173 Davy Street, Loyalist, ON

$499,500
MLS#:X13545430
2 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Added:Jul 8, 2026(52 days ago)
Updated:Jul 24, 2026(36 days ago)
Last Checked:15 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Bath. Expertly crafted featuring premium board & batten construction, this residence presents an exceptional opportunity offered at $499,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 49 x 71 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Separate Hydro Meter, Upgraded Insulation, Water Meter
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

The McTaggart House is deemed of cultural heritage because of it's inclusion in the "Red Book" BUT is not designated as Historical. It is also zoned for operating a business as well as residential. The house was built in the period 1859-1892. It survived the "Great Fire of 1942" which swept through the downtown core of Bath; destroying all but 2 of the downtown buildings. It was lifted and completely renovated in 2019 with all new infrastructure including new poured foundation, new gas furnace and HVAC, new electrical and plumbing including hot water on demand. Basement and huge crawlspace are foam insulated and the steel roofs were done in 2018.The original posts and beams have been saved and give it a warm feeling although it's a modern home with all modern fixtures and appliances. This is not your typical home as it boasts all handmade floors, baseboards and trim downstairs as well as most of the original wide plank floors on the 2nd floor. A large open plan main floor with 7 windows to bring lots of light in. There is lots of cleverly designed storage space and both the master closet and the mudroom closets are fitted with IKEA storage shelves so lots of space to organize. The location is just off Main St. with it's local vibe and businesses Not your typical subdivision house but rather a part of the community.

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Property Summary

This detached home located at 173 Davy Street, Loyalist is currently for sale and has been available on SousaSells for 52 days. This property is listed at $499,500 with an estimated mortgage of $1,663* per month. It has 2 beds, 2 bathrooms, and is 1100-1500 square feet. 173 Davy Street, Loyalist is in the Bath neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Bath, Loyalist.

Highly Recommended for Families
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedJul 8, 2026 (52 days ago)
UpdatedJul 24, 2026 (36 days ago)
Last Checked15 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBoard & Batten
BasementCrawl Space
Lot Size49 Ă— 71 Feet
CountyLennox & Addington
Annual Tax$2,979
Legal DescriptionPT UNNUMBERED LT BTN LT 3 AND 4 N/S MAIN ST PL 77; PT LT 4 N/S MAIN ST AND E/S LODGE ST PL 77; PT LT 9 S/S QUEEN ST AND E/S LODGE ST PL 77 PT 1 29R2597; LOYALIST

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Separate Hydro Meter
  • Upgraded Insulation
  • Water Meter

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 173 Davy Street, Loyalist, ON

Q.What is the asking price for 173 Davy Street, Loyalist, ON ?

The current listing price for 173 Davy Street, Loyalist, ON in Bath, Loyalist is $499,500.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 173 Davy Street, Loyalist, ON ?

173 Davy Street, Loyalist, ON is a Detached (2-Storey) featuring a Crawl Space basement.

Q.What interior features are included in this home?

Interior highlights include: Separate Hydro Meter, Upgraded Insulation, Water Meter.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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173 Davy Street, Loyalist, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Bath, Loyalist

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 173 Davy Street N, Loyalist, ON K0H 1G0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Loyalist.

Configure Loan Settings

Interest Rate4.00%
Down Payment$149,850 (30.0%)
* Minimum Canadian down payment required for this price is $24,975.
Amortization Period30 Years
Estimated Monthly Payment$1,663Based on a loan of $349,650 over 30 years.
Purchase Price$499,500
Loan Amount$349,650
Provincial Land Transfer Tax:$6,465
Total Estimated Closing Taxes:$6,465

About Purchasing a Home in Loyalist, ON

For a property listed at $499,500 in Loyalist, the legal minimum down payment is $24,975 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,465 for this transaction. As this listing is in Loyalist (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,465.

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Bath, Loyalist Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Bath, Loyalist.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,122,333

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Bath, Loyalist

Elementary Schools

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Secondary Schools

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Bath, Loyalist Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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