31 Buck Lane, Kawartha Lakes, ON

$1,139,000
MLS#:X13699154
2 beds
1 baths
700-1100 sqft
5.0 parking
Residential Freehold
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Added:Aug 21, 2026(8 days ago)
Updated:Aug 23, 2026(6 days ago)
Last Checked:22 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Somerville. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $1,139,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 420 x 205 ft lot
  • 5.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • Efficient forced air heating via propane

Description

This magnificent Shadow Lake property has never before come to market and has a multitude of features desired by most waterfront buyers. The property is immensely private with 420 feet of waterfront on a 1.7 acre point lot. Its west-facing aspect provides stunning sunset vistas through two offshore islands that also keeps boat traffic at a distance and enhances privacy. The granite shoreline is deep and swimming is excellent off the year-round concrete dock which is accessed from stamped concrete steps from the cottage. The two bedroom cottage is spacious with almost 1,200 sq ft of living area and has been scrupulously maintained to retain its vintage charm. Highlights include gorgeous stonework on the wood burning fireplace and in the two sunrooms, and lovely windows and doors. The waterside deck is perfect for taking in the aesthetic and low-maintenance surroundings highlighted by smooth granite outcroppings carpeted with emerald green moss. The cottage is not fully winterized but does have a forced-air propane furnace to provide heat in the shoulder seasons. The property's location at the quiet and protected southern end of Shadow Lake is ideal for watersport enthusiasts, with the main body of Shadow Lake opening up to the north perfect for motorized sports, while the quieter and exceptionally beautiful Gull River/Silver Lake section to the south provides wonderful paddling opportunities. Services in Coboconk are less than a 10 minute drive away. This exceptional property will appeal to those longing to re-acquaint themselves with the wonders of nature, while providing many options for future enhancement without fear of hitting a valuation ceiling.

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Property Summary

This detached home located at 31 Buck Lane, Kawartha Lakes is currently for sale and has been available on SousaSells for 8 days. This property is listed at $1,139,000 with an estimated mortgage of $3,791* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 31 Buck Lane, Kawartha Lakes is in the Somerville neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Somerville, Kawartha Lakes.

Great for Small Household / Couples
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 21, 2026 (8 days ago)
UpdatedAug 23, 2026 (6 days ago)
Last Checked22 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionWood
BasementNone
Lot Size420 × 205 Feet
CountyKawartha Lakes
Annual Tax$5,831
Legal DescriptionPT LT 58 CON FRONT RANGE SOMERVILLE PT 1, 57R6001 & PT 4, 57R5291; S/T & T/W R289060; S/T DEBTS IN R145071; S/T BENEFICIARIES INTEREST IN R144154; KAWARTHA LAKES

Parking & Garage

Parking Total5.0
Parking Space5
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingNone

Features

Property Features

  • Lake/Pond

Interior Features

  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 31 Buck Lane, Kawartha Lakes, ON

Q.What is the asking price for 31 Buck Lane, Kawartha Lakes, ON ?

The current listing price for 31 Buck Lane, Kawartha Lakes, ON in Somerville, Kawartha Lakes is $1,139,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 31 Buck Lane, Kawartha Lakes, ON ?

31 Buck Lane, Kawartha Lakes, ON is a Detached (Bungalow) featuring a None basement.

Q.What key property features does 31 Buck Lane, Kawartha Lakes, ON offer?

Key property features include: Lake/Pond.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via None.

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Location

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31 Buck Lane, Kawartha Lakes, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Somerville, Kawartha Lakes

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 31 Buck Lane, Kawartha Lakes, ON K0M 1K0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$341,700 (30.0%)
* Minimum Canadian down payment required for this price is $227,800.
Amortization Period30 Years
Estimated Monthly Payment$3,791Based on a loan of $797,300 over 30 years.
Purchase Price$1,139,000
Loan Amount$797,300
Provincial Land Transfer Tax:$19,255
Total Estimated Closing Taxes:$19,255

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $1,139,000 in Kawartha Lakes, the legal minimum down payment is $227,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $19,255 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $19,255.

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Somerville, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Somerville, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$791,503

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Somerville, Kawartha Lakes

Elementary Schools

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Secondary Schools

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Somerville, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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