11 Fifth Street, Kawartha Lakes, ON

$980,000
MLS#:X13013724
4 beds
3 baths
700-1100 sqft
8.0 parking
Residential Freehold
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Added:Apr 17, 2026(134 days ago)
Updated:Jul 21, 2026(39 days ago)
Last Checked:17 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Verulam. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $980,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 75.24 x 117.41 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Sauna
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

This newly renovated 4-season home offers the perfect blend of modern living and lakeside tranquility, situated in a family-friendly neighbourhood with school bus routes. Boasting breathtaking views of Sturgeon Lake and located along the renowned Trent Severn Waterway, the property offers access to a network of interconnected lakes and multiple locks, making it ideal for boating enthusiasts. Thoughtfully updated with designer finishes throughout, the spacious open-concept living area is filled with natural light and provides an ideal setting for both relaxation and entertaining. The gourmet kitchen features sleek countertops, brand-new appliances, and ample storage space, making it a chefs dream. The lower-level spa area includes a steam sauna and a soaker tub that can also be used as a cold plunge- the perfect way to unwind after a day on the lake or nearby trails. Outside, enjoy your 44-foot dock for boating, fishing, or simply taking in the serene waterfront views. The detached 20x36 garage is equipped with electricity and comfortably fits four vehicles, offering plenty of space for storage or recreational equipment. Steps away from a public beach, marina, park, and government boat launch, this property is surrounded by year-round activities. In the winter, enjoy snowmobiling and ice fishing, while the warmer months offer hiking, swimming, and water sports. Conveniently located less than 20 minutes from Bobcaygeon, Peterborough, and Fenelon Falls, you'll have easy access to shops, restaurants, and local attractions while still enjoying the peace and privacy of lakeside living. The sellers are offering the option to include all furnishings, as seen in the photos, creating a turn-key opportunity for short-term rental income or a ready-to-enjoy personal retreat. Don't miss your chance to own a beautifully updated waterfront escape.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 11 Fifth Street, Kawartha Lakes is currently for sale and has been available on SousaSells for 134 days. This property is listed at $980,000 with an estimated mortgage of $3,262* per month. It has 4 beds, 3 bathrooms, and is 700-1100 square feet. 11 Fifth Street, Kawartha Lakes is in the Verulam neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Verulam, Kawartha Lakes.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Verulam, Kawartha Lakes.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedApr 17, 2026 (134 days ago)
UpdatedJul 21, 2026 (39 days ago)
Last Checked17 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFinished with Walk-Out
Lot Size75.24 × 117.41 Feet
CountyKawartha Lakes
Annual Tax$3,586.12
Legal DescriptionLT 86 PL 128 CITY OF KAWARTHA LAKES

Parking & Garage

Parking Total8.0
Parking Space4
Garage TypeDetached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Lake Access
  • Marina
  • Park
  • Waterfront
  • School

Interior Features

  • Sauna

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 11 Fifth Street, Kawartha Lakes, ON

Q.What is the asking price for 11 Fifth Street, Kawartha Lakes, ON ?

The current listing price for 11 Fifth Street, Kawartha Lakes, ON in Verulam, Kawartha Lakes is $980,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 11 Fifth Street, Kawartha Lakes, ON ?

11 Fifth Street, Kawartha Lakes, ON is a Detached (2-Storey) featuring a Finished with Walk-Out basement.

Q.What key property features does 11 Fifth Street, Kawartha Lakes, ON offer?

Key property features include: Beach, Lake Access, Marina, Park, Waterfront, School.

Q.What interior features are included in this home?

Interior highlights include: Sauna.

Q.Is parking available at this property?

Yes, this property offers parking space for 8.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Central Air.

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Location

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11 Fifth Street, Kawartha Lakes, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Verulam, Kawartha Lakes

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 11 Fifth Street, Kawartha Lakes, ON K0M 1L0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$294,000 (30.0%)
* Minimum Canadian down payment required for this price is $73,000.
Amortization Period30 Years
Estimated Monthly Payment$3,262Based on a loan of $686,000 over 30 years.
Purchase Price$980,000
Loan Amount$686,000
Provincial Land Transfer Tax:$16,075
Total Estimated Closing Taxes:$16,075

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $980,000 in Kawartha Lakes, the legal minimum down payment is $73,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,075 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,075.

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Verulam, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Verulam, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$875,685

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Verulam, Kawartha Lakes

Elementary Schools

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Secondary Schools

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Verulam, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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