165 Ottawa Street, Mississippi Mills, ON

$465,000
MLS#:X13523686
4 beds
2 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Added:Jul 4, 2026(56 days ago)
Updated:Aug 21, 2026(8 days ago)
Last Checked:18 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Almonte. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $465,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 67.33 x 99.82 ft lot
  • Features a unfinished, exposed rock basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: On Demand Water Heater, Upgraded Insulation, Water Softener
  • equipped with window unit(s) central cooling and highly efficient baseboard heating via electric

Description

Welcome to 165 Ottawa St, a character-filled century home tucked into the heart of Almonte, one of the Ottawa Valley's most beloved small towns. Originally built in the 1880s with a kitchen addition added in the 1940s, this 1 & 3/4 storey home offers four bedrooms, 1.5 bathrooms, and the kind of timeless charm you can't recreate. The home sits on a solid stone foundation built right on bedrock and has been thoughtfully updated over the years: new windows, exterior doors, insulation, and siding in 2009; a new roof in 2022; an on-demand hot water tank in 2021; and a beautiful covered deck in 2003. Inside, original hardwood floors flow through much of the home, and the large kitchen blends original hardwood cabinets with newer cherrywood cabinetry, with plenty of room to add an island or create the eat-in kitchen you've been dreaming of. Main-floor laundry adds everyday convenience. The updated bathroom is a standout, featuring a Safestep tub with full-body relaxation jets (and a foot-bath option) and a lower space that's perfect for grandkids or little ones to splash and play, and finished off with a beautiful vessel sink atop cherry cabinetry, Step outside to the covered deck, ideal for BBQs and watching the birds and wildlife come and go, then take in the large, open backyard; a blank canvas ready for your garden, play space, or even a future pool. Location doesn't get much better: you're in the heart of Almonte, within easy reach of the hospital, schools, and shopping, and just a block from the Mississippi River, where paddling, fishing, and swimming are practically part of the neighbourhood. This is a rare opportunity to own a piece of Almonte's history, updated for modern living. Book your private showing today.

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Property Summary

This detached home located at 165 Ottawa Street, Mississippi Mills is currently for sale and has been available on SousaSells for 56 days. This property is listed at $465,000 with an estimated mortgage of $1,548* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 165 Ottawa Street, Mississippi Mills is in the Almonte neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Almonte, Mississippi Mills.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Almonte, Mississippi Mills.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedJul 4, 2026 (56 days ago)
UpdatedAug 21, 2026 (8 days ago)
Last Checked18 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementUnfinished, Exposed Rock
Lot Size67.33 Ă— 99.82 Feet
CountyLanark
Annual Tax$2,533.01
Legal DescriptionLT J SEC BARNETT PL 6262 LANARK N RAMSAY; LT 1 SEC FORGIE PL 6262 LANARK N RAMSAY AS IN RN69228; EXCEPT 26R2808 TOWN OF MISSISSIPPI MILLS

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingWindow Unit(s)

Features

Property Features

  • Hospital
  • River/Stream
  • School
  • Park
  • Library

Interior Features

  • On Demand Water Heater
  • Upgraded Insulation
  • Water Softener

Security Features

  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 165 Ottawa Street, Mississippi Mills, ON

Q.What is the asking price for 165 Ottawa Street, Mississippi Mills, ON ?

The current listing price for 165 Ottawa Street, Mississippi Mills, ON in Almonte, Mississippi Mills is $465,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 165 Ottawa Street, Mississippi Mills, ON ?

165 Ottawa Street, Mississippi Mills, ON is a Detached (1 1/2 Storey) featuring a Unfinished, Exposed Rock basement.

Q.What key property features does 165 Ottawa Street, Mississippi Mills, ON offer?

Key property features include: Hospital, River/Stream, School, Park, Library.

Q.What interior features are included in this home?

Interior highlights include: On Demand Water Heater, Upgraded Insulation, Water Softener.

Q.What security features are installed at 165 Ottawa Street, Mississippi Mills, ON ?

Security features include: Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Window Unit(s).

Location

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165 Ottawa Street, Mississippi Mills, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Almonte, Mississippi Mills

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 165 Ottawa Street, Mississippi Mills, ON K0A 1A0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Mississippi Mills.

Configure Loan Settings

Interest Rate4.00%
Down Payment$139,500 (30.0%)
* Minimum Canadian down payment required for this price is $23,250.
Amortization Period30 Years
Estimated Monthly Payment$1,548Based on a loan of $325,500 over 30 years.
Purchase Price$465,000
Loan Amount$325,500
Provincial Land Transfer Tax:$5,775
Total Estimated Closing Taxes:$5,775

About Purchasing a Home in Mississippi Mills, ON

For a property listed at $465,000 in Mississippi Mills, the legal minimum down payment is $23,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,775 for this transaction. As this listing is in Mississippi Mills (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,775.

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Almonte, Mississippi Mills Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Almonte, Mississippi Mills.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$798,759

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Almonte, Mississippi Mills

Elementary Schools

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Secondary Schools

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Almonte, Mississippi Mills Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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