521 Ranch Road, Kawartha Lakes, ON

$843,800
MLS#:X13484548
3 beds
2 baths
700-1100 sqft
14.0 parking
Residential Freehold
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Added:Jun 24, 2026(66 days ago)
Updated:Aug 26, 2026(3 days ago)
Last Checked:18 minutes ago

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Verulam. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $843,800 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 120 x 100 ft lot
  • Features a finished, finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 14.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Built-In Oven, Countertop Range, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Stunning fully renovated 3-bedroom, 2-bath raised bungalow showcasing exceptional craftsmanship and high-end finishes throughout. FULLY FURNISHED & TURNKEY - Just mins to Bobcaygeon and short walk to Sturegon Lake access. Exceptional opportunity to own a beautifully renovated, fully furnished Kawartha Lakes retreat where everything has already been done! With both levels predominantly above grade, the bright, airy layout feels more like a two-storey home than a traditional bungalow. The spectacular open-concept main level features a designer kitchen with quartz countertops, built-in appliances, abundant cabinetry, and open concept to dining and living. Walk out to the impressive 47-ft wraparound sundeck, perfect for relaxing, dining, or hosting family and friends.*** The lower level offers an incredible primary retreat complete with a luxurious 5-piece ensuite bath that must be seen to be appreciated. A spacious family room with electric fireplace creates a warm and inviting atmosphere, complemented by a built-in bar area for entertaining. A walkout to the backyard enhances the indoor-outdoor lifestyle.***Over $250,000 spent in renovations and upgrades since 2021***Additional features include a private, treed lot offering exceptional privacy, a 17' x 10' guest bunkie. BONUS: newly built 26' x 22' insulated and heated garage with built-in cabinetry and shelving. Enjoy a private patio with fire pit, perennial gardens, and convenient dry storage under the deck. The expansive 90' x 22' driveway provides ample parking for a motorhome, boat, or recreational toys.***Unbeatable location just 5 minutes to Bobcaygeon for restaurants and amenities, and only a 2-minute stroll down the laneway to public access on beautiful Sturgeon Lake for swimming or launching your boat.***This is a rare turnkey opportunity offering luxury, privacy, and lifestyle in one exceptional package. ***Bring your fussiest client-they will not be disappointed*** Shows a 10!!!

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 521 Ranch Road, Kawartha Lakes is currently for sale and has been available on SousaSells for 66 days. This property is listed at $843,800 with an estimated mortgage of $2,809* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 521 Ranch Road, Kawartha Lakes is in the Verulam neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Verulam, Kawartha Lakes.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Kawartha Lakes.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedJun 24, 2026 (66 days ago)
UpdatedAug 26, 2026 (3 days ago)
Last Checked18 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionVinyl Siding
BasementFinished, Finished with Walk-Out
Lot Size120 × 100 Feet
CountyKawartha Lakes
Annual Tax$2,757.44
Legal DescriptionLt 2 PL 283 City of Kawartha Lakes

Parking & Garage

Parking Total14.0
Parking Space12
Garage TypeDetached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Level
  • Wooded/Treed

Interior Features

  • Built-In Oven
  • Countertop Range
  • In-Law Capability

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 521 Ranch Road, Kawartha Lakes, ON

Q.What is the asking price for 521 Ranch Road, Kawartha Lakes, ON ?

The current listing price for 521 Ranch Road, Kawartha Lakes, ON in Verulam, Kawartha Lakes is $843,800.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 521 Ranch Road, Kawartha Lakes, ON ?

521 Ranch Road, Kawartha Lakes, ON is a Detached (Bungalow-Raised) featuring a Finished, Finished with Walk-Out basement.

Q.What key property features does 521 Ranch Road, Kawartha Lakes, ON offer?

Key property features include: Level, Wooded/Treed.

Q.What interior features are included in this home?

Interior highlights include: Built-In Oven, Countertop Range, In-Law Capability.

Q.Is parking available at this property?

Yes, this property offers parking space for 14.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Central Air.

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Location

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521 Ranch Road, Kawartha Lakes, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Verulam, Kawartha Lakes

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 521 Ranch Road, Kawartha Lakes, ON K0M 1A0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$253,140 (30.0%)
* Minimum Canadian down payment required for this price is $59,380.
Amortization Period30 Years
Estimated Monthly Payment$2,809Based on a loan of $590,660 over 30 years.
Purchase Price$843,800
Loan Amount$590,660
Provincial Land Transfer Tax:$13,351
Total Estimated Closing Taxes:$13,351

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $843,800 in Kawartha Lakes, the legal minimum down payment is $59,380 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,351 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,351.

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Verulam, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Verulam, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$875,685

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Verulam, Kawartha Lakes

Elementary Schools

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Secondary Schools

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Verulam, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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