240 Cumberland Street, Minto, ON

$139,900
MLS#:X12959696
0 beds
0 baths
Residential Freehold
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Added:Apr 4, 2026(147 days ago)
Updated:May 21, 2026(100 days ago)
Last Checked:9 minutes ago

Property Highlights

Welcome to this remarkable vacant land located in the coveted neighborhood of Minto. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $139,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 18.79 x 20.12 ft lot size

Description

Opportunity Awaits: 240 Cumberland Street, PalmerstonBuild your future in the growing community of Palmerston with this ready-to-develop residential lot. Measuring approximately 61.65 ft x 66.00 ft, this property offers a manageable footprint for a custom detached home or a strategic investment project in the heart of Minto.Location & LifestyleForget the congestion of the GTA; Palmerston offers a refreshing pace of life where neighbors know each other by name. This lot is situated on a quiet residential street, perfectly positioned for families and commuters alike:Education: Just steps (approx. 200m) from Norwell District Secondary School and a short walk to local elementary schooling.Recreation: Minutes away from Lions Heritage Park, featuring the famous pedestrian bridge, splash pad, and the Palmerston Railway Heritage Museum.Convenience: A quick 5-minute walk to Main Street's shops, local dining, and the historic Norgan Theatre.Site Details & ImprovementsThe heavy lifting of site selection is done. This lot is level and clear, providing a blank canvas for your architectural vision.Services: Municipal water and sewer services are available at the road.Zoning: Located within an established residential pocket, the property is suited for a single-family dwelling that complements the existing character of the neighborhood.Commuter Friendly: Enjoy the peace of small-town living while staying connected-Listowel is 12 minutes away, and Fergus/Elora is reachable in under 30 minutes.Note: Buyers are encouraged to conduct their own due diligence regarding building permits, development charges, and service hook-up costs with the Town of Minto.Build your home where the air is clear and the community is strong. Lot is recently severed and address is subject to change.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This vacant land located at 240 Cumberland Street, Minto is currently for sale and has been available on SousaSells for 147 days. This property is listed at $139,900 with an estimated mortgage of $466* per month. It has 0 beds, 0 bathrooms, and is unknown square feet. 240 Cumberland Street, Minto is in the Minto neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Minto, Minto.

Great for Small Household / Couples
What We Love About This Home
  • •Desirable Vacant Land architecture in Minto, Minto
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

000
Property Type
Residential Freehold

Additional Details

StatusActive
AddedApr 4, 2026 (147 days ago)
UpdatedMay 21, 2026 (100 days ago)
Last Checked9 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeVacant Land
Lot Size18.79 Ă— 20.12 Metres
CountyWellington
Annual Tax$998
Legal DescriptionPART LOTS 15 AND 16 EAST SIDE CUMBERLAND STREET SURVEY HERMAN & BOLTON'S (18-11 WALLACE) PALMERSTON PART 1 61R22659 TOWN OF MINTO

Parking & Garage

Heating & Cooling

Features

Property Features

  • Hospital
  • School
  • Rec./Commun.Centre
  • Park

Interior Features

None listed

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 240 Cumberland Street, Minto, ON

Q.What is the asking price for 240 Cumberland Street, Minto, ON ?

The current listing price for 240 Cumberland Street, Minto, ON in Minto, Minto is $139,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 0 bedrooms and 0 bathrooms.

Q.What property type and architectural style is 240 Cumberland Street, Minto, ON ?

240 Cumberland Street, Minto, ON is a Vacant Land () featuring a basement.

Q.What key property features does 240 Cumberland Street, Minto, ON offer?

Key property features include: Hospital, School, Rec./Commun.Centre, Park.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via .

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Location

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240 Cumberland Street, Minto, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Minto, Minto

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 240 Cumberland Street, Minto, ON N0G 2P0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Minto.

Configure Loan Settings

Interest Rate4.00%
Down Payment$41,970 (30.0%)
* Minimum Canadian down payment required for this price is $6,995.
Amortization Period30 Years
Estimated Monthly Payment$466Based on a loan of $97,930 over 30 years.
Purchase Price$139,900
Loan Amount$97,930
Provincial Land Transfer Tax:$1,124
Total Estimated Closing Taxes:$1,124

About Purchasing a Home in Minto, ON

For a property listed at $139,900 in Minto, the legal minimum down payment is $6,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $1,124 for this transaction. As this listing is in Minto (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $1,124.

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Minto, Minto Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Minto, Minto.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$722,439

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Minto, Minto

Elementary Schools

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Secondary Schools

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Minto, Minto Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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