106 Coldstream Road, Kawartha Lakes, ON

$679,900
MLS#:X13683356
3 beds
1 baths
1100-1500 sqft
11.0 parking
Residential Freehold
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Added:Aug 17, 2026(12 days ago)
Updated:Aug 24, 2026(5 days ago)
Last Checked:22 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Fenelon Falls. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $679,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 49 x 279 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 11.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Welcome to 106 Coldstream Road. This rare waterfront retreat offering the perfect blend of year round living and cottage lifestyle on the scenic Rosedale River. Set on a sprawling and beautifully maintained 0.76-acre property, this updated home showcases breathtaking river views, exceptional boating access, and a separate fully equipped boathouse with private wet slip accommodations.The main residence features 3 bedrooms and 1 updated bathroom with a bright open-concept layout designed to maximize natural light and water views. Thoughtful updates include renovated kitchen and bathroom spaces with main floor laundry, updated windows and flooring. Major mechanical improvements provide peace of mind with a propane furnace (approx. 3 years), central air conditioning, and roof shingles replaced approximately 4 years ago. The spacious primary bedroom offers a private walkout deck overlooking the river the perfect place to enjoy peaceful mornings by the water. Adding incredible versatility to the property is the detached boathouse featuring a 15 x 24 wet slip, kitchen, bathroom, 2 bedrooms, separate holding tank, and guest accommodations ideal for extended family or weekend visitors. Enjoy approximately 130 feet of pristine waterfront with a clean gravel and sandy bottom, excellent for swimming, fishing, and boating. Cruise with ease to beautiful Cameron Lake or prestigious Balsam Lake through the historic Rosedale Lock. A brand new side deck off the living room provides the ultimate setting to unwind while taking in spectacular nightly sunsets and panoramic skyline views.Additional features include a Generac backup generator, ample outdoor space, and a convenient location just a short drive or boat ride to the charming shops and restaurants of Fenelon Falls, all within approximately 1.5 hours of the GTA. A truly exceptional waterfront opportunity ready to be enjoyed in every season.

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Property Summary

This detached home located at 106 Coldstream Road, Kawartha Lakes is currently for sale and has been available on SousaSells for 12 days. This property is listed at $679,900 with an estimated mortgage of $2,263* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 106 Coldstream Road, Kawartha Lakes is in the Fenelon Falls neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Fenelon Falls, Kawartha Lakes.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Kawartha Lakes.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 17, 2026 (12 days ago)
UpdatedAug 24, 2026 (5 days ago)
Last Checked22 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementCrawl Space
Lot Size49 × 279 Feet
CountyKawartha Lakes
Annual Tax$4,162
Legal DescriptionPT PARKLT 9 S/S COLDSTREAM ST PL 115 PT 1, 57R1630; KAWARTHA LAKES

Parking & Garage

Parking Total11.0
Parking Space10
Garage TypeDetached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 106 Coldstream Road, Kawartha Lakes, ON

Q.What is the asking price for 106 Coldstream Road, Kawartha Lakes, ON ?

The current listing price for 106 Coldstream Road, Kawartha Lakes, ON in Fenelon Falls, Kawartha Lakes is $679,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 1100-1500 sqft.

Q.What property type and architectural style is 106 Coldstream Road, Kawartha Lakes, ON ?

106 Coldstream Road, Kawartha Lakes, ON is a Detached (Bungalow) featuring a Crawl Space basement.

Q.What interior features are included in this home?

Interior highlights include: Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 11.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Central Air.

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Location

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106 Coldstream Road, Kawartha Lakes, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Fenelon Falls, Kawartha Lakes

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 106 Coldstream Road, Kawartha Lakes, ON K0M 1N0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$203,970 (30.0%)
* Minimum Canadian down payment required for this price is $42,990.
Amortization Period30 Years
Estimated Monthly Payment$2,263Based on a loan of $475,930 over 30 years.
Purchase Price$679,900
Loan Amount$475,930
Provincial Land Transfer Tax:$10,073
Total Estimated Closing Taxes:$10,073

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $679,900 in Kawartha Lakes, the legal minimum down payment is $42,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,073 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,073.

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Fenelon Falls, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fenelon Falls, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$766,108

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Fenelon Falls, Kawartha Lakes

Elementary Schools

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Secondary Schools

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Fenelon Falls, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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