492 River Road, Mississippi Mills, ON

$1,100,000
MLS#:X13714454
4 beds
3 baths
3000-3500 sqft
10.0 parking
Residential Freehold
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Added:Aug 26, 2026(3 days ago)
Updated:Aug 26, 2026(3 days ago)
Last Checked:21 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Mississippi Mills (Ramsay) Twp. Expertly crafted featuring premium stone construction, this residence presents an exceptional opportunity offered at $1,100,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 3000-3500 sqft on a premium 177.58 x 242.23 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available with a convenient other configuration
  • Notable attributes: Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

*OPEN HOUSE SUNDAY AUGUST 30 2-4PM* Nestled in the picturesque village of Appleton, this remarkable stone home sits on 1.4 acres of enchanting grounds directly across from the Mississippi River. Rich in history, character and timeless charm, the home invites you to appreciate the details of a bygone era, from its original hardwood floors and soaring ceilings to its deep window sills and intricate period features. At the heart of the home, the inviting eat-in kitchen features stainless steel appliances, soapstone countertops and a remarkable gas fireplace that once served as the original cooking hearth and bake oven. A charming breezeway connects the kitchen to the main living areas. The private primary suite is tucked above the kitchen and includes its own ensuite, while three additional bedrooms, a spa-inspired bathroom, formal dining and living rooms, a home office and cozy sitting room provide ample space. Generous storage throughout adds everyday practicality. Outside, the setting is truly special. Begin your mornings with coffee on the wraparound covered verandah as the sounds of the river rapids drift through the air, spend quiet afternoons among the blooms of the English cottage garden or wander the thoughtfully landscaped grounds. A newly added loft above the garage offers even more possibilities as an art studio, creative retreat, hobby space or additional storage. Thoughtful improvements, including 200-amp electrical service, offer modern comfort while preserving the home's timeless appeal. Lovingly maintained and carefully updated, this rare property offers a lifestyle surrounded by history, nature and enduring charm. Ideally located just minutes from Carleton Place and Almonte, with convenient highway access to Kanata and downtown Ottawa.

Upcoming Open Houses

Sunday, August 30, 20262:00 PM - 4:00 PMPublic
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Property Summary

This detached home located at 492 River Road, Mississippi Mills is currently for sale and has been available on SousaSells for 3 days. This property is listed at $1,100,000 with an estimated mortgage of $3,661* per month. It has 4 beds, 3 bathrooms, and is 3000-3500 square feet. 492 River Road, Mississippi Mills is in the Mississippi Mills (Ramsay) Twp neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Mississippi Mills (Ramsay) Twp, Mississippi Mills.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •3000-3500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Mississippi Mills (Ramsay) Twp, Mississippi Mills.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
3000-3500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 26, 2026 (3 days ago)
UpdatedAug 26, 2026 (3 days ago)
Last Checked21 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionStone
BasementUnfinished
Lot Size177.58 Ă— 242.23 Feet
CountyLanark
Annual Tax$6,809.16
Legal DescriptionPT LT 1 TESKEY SURVEY PL 843 LANARK N RAMSAY; PT LT 4 TESKEY SURVEY PL843 LANARK N RAMSAY; PT LT 8 TESKEY SURVEY PL 843 LANARK N RAMSAY AS IN LT14119

Parking & Garage

Parking Total10.0
Parking Space8
Garage TypeOther

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Golf
  • Park
  • River/Stream
  • Wooded/Treed

Interior Features

  • Sump Pump

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 492 River Road, Mississippi Mills, ON

Q.What is the asking price for 492 River Road, Mississippi Mills, ON ?

The current listing price for 492 River Road, Mississippi Mills, ON in Mississippi Mills (Ramsay) Twp, Mississippi Mills is $1,100,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 3000-3500 sqft.

Q.What property type and architectural style is 492 River Road, Mississippi Mills, ON ?

492 River Road, Mississippi Mills, ON is a Detached (2-Storey) featuring a Unfinished basement.

Q.What key property features does 492 River Road, Mississippi Mills, ON offer?

Key property features include: Golf, Park, River/Stream, Wooded/Treed.

Q.What interior features are included in this home?

Interior highlights include: Sump Pump.

Q.Is parking available at this property?

Yes, this property offers parking space for 10.0 vehicles (Other).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Central Air.

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Location

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492 River Road, Mississippi Mills, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Mississippi Mills (Ramsay) Twp, Mississippi Mills

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 492 River Road, Mississippi Mills, ON K0A 1A0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Mississippi Mills.

Configure Loan Settings

Interest Rate4.00%
Down Payment$330,000 (30.0%)
* Minimum Canadian down payment required for this price is $220,000.
Amortization Period30 Years
Estimated Monthly Payment$3,661Based on a loan of $770,000 over 30 years.
Purchase Price$1,100,000
Loan Amount$770,000
Provincial Land Transfer Tax:$18,475
Total Estimated Closing Taxes:$18,475

About Purchasing a Home in Mississippi Mills, ON

For a property listed at $1,100,000 in Mississippi Mills, the legal minimum down payment is $220,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,475 for this transaction. As this listing is in Mississippi Mills (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,475.

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Mississippi Mills (Ramsay) Twp, Mississippi Mills Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Mississippi Mills (Ramsay) Twp, Mississippi Mills.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$932,233

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Mississippi Mills (Ramsay) Twp, Mississippi Mills

Elementary Schools

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Secondary Schools

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Mississippi Mills (Ramsay) Twp, Mississippi Mills Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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