301 Thames Street, Ingersoll, ON

$538,900
MLS#:X13500904
Evaluating your home's equity?Sold Guarantee* →
3 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on August 26, 2026. This listing is for reference purposes only. to view the sold price.

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Added:Jun 29, 2026(61 days ago)
Updated:Aug 26, 2026(3 days ago)
Last Checked:6 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of South. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $538,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 83.3 x 259.7 ft lot
  • Features a unfinished, walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Water Softener
  • equipped with wall unit(s) central cooling and highly efficient radiant heating via gas

Description

Character, space, and a backyard that backs onto Smith Pond Park - this is the one people talk about after the showing. Built in 1900 and set on just under half an acre in south Ingersoll, 301 Thames St S delivers original charm at every turn: dark wood trim, hardwood floors, a stained glass transom, and a covered front porch that invites you to slow down.The main floor flows easily between living room, dining room, and a well-appointed kitchen featuring white cabinets, subway tile backsplash, decorative ceiling, and a sage green island with granite top and beverage fridge. The open pass-through keeps the spaces connected without losing their definition. Two bedrooms and an updated 4-piece bath with heated floors round out the main level, with hardwood floors and the home's original wood casings carrying throughout.Upstairs, the generous primary bedroom includes office space, a 2-piece ensuite, and updated spray foam insulation keeping things comfortable year-round. The beautiful woodwork up here is worth seeing in person.Step out to the back deck with pergola and string lights - a great spot to unwind while taking in the deep, tree-lined yard with fire pit area, all backing directly onto Smith Pond Park. Privacy and greenspace without leaving town. The unfinished walk-out basement adds practical storage and real future potential for additional living space.Gas radiant heat, two ductless split A/C units, water softener, metal roof. Inclusions: fridge, stove, dishwasher, gas BBQ, beverage fridge, window coverings. No rental items. 4 parking spaces. Flexible possession.

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Property Summary

This detached home located at 301 Thames Street, Ingersoll is currently for sale and has been available on SousaSells for 61 days. This property is listed at $538,900 with an estimated mortgage of $1,794* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 301 Thames Street, Ingersoll is in the South neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in South, Ingersoll.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Ingersoll.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional
Sold price information is available to members only
AddedJun 29, 2026 (61 days ago)
UpdatedAug 26, 2026 (3 days ago)
Last Checked6 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementUnfinished, Walk-Out
Lot Size83.3 Ă— 259.7 Feet
CountyOxford
Annual Tax$3,352.88
Legal DescriptionLT 8 E/S THAMES ST BLK 64 PL 279; PT LT 7 E/S THAMES ST BLK 64 PL 279; PT BLK A E/S THAMES ST BLK 64 PL 279 AS IN 453158 TOWN OF INGERSOLL

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingWall Unit(s)

Features

Property Features

None listed

Interior Features

  • Water Softener

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 301 Thames Street, Ingersoll, ON

Q.What is the asking price for 301 Thames Street, Ingersoll, ON ?

The current listing price for 301 Thames Street, Ingersoll, ON in South, Ingersoll is $538,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 301 Thames Street, Ingersoll, ON ?

301 Thames Street, Ingersoll, ON is a Detached (1 1/2 Storey) featuring a Unfinished, Walk-Out basement.

Q.What interior features are included in this home?

Interior highlights include: Water Softener.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Wall Unit(s).

Location

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301 Thames Street, Ingersoll, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

South, Ingersoll

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 301 Thames Street S, Ingersoll, ON N5C 2T8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ingersoll.

Configure Loan Settings

Interest Rate4.00%
Down Payment$161,670 (30.0%)
* Minimum Canadian down payment required for this price is $28,890.
Amortization Period30 Years
Estimated Monthly Payment$1,794Based on a loan of $377,230 over 30 years.
Purchase Price$538,900
Loan Amount$377,230
Provincial Land Transfer Tax:$7,253
Total Estimated Closing Taxes:$7,253

About Purchasing a Home in Ingersoll, ON

For a property listed at $538,900 in Ingersoll, the legal minimum down payment is $28,890 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,253 for this transaction. As this listing is in Ingersoll (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,253.

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South, Ingersoll Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for South, Ingersoll.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$697,593

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in South, Ingersoll

Elementary Schools

St Jude's
Public30 Caffyn Street, Ingersoll, Ontario, N5C 3T9
6.0
Laurie Hawkins
Public156 Innes Street, Ingersoll, Ontario, N5C 2R8
3.9

Secondary Schools

Ingersoll District
Public37 Alma Street, Ingersoll, Ontario, N5C 1N1
5.3

South, Ingersoll Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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