490 St Albert Street, Kincardine, ON

$619,900
MLS#:X13126202
Thinking of selling nearby?Your House Sold Guaranteed*
3 beds
2 baths
700-1100 sqft
6.0 parking
Residential Freehold
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Property no longer active

This property was sold on August 27, 2026. This listing is for reference purposes only. to view the sold price.

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Added:May 14, 2026(107 days ago)
Updated:Aug 27, 2026(2 days ago)
Last Checked:20 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Kincardine. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $619,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 75 x 110 ft lot
  • Features a finished, finished with walk-out, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available
  • Notable attributes: In-Law Suite, Primary Bedroom - Main Floor
  • equipped with wall unit(s) central cooling and highly efficient forced air heating via gas

Description

Well cared for and beautifully maintained, this 3-bedroom, 2 full bathroom bungalow is located in the desirable Lynden Estates neighbourhood of Kincardine. Situated on a spacious 75' x 110' lot, the home is within walking distance to scenic trails, downtown amenities, and the sandy beaches of Lake Huron.The fully finished lower level offers exceptional versatility, featuring a second kitchen, a 3-piece bathroom, and separate walk-out access ideal for extended family, guest accommodations, or a potential in-law suite. Recent updates include a newer forced-air gas furnace, ductless air conditioning on the main level, and numerous additional upgrades throughout the home, providing comfort and peace of mind for years to come.Don't miss this opportunity to own a move-in ready home in a fantastic location. Call today to schedule your personal viewing!

Thinking of selling nearby?

Get Tony Sousa's written guarantee: Your house sold or I'll buy it!*

*Conditions apply. Contact SousaSells.ca for more info.

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Property Summary

This detached home located at 490 St Albert Street, Kincardine is currently for sale and has been available on SousaSells for 107 days. This property is listed at $619,900 with an estimated mortgage of $2,063* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 490 St Albert Street, Kincardine is in the Kincardine neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Kincardine, Kincardine.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Kincardine.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional
Sold price information is available to members only
AddedMay 14, 2026 (107 days ago)
UpdatedAug 27, 2026 (2 days ago)
Last Checked20 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding
BasementFinished, Finished with Walk-Out, Separate Entrance
Lot Size75 × 110 Feet
CountyBruce
Annual Tax$3,026
Legal DescriptionPT LT 1 W/S PARK ST, 2 W/S PARK ST PL KINCARDINE PT 1, 3R617; KINCARDINE

Parking & Garage

Parking Total6.0
Parking Space6
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingWall Unit(s)

Features

Property Features

None listed

Interior Features

  • In-Law Suite
  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 490 St Albert Street, Kincardine, ON

Q.What is the asking price for 490 St Albert Street, Kincardine, ON ?

The current listing price for 490 St Albert Street, Kincardine, ON in Kincardine, Kincardine is $619,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 490 St Albert Street, Kincardine, ON ?

490 St Albert Street, Kincardine, ON is a Detached (Bungalow) featuring a Finished, Finished with Walk-Out, Separate Entrance basement.

Q.What interior features are included in this home?

Interior highlights include: In-Law Suite, Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Wall Unit(s).

Location

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490 St Albert Street, Kincardine, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Kincardine, Kincardine

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 490 St Albert Street, Kincardine, ON N2Z 2W6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kincardine.

Configure Loan Settings

Interest Rate4.00%
Down Payment$185,970 (30.0%)
* Minimum Canadian down payment required for this price is $36,990.
Amortization Period30 Years
Estimated Monthly Payment$2,063Based on a loan of $433,930 over 30 years.
Purchase Price$619,900
Loan Amount$433,930
Provincial Land Transfer Tax:$8,873
Total Estimated Closing Taxes:$8,873

About Purchasing a Home in Kincardine, ON

For a property listed at $619,900 in Kincardine, the legal minimum down payment is $36,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,873 for this transaction. As this listing is in Kincardine (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,873.

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Kincardine, Kincardine Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Kincardine, Kincardine.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$976,434

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Kincardine, Kincardine

Elementary Schools

St Anthony's
Public709 Russell Street, Kincardine, Ontario, N2Z 1R1
5.1
Huron Heights
Public785 Russell Street, Kincardine, Ontario, N2Z 1S7
6.5

Secondary Schools

Kincardine
Public885 River Lane, Kincardine, Ontario, N2Z 2B9
7.1

Kincardine, Kincardine Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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