1140 Cowan Park Road, Unit 8, Muskoka Lakes, ON

$1,095,000
MLS#:X13107724
3 beds
2 baths
700-1100 sqft
10.0 parking
Residential Freehold
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Added:May 8, 2026(113 days ago)
Updated:Jul 2, 2026(58 days ago)
Last Checked:25 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Watt. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $1,095,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 100 x 350.91 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Upgraded Insulation, Water Heater Owned
  • equipped with other central cooling and highly efficient baseboard heating via electric

Description

Welcome to your turnkey Muskoka retreat on highly sought-after Three Mile Lake. Completely renovated down to the studs and meticulously upgraded and maintained, this exceptional 4-season waterfront property offers the perfect blend of modern comfort, flexibility, and classic Muskoka charm. Located just minutes from Windermere and only 2 hours from the GTA. Set on a gently sloping, family-friendly lot with 100 feet of pristine northwest-facing frontage and just under 1 acre, enjoy breathtaking sunsets, shallow sand beach and deeper water entry, a waterfront concrete patio, fire pit area, and removable dock. The extensively updated main cottage (2021) features new interior finishes, flooring, windows, sliders, updated electrical, heat pumps, new roof, new exterior siding and a full 22Kw Generac generator for year-round peace of mind. Inside, the bright open-concept layout showcases cathedral ceilings, a wall of windows with spectacular lake views, and walkout to an oversized composite lakeside deck. The kitchen and living area are anchored by a high-efficiency wood stove, while two main-floor bedrooms and an upgraded 4-piece bath complete the space. The fully finished walkout lower level functions as a self-contained 1-bedroom suite with its own kitchen, living/dining area, laundry, modern 3-piece bath, and beautiful lake views (new 2025 windows) that ideal for guests, extended family, or rental income potential. Adding to the versatility are two fully winterized lakeside sleeping cabins, both with AC and heat, plus a separate outdoor shower and compost toilet bunkie. Additional highlights include year-round road access, metal roof, ample parking, and a spacious backyard for entertaining or games for the kids. Offered fully furnished and equipped right down to the kitchenware, this rare package is truly move-in ready. Simply pack your suitcase and start making your unforgettable Muskoka memories this summer!

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 1140 Cowan Park Road, Muskoka Lakes is currently for sale and has been available on SousaSells for 113 days. This property is listed at $1,095,000 with an estimated mortgage of $3,645* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 1140 Cowan Park Road, Muskoka Lakes is in the Watt neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Watt, Muskoka Lakes.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Muskoka Lakes.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedMay 8, 2026 (113 days ago)
UpdatedJul 2, 2026 (58 days ago)
Last Checked25 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionWood
BasementFinished with Walk-Out
Lot Size100 Ă— 350.91 Feet
CountyMuskoka
Annual Tax$2,100
Legal DescriptionPCL 18407 SEC MUSKOKA; PT LT 20 CON 7 WATT PT 50, 61, 62 BR612; T/W PT 1, 57, 59 BR612 AS IN LT41249; T/W PT 10 BR612 AS IN LT41249; S/T PT 61 BR612 AS IN LT41249; MUSKOKA LAKES ; THE DISTRICT MUNICIPALITY OF MUSKOKA

Parking & Garage

Parking Total10.0
Parking Space10
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingOther

Features

Property Features

  • Lake Access
  • Marina
  • Waterfront

Interior Features

  • Primary Bedroom - Main Floor
  • Upgraded Insulation
  • Water Heater Owned
  • Generator - Full
  • Guest Accommodations
  • Propane Tank
  • Water Treatment
  • Sump Pump

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 1140 Cowan Park Road, Unit 8, Muskoka Lakes, ON

Q.What is the asking price for 1140 Cowan Park Road, Unit 8, Muskoka Lakes, ON ?

The current listing price for 1140 Cowan Park Road, Unit 8, Muskoka Lakes, ON in Watt, Muskoka Lakes is $1,095,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 1140 Cowan Park Road, Unit 8, Muskoka Lakes, ON ?

1140 Cowan Park Road, Unit 8, Muskoka Lakes, ON is a Detached (Bungalow) featuring a Finished with Walk-Out basement.

Q.What key property features does 1140 Cowan Park Road, Unit 8, Muskoka Lakes, ON offer?

Key property features include: Lake Access, Marina, Waterfront.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Upgraded Insulation, Water Heater Owned, Generator - Full, Guest Accommodations, Propane Tank, Water Treatment, Sump Pump.

Q.What security features are installed at 1140 Cowan Park Road, Unit 8, Muskoka Lakes, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 10.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Other.

Location

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1140 Cowan Park Road, Unit 8, Muskoka Lakes, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Watt, Muskoka Lakes

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1140 Cowan Park Road 8, Muskoka Lakes, ON P0B 1M0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Muskoka Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$328,500 (30.0%)
* Minimum Canadian down payment required for this price is $219,000.
Amortization Period30 Years
Estimated Monthly Payment$3,645Based on a loan of $766,500 over 30 years.
Purchase Price$1,095,000
Loan Amount$766,500
Provincial Land Transfer Tax:$18,375
Total Estimated Closing Taxes:$18,375

About Purchasing a Home in Muskoka Lakes, ON

For a property listed at $1,095,000 in Muskoka Lakes, the legal minimum down payment is $219,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,375 for this transaction. As this listing is in Muskoka Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,375.

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Watt, Muskoka Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Watt, Muskoka Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,789,423

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Watt, Muskoka Lakes

Elementary Schools

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Secondary Schools

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Watt, Muskoka Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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