527 Harp Lake Road, Huntsville, ON

$1,149,000
MLS#:X13239106
4 beds
3 baths
1100-1500 sqft
6.0 parking
Residential Freehold
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Added:Jun 4, 2026(86 days ago)
Updated:Aug 2, 2026(27 days ago)
Last Checked:21 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Chaffey. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $1,149,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 100 x 192.29 ft lot
  • Features a walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Heater Owned
  • Efficient baseboard heating via electric

Description

Welcome to life on Harp Lake, where every season brings something to enjoy. Set among mature trees in a beautiful natural setting, this well-maintained 4 bedroom, 3 bathroom property offers the perfect balance of comfort, space, and connection to the outdoors. The expansive elevated deck is a standout feature, capturing serene lake views and creating an easy place to gather, entertain, or simply slow down and take it all in. A gently sloping lot leads you to the waterfront, complemented by granite steps that guide you down to a thoughtfully designed shoreline with a dock for swimming, boating, and enjoying time on the lake. Evenings are best spent around the fire pit, while the hot tub and sauna offer a quiet place to unwind after a full day outside. Inside, the space is warm and welcoming with room for family and guests, and the separate living quarters above the garage provide flexibility for visitors, extended family, or a private workspace. Designed for year round use, this property has been enjoyed in every season, from summer days on the water to snowy winter weekends. Located less than 15 minutes from Huntsville and close to Deerhurst Resort, Hidden Valley ski hill, golf courses, the trails of Limberlost Forest and Wildlife Reserve and Algonquin Park, it offers both convenience and access to some of Muskoka's best outdoor experiences. A special place on Harp Lake, ready for its next chapter.

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Property Summary

This detached home located at 527 Harp Lake Road, Huntsville is currently for sale and has been available on SousaSells for 86 days. This property is listed at $1,149,000 with an estimated mortgage of $3,825* per month. It has 4 beds, 3 bathrooms, and is 1100-1500 square feet. 527 Harp Lake Road, Huntsville is in the Chaffey neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Chaffey, Huntsville.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Chaffey, Huntsville.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedJun 4, 2026 (86 days ago)
UpdatedAug 2, 2026 (27 days ago)
Last Checked21 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementWalk-Out
Lot Size100 × 192.29 Feet
CountyMuskoka
Annual Tax$6,049.1
Legal DescriptionPCL 23733 SEC MUSKOKA; PT LT 33 CON 4 CHAFFEY PT 6 BR557; HUNTSVILLE ; THE DISTRICT MUNICIPALITY OF MUSKOKA

Parking & Garage

Parking Total6.0
Parking Space5
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

  • School Bus Route
  • Hospital
  • Waterfront
  • Golf
  • Skiing

Interior Features

  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 527 Harp Lake Road, Huntsville, ON

Q.What is the asking price for 527 Harp Lake Road, Huntsville, ON ?

The current listing price for 527 Harp Lake Road, Huntsville, ON in Chaffey, Huntsville is $1,149,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 527 Harp Lake Road, Huntsville, ON ?

527 Harp Lake Road, Huntsville, ON is a Detached (2-Storey) featuring a Walk-Out basement.

Q.What key property features does 527 Harp Lake Road, Huntsville, ON offer?

Key property features include: School Bus Route, Hospital, Waterfront, Golf, Skiing.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via None.

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Location

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527 Harp Lake Road, Huntsville, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Chaffey, Huntsville

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 527 Harp Lake Road, Huntsville, ON P1H 2J6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Huntsville.

Configure Loan Settings

Interest Rate4.00%
Down Payment$344,700 (30.0%)
* Minimum Canadian down payment required for this price is $229,800.
Amortization Period30 Years
Estimated Monthly Payment$3,825Based on a loan of $804,300 over 30 years.
Purchase Price$1,149,000
Loan Amount$804,300
Provincial Land Transfer Tax:$19,455
Total Estimated Closing Taxes:$19,455

About Purchasing a Home in Huntsville, ON

For a property listed at $1,149,000 in Huntsville, the legal minimum down payment is $229,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $19,455 for this transaction. As this listing is in Huntsville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $19,455.

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Chaffey, Huntsville Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Chaffey, Huntsville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$944,478

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Chaffey, Huntsville

Elementary Schools

Spruce Glen
Public550 Muskoka Road 3, Huntsville, Ontario, P1H 1C9
6.3
Pine Glen
Public126 West Road, Huntsville, Ontario, P1H 1M5
4.7
Huntsville
Public58 Brunel Road, Huntsville, Ontario, P1H 2A2
6.7
Saint Mary's
Public36 Silverwood Drive, Huntsville, Ontario, P1H 1N1
3.7

Secondary Schools

Huntsville
Public58 Brunel Road, Huntsville, Ontario, P1H 2A2
6.4

Chaffey, Huntsville Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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