420 Victoria Street, Minto, ON

$617,000
MLS#:X12936068
3 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Added:Mar 30, 2026(152 days ago)
Updated:Jun 22, 2026(68 days ago)
Last Checked:23 minutes ago

Property Highlights

Welcome to this remarkable Bungalow semi-detached located in the coveted neighborhood of Minto. Expertly crafted featuring premium brick veneer construction, this residence presents an exceptional opportunity offered at $617,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 33.44 x 132.29 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Air Exchanger, Auto Garage Door Remote, Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Nestled on a quiet street in the welcoming town of Palmerston, 420 Victoria St. is a bright and inviting semi-detached home that blends modern comfort with small-town charm. Built in 2019, everything here is fresh, functional, and move-in ready. Inside, the open-concept main floor is filled with natural light, creating a warm and welcoming atmosphere. The kitchen shines with new appliances (2022), crisp cabinetry, and a layout that makes both weeknight meals and weekend entertaining a breeze. Upstairs, you'll find two comfortable bedrooms and a spacious 5-piece bathroom that adds a touch of everyday luxury. Downstairs, the fully finished basement extends your living space with a recreation area, home office, and an additional bedroom with its own 4-piece bathroom. Whether you're working from home, hosting movie nights, or creating a play space, this level adapts to whatever you need.The attached garage is another highlight. Extra wide and tall, it provides plenty of room for a vehicle plus storage for bikes, tools, or outdoor gear. When its time to step outside, the backyard is designed for easy enjoyment. Picture summer BBQs on the deck (2022), evenings around the fire pit, afternoons in the fully fenced yard, or storing tools and toys in the shed (2022). If you're looking for a modern, move-in-ready home in a friendly small-town setting, 420 Victoria St. checks all the boxes. Book your private showing today and come see for yourself!

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 420 Victoria Street, Minto is currently for sale and has been available on SousaSells for 152 days. This property is listed at $617,000 with an estimated mortgage of $2,054* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 420 Victoria Street, Minto is in the Minto neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Minto, Minto.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Minto.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedMar 30, 2026 (152 days ago)
UpdatedJun 22, 2026 (68 days ago)
Last Checked23 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural StyleBungalow
ConstructionBrick Veneer
BasementFull
Lot Size33.44 Ă— 132.29 Feet
CountyWellington
Annual Tax$3,464.51
Legal DescriptionPT LT 5 S/S VICTORIA ST MORISON'S SURVEY PALMERSTON BEING PT 2 61R21486 TOWN OF MINTO

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Library
  • Rec./Commun.Centre
  • School

Interior Features

  • Air Exchanger
  • Auto Garage Door Remote
  • Carpet Free
  • Primary Bedroom - Main Floor
  • Water Heater
  • Water Softener

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 420 Victoria Street, Minto, ON

Q.What is the asking price for 420 Victoria Street, Minto, ON ?

The current listing price for 420 Victoria Street, Minto, ON in Minto, Minto is $617,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 420 Victoria Street, Minto, ON ?

420 Victoria Street, Minto, ON is a Semi-Detached (Bungalow) featuring a Full basement.

Q.What key property features does 420 Victoria Street, Minto, ON offer?

Key property features include: Fenced Yard, Library, Rec./Commun.Centre, School.

Q.What interior features are included in this home?

Interior highlights include: Air Exchanger, Auto Garage Door Remote, Carpet Free, Primary Bedroom - Main Floor, Water Heater, Water Softener.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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420 Victoria Street, Minto, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Minto, Minto

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 420 Victoria Street, Minto, ON N0G 2P0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Minto.

Configure Loan Settings

Interest Rate4.00%
Down Payment$185,100 (30.0%)
* Minimum Canadian down payment required for this price is $36,700.
Amortization Period30 Years
Estimated Monthly Payment$2,054Based on a loan of $431,900 over 30 years.
Purchase Price$617,000
Loan Amount$431,900
Provincial Land Transfer Tax:$8,815
Total Estimated Closing Taxes:$8,815

About Purchasing a Home in Minto, ON

For a property listed at $617,000 in Minto, the legal minimum down payment is $36,700 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,815 for this transaction. As this listing is in Minto (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,815.

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Minto, Minto Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Minto, Minto.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$722,439

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Minto, Minto

Elementary Schools

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Secondary Schools

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Minto, Minto Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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