12 Stephen Court, Kawartha Lakes, ON

$174,900
MLS#:X13609116
2 beds
1 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Added:Jul 27, 2026(33 days ago)
Updated:Aug 24, 2026(5 days ago)
Last Checked:24 minutes ago

Property Highlights

Welcome to this remarkable Bungalow modular home located in the coveted neighborhood of Verulam. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $174,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 100 x 100 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Have you been searching for a property with plenty of potential for your next project? Whether you're looking for a starter home, a downsizing opportunity, or a place to bring your vision to life, this bungalow is worth a look! Nestled in the heart of the Kawartha Lakes between Lindsay and Bobcaygeon, this modular bungalow is ideally located near Sturgeon Lake and Emily Creek, offering easy access to fishing, canoeing, boating, and other outdoor activities while still being conveniently located close to amenities in both Lindsay and Bobcaygeon. The home offers 2 bedrooms, a kitchen/dining area, living room, den/office, 3-piece bathroom, sunroom, and laundry, with patio doors leading to the back deck. A detached 2-car garage/workshop provides excellent space for the hobbyist, storage, or your next project. Situated on a large lot on leased land, this property presents an excellent opportunity for buyers looking for affordability, space, and potential in a beautiful Kawartha Lakes setting.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This modular home located at 12 Stephen Court, Kawartha Lakes is currently for sale and has been available on SousaSells for 33 days. This property is listed at $174,900 with an estimated mortgage of $582* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 12 Stephen Court, Kawartha Lakes is in the Verulam neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Verulam, Kawartha Lakes.

Great for Small Household / Couples
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedJul 27, 2026 (33 days ago)
UpdatedAug 24, 2026 (5 days ago)
Last Checked24 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeModular Home
Architectural StyleBungalow
ConstructionVinyl Siding
BasementCrawl Space
Lot Size100 × 100 Feet
CountyKawartha Lakes
Annual Tax$0
Legal Description1978 Northlander Serial # SL241326 on leased land

Parking & Garage

Parking Total4.0
Parking Space2
Garage TypeDetached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Level
  • School Bus Route

Interior Features

  • Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 12 Stephen Court, Kawartha Lakes, ON

Q.What is the asking price for 12 Stephen Court, Kawartha Lakes, ON ?

The current listing price for 12 Stephen Court, Kawartha Lakes, ON in Verulam, Kawartha Lakes is $174,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 12 Stephen Court, Kawartha Lakes, ON ?

12 Stephen Court, Kawartha Lakes, ON is a Modular Home (Bungalow) featuring a Crawl Space basement.

Q.What key property features does 12 Stephen Court, Kawartha Lakes, ON offer?

Key property features include: Level, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Central Air.

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Location

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12 Stephen Court, Kawartha Lakes, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Verulam, Kawartha Lakes

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 12 Stephen Court, Kawartha Lakes, ON K0M 1L0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$52,470 (30.0%)
* Minimum Canadian down payment required for this price is $8,745.
Amortization Period30 Years
Estimated Monthly Payment$582Based on a loan of $122,430 over 30 years.
Purchase Price$174,900
Loan Amount$122,430
Provincial Land Transfer Tax:$1,474
Total Estimated Closing Taxes:$1,474

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $174,900 in Kawartha Lakes, the legal minimum down payment is $8,745 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $1,474 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $1,474.

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Verulam, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Verulam, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$875,685

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Verulam, Kawartha Lakes

Elementary Schools

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Secondary Schools

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Verulam, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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