1142 Cardiff Lake Road, Highlands East, ON

$899,000
MLS#:X13102936
3 beds
1 baths
1500-2000 sqft
6.0 parking
Residential Freehold
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Added:May 8, 2026(113 days ago)
Updated:Aug 10, 2026(19 days ago)
Last Checked:9 minutes ago

Property Highlights

Welcome to this remarkable Bungaloft detached located in the coveted neighborhood of Cardiff Ward. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $899,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1500-2000 sqft on a premium 645 x 222.18 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available
  • Notable attributes: Air Exchanger, Carpet Free, Primary Bedroom - Main Floor
  • Efficient forced air heating via propane

Description

RARE 645 FEET OF SHORELINE, ON 3.29 ACRES. This is where every morning begins on the water. Nestled along the shores of Cardiff Lake, this four-season custom-built home/cottage offers breathtaking southeast exposure-serving up stunning sunrises right from your own shoreline. The gently sloping sandy entry invites effortless swimming, while the clear, deep waters off the dock are perfect for boating, fishing and all your favourite water activities. The property features private trails that wind through the trees. If that's not enough your adventure continues with direct access to extensive ATV and snowmobile trails that will take you through hundreds of kilometers of groomed backcountry trails. Inside this beautifully custom built, 3-bedroom bungaloft features a soaring loft 300 sq ft ideal as a fourth sleeping area, home office, family room or cozy reading retreat. A well-appointed 3-piece bathroom which includes the convenience of main floor laundry. The full, unfinished basement, with four large windows that lets in natural light is approx. 1,350 sq ft with 8-foot ceilings. All this is accessible via a municipally maintained year-round road, conveniently located just 30 min to Bancroft or Haliburton for shopping and amenities. Only 5 min. to Wilberforce or Harcourt for gas, groceries, and more-plus a community centre, skating rink, pickleball courts and curling rink. A complete four-season lifestyle on the water, in nature, and ready for you to enjoy.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 1142 Cardiff Lake Road, Highlands East is currently for sale and has been available on SousaSells for 113 days. This property is listed at $899,000 with an estimated mortgage of $2,992* per month. It has 3 beds, 1 bathroom, and is 1500-2000 square feet. 1142 Cardiff Lake Road, Highlands East is in the Cardiff Ward neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Cardiff Ward, Highlands East.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Highlands East.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedMay 8, 2026 (113 days ago)
UpdatedAug 10, 2026 (19 days ago)
Last Checked9 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungaloft
ConstructionVinyl Siding
BasementUnfinished
Lot Size645 × 222.18 Feet
CountyHaliburton
Annual Tax$4,315.88
Legal DescriptionPT LT 8 CON 22 CARDIFF PT 1, 8, 10 AND 12 19R5485 S/T H253368, H253369 MUNICIPALITY OF HIGHLANDS EAST

Parking & Garage

Parking Total6.0
Parking Space6
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingNone

Features

Property Features

  • Clear View
  • Cul de Sac/Dead End
  • Lake/Pond
  • Level
  • School Bus Route
  • Sloping

Interior Features

  • Air Exchanger
  • Carpet Free
  • Primary Bedroom - Main Floor
  • Propane Tank
  • Water Heater Owned
  • Workbench

Security Features

  • Carbon Monoxide Detectors

Community Features

None listed

Frequently Asked Questions about 1142 Cardiff Lake Road, Highlands East, ON

Q.What is the asking price for 1142 Cardiff Lake Road, Highlands East, ON ?

The current listing price for 1142 Cardiff Lake Road, Highlands East, ON in Cardiff Ward, Highlands East is $899,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 1500-2000 sqft.

Q.What property type and architectural style is 1142 Cardiff Lake Road, Highlands East, ON ?

1142 Cardiff Lake Road, Highlands East, ON is a Detached (Bungaloft) featuring a Unfinished basement.

Q.What key property features does 1142 Cardiff Lake Road, Highlands East, ON offer?

Key property features include: Clear View, Cul de Sac/Dead End, Lake/Pond, Level, School Bus Route, Sloping.

Q.What interior features are included in this home?

Interior highlights include: Air Exchanger, Carpet Free, Primary Bedroom - Main Floor, Propane Tank, Water Heater Owned, Workbench.

Q.What security features are installed at 1142 Cardiff Lake Road, Highlands East, ON ?

Security features include: Carbon Monoxide Detectors.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via None.

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Location

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1142 Cardiff Lake Road, Highlands East, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cardiff Ward, Highlands East

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1142 Cardiff Lake Road, Highlands East, ON K0L 3C0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Highlands East.

Configure Loan Settings

Interest Rate4.00%
Down Payment$269,700 (30.0%)
* Minimum Canadian down payment required for this price is $64,900.
Amortization Period30 Years
Estimated Monthly Payment$2,992Based on a loan of $629,300 over 30 years.
Purchase Price$899,000
Loan Amount$629,300
Provincial Land Transfer Tax:$14,455
Total Estimated Closing Taxes:$14,455

About Purchasing a Home in Highlands East, ON

For a property listed at $899,000 in Highlands East, the legal minimum down payment is $64,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,455 for this transaction. As this listing is in Highlands East (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,455.

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Cardiff Ward, Highlands East Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cardiff Ward, Highlands East.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$770,178

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cardiff Ward, Highlands East

Elementary Schools

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Secondary Schools

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Cardiff Ward, Highlands East Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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