10930 Front Road, Loyalist, ON

$695,000
MLS#:X13686278
3 beds
2 baths
1500-2000 sqft
16.0 parking
Residential Freehold
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Added:Aug 18, 2026(11 days ago)
Updated:Aug 22, 2026(7 days ago)
Last Checked:4 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Amherst Island. Expertly crafted featuring premium board & batten and brick front construction, this residence presents an exceptional opportunity offered at $695,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 210 x 332 ft lot
  • Features a unfinished, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 16.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Watch the birds from the windows over morning coffee, any season, in a great room built for gathering-cathedral ceiling, a wood-burning fireplace, and an efficient 2025 wood stove (WETT inspected) in an open-concept space with room for the biggest harvest table your extended family can fill. Sliding doors lead out to a deck overlooking the water. At the kitchen sink, the view shifts across the road to grazing cows in the neighbouring pasture-even the chores come with a view. This 3-bedroom, 2-full bathroom bungalow sits on a 1.72-acre lot with over 200 feet of level, swimmable waterfront on Lake Ontario and a sheltered harbour for a boat. The primary bedroom has a walk-in closet, 3-piece ensuite, and its own walkout to the deck and private hot tub-the perfect way to end the day with the lake in view. Beyond the main living space, this property is built for people who need room to work: a 527 sq ft heated workshop, a 1,654 sq ft detached garage with 240 sq ft of upper storage, plus a garden shed. The unfinished basement adds close to 1,200 sq ft of storage or future rec room potential. Recent updates include a propane furnace (2019), refinished wood floors, new sliding doors, and a new bathtub (all 2025), plus a separate electrical panel wired for a generator. Outside, perennial gardens, a vegetable garden, and an established asparagus patch round out the grounds. Set a 15 minutes ferry ride from Millhaven, Amherst Island offers a close-knit community and a quiet pace of life, with Kingston's west end just 15 minutes down the road.

Upcoming Open Houses

Saturday, August 29, 20261:00 PM - 2:30 PMPublic
Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 10930 Front Road, Loyalist is currently for sale and has been available on SousaSells for 11 days. This property is listed at $695,000 with an estimated mortgage of $2,313* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 10930 Front Road, Loyalist is in the Amherst Island neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Amherst Island, Loyalist.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Loyalist.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 18, 2026 (11 days ago)
UpdatedAug 22, 2026 (7 days ago)
Last Checked4 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBoard & Batten , Brick Front
BasementUnfinished, Partial Basement
Lot Size210 × 332 Feet
CountyLennox & Addington
Annual Tax$6,673.45
Legal DescriptionPT LT 17 CON 1 AMHERST ISLAND AS IN LA210541; LOYALIST

Parking & Garage

Parking Total16.0
Parking Space12
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Wooded/Treed
  • Waterfront
  • School Bus Route
  • Greenbelt/Conservation
  • Lake Access
  • Rec./Commun.Centre

Interior Features

  • Auto Garage Door Remote
  • Carpet Free
  • Primary Bedroom - Main Floor
  • Propane Tank
  • Storage
  • Sump Pump
  • Water Heater
  • Water Treatment
  • Workbench

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 10930 Front Road, Loyalist, ON

Q.What is the asking price for 10930 Front Road, Loyalist, ON ?

The current listing price for 10930 Front Road, Loyalist, ON in Amherst Island, Loyalist is $695,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 10930 Front Road, Loyalist, ON ?

10930 Front Road, Loyalist, ON is a Detached (Bungalow) featuring a Unfinished, Partial Basement basement.

Q.What key property features does 10930 Front Road, Loyalist, ON offer?

Key property features include: Wooded/Treed, Waterfront, School Bus Route, Greenbelt/Conservation, Lake Access, Rec./Commun.Centre.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Carpet Free, Primary Bedroom - Main Floor, Propane Tank, Storage, Sump Pump, Water Heater, Water Treatment, Workbench.

Q.What security features are installed at 10930 Front Road, Loyalist, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 16.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Central Air.

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Location

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10930 Front Road, Loyalist, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Amherst Island, Loyalist

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 10930 Front Road, Loyalist, ON K0H 2S0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Loyalist.

Configure Loan Settings

Interest Rate4.00%
Down Payment$208,500 (30.0%)
* Minimum Canadian down payment required for this price is $44,500.
Amortization Period30 Years
Estimated Monthly Payment$2,313Based on a loan of $486,500 over 30 years.
Purchase Price$695,000
Loan Amount$486,500
Provincial Land Transfer Tax:$10,375
Total Estimated Closing Taxes:$10,375

About Purchasing a Home in Loyalist, ON

For a property listed at $695,000 in Loyalist, the legal minimum down payment is $44,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,375 for this transaction. As this listing is in Loyalist (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,375.

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Amherst Island, Loyalist Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Amherst Island, Loyalist.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$654,950

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Amherst Island, Loyalist

Elementary Schools

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Secondary Schools

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Amherst Island, Loyalist Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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