1427 Spar Lake Road, Minden Hills, ON

$549,000
MLS#:X13413722
3 beds
1 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Added:Jun 8, 2026(82 days ago)
Updated:Aug 7, 2026(22 days ago)
Last Checked:24 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Lutterworth. Expertly crafted featuring premium aluminum siding and wood construction, this residence presents an exceptional opportunity offered at $549,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 320 x 150 ft lot
  • Features a crawl space, exposed rock, none basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Water Heater
  • Efficient other heating via wood

Description

Rare Spar Lake waterfront opportunity! Enjoy approximately 320 feet of private shoreline, on crystal-clear, spring-fed waters, with almost 2 acres of privacy and loads of natural beauty. Spar Lake is a motor restricted lake to under 9.9HP. which only adds to the peace and serenity it offers. Great for young families and nature lovers of all kinds. The lake is excellent, for fishing (bass, trout) as well paddling and swimming! The waterfront features the best of both worlds with a sandy shallow entry to wade in or jump off the end of the dock into deep water. The spacious 3-bedroom seasonal cottage offers a comfortable kitchen, cozy family room, and stunning lake views throughout. Enjoy it today as a turnkey retreat, or unlock its full potential with renovations, upgrades, or future plans. With pristine water, expansive frontage, and an incredible setting, this is a property that's becoming increasingly difficult to find. Just minutes from Minden and only a couple of hours north of the GTA, this is a waterfront opportunity worth viewing!

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Property Summary

This detached home located at 1427 Spar Lake Road, Minden Hills is currently for sale and has been available on SousaSells for 82 days. This property is listed at $549,000 with an estimated mortgage of $1,827* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 1427 Spar Lake Road, Minden Hills is in the Lutterworth neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Lutterworth, Minden Hills.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Minden Hills.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedJun 8, 2026 (82 days ago)
UpdatedAug 7, 2026 (22 days ago)
Last Checked24 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding, Wood
BasementCrawl Space, Exposed Rock, None
Lot Size320 × 150 Feet
CountyHaliburton
Annual Tax$1,718.28
Legal DescriptionLT 50-51 PL 379; PT RDAL IN FRONT OF LT 23 CON 1 LUTTERWORTH CLOSED BY H163541 PT 2 19R4122; MINDEN HILLS LT 49 PL 379; PT RDAL IN FRONT OF LT 23 CON 1 LUTTERWORTH CLOSED BY H163541 PT 1 19R4122; MINDEN HILLS

Parking & Garage

Parking Total5.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceWood
Heat TypeOther
CoolingNone

Features

Property Features

  • Beach
  • Campground
  • Lake/Pond
  • Waterfront

Interior Features

  • Primary Bedroom - Main Floor
  • Water Heater

Security Features

  • None

Community Features

None listed

Frequently Asked Questions about 1427 Spar Lake Road, Minden Hills, ON

Q.What is the asking price for 1427 Spar Lake Road, Minden Hills, ON ?

The current listing price for 1427 Spar Lake Road, Minden Hills, ON in Lutterworth, Minden Hills is $549,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 1100-1500 sqft.

Q.What property type and architectural style is 1427 Spar Lake Road, Minden Hills, ON ?

1427 Spar Lake Road, Minden Hills, ON is a Detached (Bungalow) featuring a Crawl Space, Exposed Rock, None basement.

Q.What key property features does 1427 Spar Lake Road, Minden Hills, ON offer?

Key property features include: Beach, Campground, Lake/Pond, Waterfront.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Water Heater.

Q.What security features are installed at 1427 Spar Lake Road, Minden Hills, ON ?

Security features include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Wood and cooling via None.

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Location

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1427 Spar Lake Road, Minden Hills, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Lutterworth, Minden Hills

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1427 Spar Lake Road, Minden Hills, ON K0M 2K0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Minden Hills.

Configure Loan Settings

Interest Rate4.00%
Down Payment$164,700 (30.0%)
* Minimum Canadian down payment required for this price is $29,900.
Amortization Period30 Years
Estimated Monthly Payment$1,827Based on a loan of $384,300 over 30 years.
Purchase Price$549,000
Loan Amount$384,300
Provincial Land Transfer Tax:$7,455
Total Estimated Closing Taxes:$7,455

About Purchasing a Home in Minden Hills, ON

For a property listed at $549,000 in Minden Hills, the legal minimum down payment is $29,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,455 for this transaction. As this listing is in Minden Hills (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,455.

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Lutterworth, Minden Hills Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lutterworth, Minden Hills.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$798,970

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Lutterworth, Minden Hills

Elementary Schools

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Secondary Schools

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Lutterworth, Minden Hills Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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