70 Main Street, Loyalist, ON

$519,900
MLS#:X13065004
3 beds
4 baths
1500-2000 sqft
2.0 parking
Residential Freehold
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Added:Apr 30, 2026(121 days ago)
Updated:Aug 11, 2026(18 days ago)
Last Checked:22 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey duplex located in the coveted neighborhood of Odessa. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $519,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 66 x 264 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: In-Law Capability, In-Law Suite, Storage
  • Efficient forced air heating via gas

Description

Welcome to this well-maintained 3-bedroom, 3-bathroom home in the charming community of Odessa. Currently enjoyed as a spacious single-family residence, this property is uniquely zoned as a duplex, offering outstanding flexibility for homeowners, investors, or multi-generational families. The home features a functional layout with generous living spaces, comfortable bedrooms, and three bathrooms to accommodate a growing family or guests with ease. Whether you're looking for a move-in-ready family home or an income-generating opportunity, this property delivers exceptional value. With minimal modifications, the home can be easily converted back to a duplex or configured as a private in-law suite, making it ideal for extended family living, rental income, or future investment potential. Separate living areas provide privacy and convenience while maintaining the option to enjoy the entire home as one residence. Situated in a friendly, small-town setting just a short drive from Kingston, you'll appreciate the balance of peaceful living with access to amenities, schools, and commuter routes.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This duplex located at 70 Main Street, Loyalist is currently for sale and has been available on SousaSells for 121 days. This property is listed at $519,900 with an estimated mortgage of $1,731* per month. It has 3 beds, 4 bathrooms, and is 1500-2000 square feet. 70 Main Street, Loyalist is in the Odessa neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Odessa, Loyalist.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •4 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Loyalist.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
4
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedApr 30, 2026 (121 days ago)
UpdatedAug 11, 2026 (18 days ago)
Last Checked22 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDuplex
Architectural Style2-Storey
ConstructionVinyl Siding
BasementCrawl Space
Lot Size66 × 264 Feet
CountyLennox & Addington
Annual Tax$2,745.7
Legal DescriptionLT 282 PL 91; PT LT 291 PL 91 AS IN LA226002; LOYALIST

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

None listed

Interior Features

  • In-Law Capability
  • In-Law Suite
  • Storage
  • Water Meter

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 70 Main Street, Loyalist, ON

Q.What is the asking price for 70 Main Street, Loyalist, ON ?

The current listing price for 70 Main Street, Loyalist, ON in Odessa, Loyalist is $519,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 4 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 70 Main Street, Loyalist, ON ?

70 Main Street, Loyalist, ON is a Duplex (2-Storey) featuring a Crawl Space basement.

Q.What interior features are included in this home?

Interior highlights include: In-Law Capability, In-Law Suite, Storage, Water Meter.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

Location

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70 Main Street, Loyalist, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Odessa, Loyalist

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 70 Main Street, Loyalist, ON K0H 2H0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Loyalist.

Configure Loan Settings

Interest Rate4.00%
Down Payment$155,970 (30.0%)
* Minimum Canadian down payment required for this price is $26,990.
Amortization Period30 Years
Estimated Monthly Payment$1,731Based on a loan of $363,930 over 30 years.
Purchase Price$519,900
Loan Amount$363,930
Provincial Land Transfer Tax:$6,873
Total Estimated Closing Taxes:$6,873

About Purchasing a Home in Loyalist, ON

For a property listed at $519,900 in Loyalist, the legal minimum down payment is $26,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,873 for this transaction. As this listing is in Loyalist (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,873.

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Odessa, Loyalist Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Odessa, Loyalist.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$698,412

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Odessa, Loyalist

Elementary Schools

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Secondary Schools

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Odessa, Loyalist Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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