12 Russell Street, Kawartha Lakes, ON

$899,500
MLS#:X13706448
5 beds
4 baths
3500-5000 sqft
8.0 parking
Residential Freehold
Loading property media...
Added:Aug 24, 2026(5 days ago)
Updated:Aug 24, 2026(5 days ago)
Last Checked:15 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Lindsay. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $899,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 4 Bathrooms with 3 functional kitchens
  • Generous living space spanning 3500-5000 sqft on a premium 82.5 x 132 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Primary Bedroom - Main Floor
  • Efficient radiant heating via gas

Description

This grand home has been in the same family for generations & was actually the first bank in Lindsay. This stately property features over 4000 sq ft of living space w/large principal rooms & has been updated over the years while retaining its charm & character. Currently set up as 3 living units this home can be reconfigured as a single family residence w/an in-law suite on the back, or keep it as is & enjoy the rental income potential. Main floor features high ceilings & large updated windows w/lots of natural light. Currently configured w/2 large bdrms w/shared 3pc bth, living room, dining room & kitchen. Second level features a primary bdrm w/3pc ensuite, living room, eat in kitchen, 2 additional bdrms (or rec rooms), study, 3pc bth w/laundry & 2 staircases. The in law suite is located on the back of the home & features 1 bdrm w/3pc ensuite, living room, eat in kitchen & lots of storage. Outside is a large 2 car garage w/plenty of storage space for all your toys, & lots of parking.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This detached home located at 12 Russell Street, Kawartha Lakes is currently for sale and has been available on SousaSells for 5 days. This property is listed at $899,500 with an estimated mortgage of $2,994* per month. It has 5 beds, 4 bathrooms, and is 3500-5000 square feet. 12 Russell Street, Kawartha Lakes is in the Lindsay neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Lindsay, Kawartha Lakes.

Highly Recommended for Families
What We Love About This Home
  • •5 spacious bedroom layout offering versatile living space
  • •4 well-appointed bathrooms
  • •3500-5000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Lindsay, Kawartha Lakes.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
4
Kitchens
3
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 24, 2026 (5 days ago)
UpdatedAug 24, 2026 (5 days ago)
Last Checked15 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementUnfinished
Lot Size82.5 Ă— 132 Feet
CountyKawartha Lakes
Annual Tax$7,539.01
Legal DescriptionLT 3 N/S RUSSELL ST PL 15P; S/T DEBTS IN R168756

Parking & Garage

Parking Total8.0
Parking Space6
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingNone

Features

Property Features

  • Park
  • Place Of Worship
  • School
  • School Bus Route

Interior Features

  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 12 Russell Street, Kawartha Lakes, ON

Q.What is the asking price for 12 Russell Street, Kawartha Lakes, ON ?

The current listing price for 12 Russell Street, Kawartha Lakes, ON in Lindsay, Kawartha Lakes is $899,500.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 4 bathrooms across approximately 3500-5000 sqft.

Q.What property type and architectural style is 12 Russell Street, Kawartha Lakes, ON ?

12 Russell Street, Kawartha Lakes, ON is a Detached (2-Storey) featuring a Unfinished basement.

Q.What key property features does 12 Russell Street, Kawartha Lakes, ON offer?

Key property features include: Park, Place Of Worship, School, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 8.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

Virtual Tour & 3D Walkthrough

Open Tour in New Tab

Location

Initializing map...
12 Russell Street, Kawartha Lakes, ON

Google Street View

Open in Google Maps
Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Lindsay, Kawartha Lakes

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 12 Russell Street E, Kawartha Lakes, ON K9V 1Z8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$269,850 (30.0%)
* Minimum Canadian down payment required for this price is $64,950.
Amortization Period30 Years
Estimated Monthly Payment$2,994Based on a loan of $629,650 over 30 years.
Purchase Price$899,500
Loan Amount$629,650
Provincial Land Transfer Tax:$14,465
Total Estimated Closing Taxes:$14,465

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $899,500 in Kawartha Lakes, the legal minimum down payment is $64,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,465 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,465.

Similar Listings in Lindsay, Kawartha Lakes

Explore all Just Listed Homes in Kawartha Lakes →

Lindsay, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lindsay, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$659,328

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Lindsay, Kawartha Lakes

Elementary Schools

No elementary schools data loaded.

Secondary Schools

No secondary schools data loaded.

Lindsay, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

Similar Active Listings in Kawartha Lakes

Compare prices, square footage, and school zones for similar Residential Freehold nearby

All Kawartha Lakes Homes
Residential Freehold for sale - 3 Bed, 2 Bath Home at 331 Port Colony Road Kawartha Lakes ON listed at $725,000 (MLS# X13724312)
Added 1 day ago
$725,000
3bd
2ba
1kt
Residential Freehold

331 Port Colony Road, Kawartha Lakes

Aug 28, 2026
DOM: 2

Welcome to Victoria Place, one of Bobcaygeon's most desirable waterfront communities, where lifestyl...

MLS#: X13724312
For Sale
Residential Freehold for sale - 3 Bed, 2 Bath Home at 295 Yelverton Road Kawartha Lakes ON listed at $675,000 (MLS# X13723250)
Added 1 day ago
$675,000
3bd
2ba
1kt
Residential Freehold

295 Yelverton Road, Kawartha Lakes

Aug 28, 2026
DOM: 2

Welcome to 295 Yelverton Rd! This spacious, all-brick 3-bedroom home offers comfortable country livi...

MLS#: X13723250
For Sale
Residential Freehold for sale - 3 Bed, 1 Bath Home at 24 Gillis Street Kawartha Lakes ON listed at $849,900 (MLS# X13721678)
Added 1 day ago
$849,900
3bd
1ba
1kt
Residential Freehold

24 Gillis Street, Kawartha Lakes

Aug 28, 2026
DOM: 2

Spectacular waterfront - all year round 4 season home on a quiet dead-end street, offering privacy a...

MLS#: X13721678
For Sale
Residential Freehold for sale - 4 Bed, 3 Bath Home at 72 Patterson Road Kawartha Lakes ON listed at $699,000 (MLS# X13721644)
Added 1 day ago
$699,000
4bd
3ba
1kt
Residential Freehold

72 Patterson Road, Kawartha Lakes

Aug 28, 2026
DOM: 2

Welcome to this charming bungalow set on a spacious 1.04-acre lot, offering plenty of privacy, parki...

MLS#: X13721644
For Sale