20 Owen Street, Ingersoll, ON

$859,000
MLS#:X12854224
4 beds
3 baths
2000-2500 sqft
6.0 parking
Residential Freehold
Loading property media...
Added:Mar 6, 2026(176 days ago)
Updated:Aug 7, 2026(22 days ago)
Last Checked:24 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of South. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $859,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 60.51 x 120.51 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Sump Pump, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Spacious 4 bedroom family home with finished basement, above-ground pool, and extended heated garage located in a desirable Ingersoll neighbourhood. Offering 2278 sq ft of above-grade living space plus a finished basement, this well-maintained Kingswood model provides plenty of room for comfortable family living.The main floor features multiple living spaces including a bright living room, separate family room with fireplace, dining room, and a functional kitchen with movable island and breakfast area overlooking the backyard. Convenient main floor laundry and a powder room add to the practical layout.Upstairs you'll find four generously sized bedrooms, including a spacious primary suite with walk-in closet and 4-piece ensuite, along with another full bathroom for family or guests.The finished lower level adds even more flexibility with a large rec room, office space, workout room (potential 5th bedroom by enlarging window), and plenty of storage.Step outside to enjoy the deck and 15' x 30' above-ground pool, perfect for summer entertaining and family fun.A standout feature is the extended heated garage (18.5' x 30') with insulated doors and 60 amp service, offering excellent space for vehicles, hobbies, or workshop use.Recent updates include roof shingles (2018), sliding door (2020), window glass replaced within the last two years, main floor flooring (2017), and new carpet on stairs and upper level (2026). A/C(2026).Additional features include **200 amp service, owned water softener, central vacuum, BBQ gas line, and plenty of storage throughout. Royal Roads school district. Easy 401 access. Click the multimedia tab for video, floor plans and more!

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This detached home located at 20 Owen Street, Ingersoll is currently for sale and has been available on SousaSells for 176 days. This property is listed at $859,000 with an estimated mortgage of $2,859* per month. It has 4 beds, 3 bathrooms, and is 2000-2500 square feet. 20 Owen Street, Ingersoll is in the South neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in South, Ingersoll.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in South, Ingersoll.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedMar 6, 2026 (176 days ago)
UpdatedAug 7, 2026 (22 days ago)
Last Checked24 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFull, Finished
Lot Size60.51 Ă— 120.51 Feet
CountyOxford
Annual Tax$5,219.79
Legal DescriptionLOT 25, PLAN 41M203, INGERSOLL.

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Park

Interior Features

  • Sump Pump
  • Water Softener

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 20 Owen Street, Ingersoll, ON

Q.What is the asking price for 20 Owen Street, Ingersoll, ON ?

The current listing price for 20 Owen Street, Ingersoll, ON in South, Ingersoll is $859,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 20 Owen Street, Ingersoll, ON ?

20 Owen Street, Ingersoll, ON is a Detached (2-Storey) featuring a Full, Finished basement.

Q.What key property features does 20 Owen Street, Ingersoll, ON offer?

Key property features include: Fenced Yard, Park.

Q.What interior features are included in this home?

Interior highlights include: Sump Pump, Water Softener.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

Initializing map...
20 Owen Street, Ingersoll, ON

Google Street View

Open in Google Maps
Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

South, Ingersoll

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 20 Owen Street, Ingersoll, ON N5C 4G7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ingersoll.

Configure Loan Settings

Interest Rate4.00%
Down Payment$257,700 (30.0%)
* Minimum Canadian down payment required for this price is $60,900.
Amortization Period30 Years
Estimated Monthly Payment$2,859Based on a loan of $601,300 over 30 years.
Purchase Price$859,000
Loan Amount$601,300
Provincial Land Transfer Tax:$13,655
Total Estimated Closing Taxes:$13,655

About Purchasing a Home in Ingersoll, ON

For a property listed at $859,000 in Ingersoll, the legal minimum down payment is $60,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,655 for this transaction. As this listing is in Ingersoll (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,655.

Similar Listings in South, Ingersoll

Explore all Just Listed Homes in Ingersoll →

South, Ingersoll Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for South, Ingersoll.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$697,593

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in South, Ingersoll

Elementary Schools

St Jude's
Public30 Caffyn Street, Ingersoll, Ontario, N5C 3T9
6.0
Laurie Hawkins
Public156 Innes Street, Ingersoll, Ontario, N5C 2R8
3.9

Secondary Schools

Ingersoll District
Public37 Alma Street, Ingersoll, Ontario, N5C 1N1
5.3

South, Ingersoll Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

Similar Active Listings in Ingersoll

Compare prices, square footage, and school zones for similar Residential Freehold nearby

All Ingersoll Homes
Residential Freehold for sale - 6 Bed, 4 Bath Home at 6 Oakdale Place Ingersoll ON listed at $899,900 (MLS# X13724308)
Added 1 day ago
$899,900
6bd
4ba
2kt
Residential Freehold

6 Oakdale Place, Ingersoll

Aug 28, 2026
DOM: 2

UNIQUE FIND with a SEPARATE ADU! Welcome to 6 Oakdale Place, a rare opportunity with a DETACHED ACCE...

MLS#: X13724308
For Sale
Residential Freehold for sale - 3 Bed, 2 Bath Home at 31 Owen Street Ingersoll ON listed at $660,000 (MLS# X13723632)
Added 1 day ago
$660,000
3bd
2ba
1kt
Residential Freehold

31 Owen Street, Ingersoll

Aug 28, 2026
DOM: 2

Welcome to this beautifully maintained raised bungalow offering 2+1 bedrooms and 2 full bathrooms. T...

MLS#: X13723632
For Sale
Residential Freehold for sale - 3 Bed, 3 Bath Home at 7 Chatfield Street Ingersoll ON listed at $769,000 (MLS# X13699726)
Added 9 days ago
$769,000
3bd
3ba
1kt
Residential Freehold

7 Chatfield Street, Ingersoll

Aug 20, 2026
DOM: 10

Welcome to 7 Chatfield StreetBuilt in 2016, this newer, beautifully maintained and freshly painted 3...

MLS#: X13699726
For Sale
Residential Freehold for sale - 4 Bed, 2 Bath Home at 114 Frances Street Ingersoll ON listed at $799,999 (MLS# X13669194)
$799,999
4bd
2ba
1kt
Residential Freehold

114 Frances Street, Ingersoll

Aug 12, 2026
DOM: 18

A Classic Victorian House For Sale in Prime Location & A Quiet Area. Have A Year Round Retreat With ...

MLS#: X13669194
For Sale