103 Durham Street, Kawartha Lakes, ON

$549,900
MLS#:X13687094
10 beds
4 baths
2500-3000 sqft
10.0 parking
Residential Freehold
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Added:Aug 13, 2026(16 days ago)
Updated:Aug 18, 2026(11 days ago)
Last Checked:22 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey duplex located in the coveted neighborhood of Lindsay. Expertly crafted featuring premium stucco (plaster) and vinyl siding construction, this residence presents an exceptional opportunity offered at $549,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 10 Bedrooms and 4 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2500-3000 sqft on a premium 104.07 x 54.45 ft lot
  • 10.0 total parking spaces available
  • Notable attributes: Separate Hydro Meter, Water Heater Owned
  • Efficient forced air heating via gas

Description

Excellent opportunity to take advantage of owning an income property. Two separate units each with separate hydro meters,5 bedrooms, kitchen, and common living space. Currently vacant, this property has great proven rental income- close to Fleming College and the opportunity to rent to students if desired. Plenty of gravel parking surface available. Recent updates include roof +/- 2022; flooring on lower level +/- 2022. Property has been retrofitted with smoke detectors, interconnected fire system with pulls; alarm panel, and a fire barrier. Coin operated laundry. Furniture , appliances and dishes included. Flooring a mix of vinyl plank, laminate flooring sheet vinyl. 200 amp electrical; 1-200 amp panel, 1 -100 amp panel- all breakers, ABS drains, copper & plastic supply; 140 Gallon hot water tank.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This duplex located at 103 Durham Street, Kawartha Lakes is currently for sale and has been available on SousaSells for 16 days. This property is listed at $549,900 with an estimated mortgage of $1,830* per month. It has 10 beds, 4 bathrooms, and is 2500-3000 square feet. 103 Durham Street, Kawartha Lakes is in the Lindsay neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 10 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Lindsay, Kawartha Lakes.

Highly Recommended for Families
What We Love About This Home
  • •10 spacious bedroom layout offering versatile living space
  • •4 well-appointed bathrooms
  • •2500-3000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Lindsay, Kawartha Lakes.

Target Buyer Match

Key Features

Bedrooms
10
Bathrooms
4
Kitchens
2
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 13, 2026 (16 days ago)
UpdatedAug 18, 2026 (11 days ago)
Last Checked22 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDuplex
Architectural Style2-Storey
ConstructionStucco (Plaster), Vinyl Siding
BasementNone
Lot Size104.07 Ă— 54.45 Feet
CountyKawartha Lakes
Annual Tax$3,530
Legal DescriptionPt Lt 1 W/S Albert St Park Lt 13 Pl 9P As In R2642

Parking & Garage

Parking Total10.0
Parking Space10
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

  • Public Transit

Interior Features

  • Separate Hydro Meter
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 103 Durham Street, Kawartha Lakes, ON

Q.What is the asking price for 103 Durham Street, Kawartha Lakes, ON ?

The current listing price for 103 Durham Street, Kawartha Lakes, ON in Lindsay, Kawartha Lakes is $549,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 10 bedrooms and 4 bathrooms across approximately 2500-3000 sqft.

Q.What property type and architectural style is 103 Durham Street, Kawartha Lakes, ON ?

103 Durham Street, Kawartha Lakes, ON is a Duplex (2-Storey) featuring a None basement.

Q.What key property features does 103 Durham Street, Kawartha Lakes, ON offer?

Key property features include: Public Transit.

Q.What interior features are included in this home?

Interior highlights include: Separate Hydro Meter, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 10.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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Location

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103 Durham Street, Kawartha Lakes, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Lindsay, Kawartha Lakes

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 103 Durham Street W, Kawartha Lakes, ON K9V 2R2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$164,970 (30.0%)
* Minimum Canadian down payment required for this price is $29,990.
Amortization Period30 Years
Estimated Monthly Payment$1,830Based on a loan of $384,930 over 30 years.
Purchase Price$549,900
Loan Amount$384,930
Provincial Land Transfer Tax:$7,473
Total Estimated Closing Taxes:$7,473

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $549,900 in Kawartha Lakes, the legal minimum down payment is $29,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,473 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,473.

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Lindsay, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lindsay, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$659,328

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Lindsay, Kawartha Lakes

Elementary Schools

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Secondary Schools

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Lindsay, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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