Bus Route, Wooded/Treed.

Q.What interior features are included in this home?

Interior highlights include: In-Law Capability, Primary Bedroom - Main Floor.

Q.What security features are installed at 4227 County 45 Road, Hamilton Township, ON ?

Security features include: Alarm System.

Q.Is parking available at this property?

Yes, this property offers parking space for 12.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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4227 County 45 Road, Hamilton Township, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Rural Hamilton, Hamilton Township

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Halton Regional Police Service (HRPS) Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4227 County 45 Road, Hamilton Township, ON K9A 0X3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton Township.

Configure Loan Settings

Interest Rate4.00%
Down Payment$260,700 (30.0%)
* Minimum Canadian down payment required for this price is $61,900.
Amortization Period30 Years
Estimated Monthly Payment$2,893Based on a loan of $608,300 over 30 years.
Purchase Price$869,000
Loan Amount$608,300
Provincial Land Transfer Tax:$13,855
Total Estimated Closing Taxes:$13,855

About Purchasing a Home in Hamilton Township, ON

For a property listed at $869,000 in Hamilton Township, the legal minimum down payment is $61,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,855 for this transaction. As this listing is in Hamilton Township (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,855.

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Rural Hamilton, Hamilton Township Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Hamilton, Hamilton Township.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,015,655

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Rural Hamilton, Hamilton Township

Elementary Schools

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Secondary Schools

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Rural Hamilton, Hamilton Township Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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