251 St. Albert Street, Kincardine, ON

$499,900
MLS#:X13494624
3 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Added:Jun 25, 2026(65 days ago)
Updated:Aug 28, 2026(1 day ago)
Last Checked:18 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Kincardine. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 82.5 x 132 ft lot
  • Features a partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient other configuration
  • Notable attributes: Water Heater Owned
  • Efficient forced air heating via gas

Description

CHARMING 4-SEASON COTTAGE WITH BARN, STEPS FROM THE BEACH AND THE SHORES OF LAKE HURON! Nestled beneath a canopy of mature trees on a private 83' x 132' lot, this inviting 4-season cottage feels like a peaceful escape while only walking distance from Kincardine's vibrant downtown, marina, harbour, and scenic hiking trails. Embrace the timeless charm of lakeside living in this tastefully updated four-season cottage, ideally located just steps from Station Beach. Built in 1892 and rich with character, this 3-bedroom, 2-bathroom retreat offers the perfect blend of historic cottage appeal and modern comfort. Across the road, the paved waterfront pathway leads directly to iconic Station Beach, the boardwalk, playground, and breathtaking Lake Huron sunsets. Inside, the original wide-plank pine floors blend beautifully with updated laminate flooring, creating a warm and welcoming atmosphere. Recent improvements include a natural gas furnace, chimney, eavestroughs and downspouts, 200-amp electrical service, updated appliances, fresh interior and exterior paint, and a spacious deck designed for outdoor entertaining. Enjoy your morning coffee surrounded by nature as well as a charming seasonal peek-a-boo view of the Lake. The Norway Spruce do a great job of keeping the home cool during those hot summer days. Adding to the property's unique appeal is the original 1865 barn, recently updated and full of possibilities. Whether envisioned as an artist's studio, workshop, hobby space, storage building, or future garage, it provides a rare and versatile bonus feature. Whether you're searching for a year-round home, cottage, investment property or a weekend retreat, this unique property captures the essence of the Lake Huron lifestyle!

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 251 St. Albert Street, Kincardine is currently for sale and has been available on SousaSells for 65 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 251 St. Albert Street, Kincardine is in the Kincardine neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Kincardine, Kincardine.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Kincardine.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedJun 25, 2026 (65 days ago)
UpdatedAug 28, 2026 (1 day ago)
Last Checked18 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionWood
BasementPartial Basement
Lot Size82.5 × 132 Feet
CountyBruce
Annual Tax$3,317.7
Legal DescriptionPT LT 31 E/S HURON TERRACE PL KINCARDINE AS IN R349607; KINCARDINE

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeOther

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

  • Beach
  • Fenced Yard
  • Hospital
  • Lake Access
  • Golf
  • Rec./Commun.Centre

Interior Features

  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 251 St. Albert Street, Kincardine, ON

Q.What is the asking price for 251 St. Albert Street, Kincardine, ON ?

The current listing price for 251 St. Albert Street, Kincardine, ON in Kincardine, Kincardine is $499,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 251 St. Albert Street, Kincardine, ON ?

251 St. Albert Street, Kincardine, ON is a Detached (1 1/2 Storey) featuring a Partial Basement basement.

Q.What key property features does 251 St. Albert Street, Kincardine, ON offer?

Key property features include: Beach, Fenced Yard, Hospital, Lake Access, Golf, Rec./Commun.Centre.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Other).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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Location

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251 St. Albert Street, Kincardine, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Kincardine, Kincardine

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 251 St. Albert Street, Kincardine, ON N2Z 2J5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kincardine.

Configure Loan Settings

Interest Rate4.00%
Down Payment$149,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period30 Years
Estimated Monthly Payment$1,664Based on a loan of $349,930 over 30 years.
Purchase Price$499,900
Loan Amount$349,930
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in Kincardine, ON

For a property listed at $499,900 in Kincardine, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Kincardine (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

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Kincardine, Kincardine Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Kincardine, Kincardine.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$976,434

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Kincardine, Kincardine

Elementary Schools

St Anthony's
Public709 Russell Street, Kincardine, Ontario, N2Z 1R1
5.1
Huron Heights
Public785 Russell Street, Kincardine, Ontario, N2Z 1S7
6.5

Secondary Schools

Kincardine
Public885 River Lane, Kincardine, Ontario, N2Z 2B9
7.1

Kincardine, Kincardine Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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