4271 Elgin Street, Niagara Falls, ON

$649,850
MLS#:X13526352
3 beds
2 baths
2000-2500 sqft
4.0 parking
Residential Freehold
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Added:Jul 6, 2026(54 days ago)
Updated:Jul 6, 2026(54 days ago)
Last Checked:13 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Downtown. Expertly crafted featuring premium stone and metal/steel siding construction, this residence presents an exceptional opportunity offered at $649,850 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 60 x 117 ft lot
  • Features a half, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This house has the charm of a captivating beauty that just needs a touch of polish. The owner put it best saying this home is a pretty girl that just needs a little makeup. Homes like this are rare these days, especially one with such remarkable potential, situated so close to the allure of Niagara Falls and just a stroll away from the Niagara River and its many attractions. A glance down the street reveals the United States, adding to its appeal. It's a perfect fit for someone looking to create a backyard retreat around a stunning inground pool. The home boasts unique features, from its solid construction to its distinctive ceiling designs in the living room, and a striking family room filled with large windows and an impressive wood-burning fireplace. The upper level offers the flexibility to be transformed into two or three bedrooms with additional loft space, complemented by a spacious bathroom featuring a jacuzzi tub and body jet shower. This property is an ideal candidate for a VRBO or AirBNB opportunity for the right owner, though it's important for buyers to do their homework regarding licensing. The long-term owner is unable to maintain the size of the home anymore, making it a great chance for a new family or investor to add their own flair and enjoy a potentially wonderful home for years ahead. A detached two-car garage presents a bonus for those who enjoy working on vehicles. This unique opportunity awaits someone who is ready to embrace the potential of this special home in an incredible location near one of the world's natural wonders.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 4271 Elgin Street, Niagara Falls is currently for sale and has been available on SousaSells for 54 days. This property is listed at $649,850 with an estimated mortgage of $2,163* per month. It has 3 beds, 2 bathrooms, and is 2000-2500 square feet. 4271 Elgin Street, Niagara Falls is in the Downtown neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Downtown, Niagara Falls.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Niagara Falls.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedJul 6, 2026 (54 days ago)
UpdatedJul 6, 2026 (54 days ago)
Last Checked13 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionStone, Metal/Steel Siding
BasementHalf, Unfinished
Lot Size60 Ă— 117 Feet
CountyNiagara
Annual Tax$4,234
Legal DescriptionLT 37 PL 996 NIAGARA FALLS; PT LT 38 PL 996 NIAGARA FALLS AS IN RO380238 & RO134376 CITY OF NIAGARA FALLS

Parking & Garage

Parking Total4.0
Parking Space2
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Sump Pump

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 4271 Elgin Street, Niagara Falls, ON

Q.What is the asking price for 4271 Elgin Street, Niagara Falls, ON ?

The current listing price for 4271 Elgin Street, Niagara Falls, ON in Downtown, Niagara Falls is $649,850.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 4271 Elgin Street, Niagara Falls, ON ?

4271 Elgin Street, Niagara Falls, ON is a Detached (2-Storey) featuring a Half, Unfinished basement.

Q.What interior features are included in this home?

Interior highlights include: Sump Pump.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Virtual Tour & 3D Walkthrough

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Location

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4271 Elgin Street, Niagara Falls, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Downtown, Niagara Falls

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4271 Elgin Street, Niagara Falls, ON L2E 2X7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara Falls.

Configure Loan Settings

Interest Rate4.00%
Down Payment$194,955 (30.0%)
* Minimum Canadian down payment required for this price is $39,985.
Amortization Period30 Years
Estimated Monthly Payment$2,163Based on a loan of $454,895 over 30 years.
Purchase Price$649,850
Loan Amount$454,895
Provincial Land Transfer Tax:$9,472
Total Estimated Closing Taxes:$9,472

About Purchasing a Home in Niagara Falls, ON

For a property listed at $649,850 in Niagara Falls, the legal minimum down payment is $39,985 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,472 for this transaction. As this listing is in Niagara Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,472.

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Downtown, Niagara Falls Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, Niagara Falls.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$923,522

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Downtown, Niagara Falls

Elementary Schools

St Patrick
Public4653 Victoria Avenue, Niagara Falls, Ontario, L2E 4B8
6.6
Simcoe Street
PublicSimcoe Street, Niagara Falls, Ontario, L2E 3M9
9.4
Valley Way
Public5315 Valley Way, Niagara Falls, Ontario, L2E 1X4
6.5
St Mary
Public5719 Morrison Street, Niagara Falls, Ontario, L2E 2E8
8.1
LaMarsh
Public4571 Drummond Road, Niagara Falls, Ontario, L2E 6C8
5.3

Secondary Schools

Stamford
Public5775 Drummond Road, Niagara Falls, Ontario, L2G 4L2
5.3
A N Myer
Public6338 O'Neil Street, Niagara Falls, Ontario, L2J 1M7
7.6

Downtown, Niagara Falls Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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