104 Main Street, Loyalist, ON

$550,000
MLS#:X13526460
4 beds
3 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Added:Jul 6, 2026(54 days ago)
Updated:Jul 6, 2026(54 days ago)
Last Checked:12 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Bath. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $550,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 73.99 x 261.79 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient carport configuration
  • Notable attributes: In-Law Capability, Storage, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Welcome to the lakeside village of Bath, where historic small-town charm meets the beauty of Lake Ontario. This inviting 2+2 bedroom home offers glimpses of the water and a more relaxed pace of life. All just minutes from a golf courses, marina, and a locally loved shops. Inside, the home opens into a bright and welcoming space with new engineered hardwood and tile flooring throughout. The kitchen and dining areas are spacious, thoughtfully laid out, and flow effortlessly, creating a natural gathering place for everyday meals and weekend entertaining. The primary bedroom feels like a peaceful retreat with its own ensuite, while a second bedroom and full bath complete the main level. With the separate entrance from the carport, the lower level expands your options with two additional bedrooms, a powder room and a cozy living space. It's perfect for guests, growing families, or a home office. Whether you're starting a new chapter, looking for more space, or dreaming of life near the water, the home offers an exciting opportunity to enjoy comfort, flexibility, and the charm of lakeside living...with noting left to do but unpack.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 104 Main Street, Loyalist is currently for sale and has been available on SousaSells for 54 days. This property is listed at $550,000 with an estimated mortgage of $1,831* per month. It has 4 beds, 3 bathrooms, and is 1100-1500 square feet. 104 Main Street, Loyalist is in the Bath neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Bath, Loyalist.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Bath, Loyalist.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedJul 6, 2026 (54 days ago)
UpdatedJul 6, 2026 (54 days ago)
Last Checked12 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementFinished with Walk-Out
Lot Size73.99 Ă— 261.79 Feet
CountyLennox & Addington
Annual Tax$3,552.27
Legal DescriptionPT LT 14 CON BROKEN FRONT ERNESTOWN AS IN LA56941; LOYALIST

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeCarport

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Golf
  • Lake Access
  • Lake/Pond
  • Marina
  • Park
  • School Bus Route

Interior Features

  • In-Law Capability
  • Storage
  • Sump Pump
  • Water Heater Owned

Security Features

  • None

Community Features

None listed

Frequently Asked Questions about 104 Main Street, Loyalist, ON

Q.What is the asking price for 104 Main Street, Loyalist, ON ?

The current listing price for 104 Main Street, Loyalist, ON in Bath, Loyalist is $550,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 104 Main Street, Loyalist, ON ?

104 Main Street, Loyalist, ON is a Detached (Bungalow) featuring a Finished with Walk-Out basement.

Q.What key property features does 104 Main Street, Loyalist, ON offer?

Key property features include: Golf, Lake Access, Lake/Pond, Marina, Park, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: In-Law Capability, Storage, Sump Pump, Water Heater Owned.

Q.What security features are installed at 104 Main Street, Loyalist, ON ?

Security features include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Carport).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Central Air.

Location

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104 Main Street, Loyalist, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Bath, Loyalist

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 104 Main Street, Loyalist, ON K0H 1G0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Loyalist.

Configure Loan Settings

Interest Rate4.00%
Down Payment$165,000 (30.0%)
* Minimum Canadian down payment required for this price is $30,000.
Amortization Period30 Years
Estimated Monthly Payment$1,831Based on a loan of $385,000 over 30 years.
Purchase Price$550,000
Loan Amount$385,000
Provincial Land Transfer Tax:$7,475
Total Estimated Closing Taxes:$7,475

About Purchasing a Home in Loyalist, ON

For a property listed at $550,000 in Loyalist, the legal minimum down payment is $30,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,475 for this transaction. As this listing is in Loyalist (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,475.

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Bath, Loyalist Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Bath, Loyalist.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,122,333

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Bath, Loyalist

Elementary Schools

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Secondary Schools

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Bath, Loyalist Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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