4340 Elgin Street, Niagara Falls, ON

$199,900
MLS#:X13612414
Evaluating your home's equity?Sold Guarantee* →
3 beds
1 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Property no longer active

This property was sold on August 17, 2026. This listing is for reference purposes only. to view the sold price.

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Added:Jul 28, 2026(32 days ago)
Updated:Aug 17, 2026(12 days ago)
Last Checked:12 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of Downtown. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $199,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 60 x 109.36 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Water Heater
  • Efficient forced air heating via gas

Description

Home is a handyman special. Lot size is 60 x 109Ft. Sold "as is, where is" basis. Seller makes no representations and/or warranties. All room sizes are approx. Note: Hydro is off, proceed with caution.

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Property Summary

This detached home located at 4340 Elgin Street, Niagara Falls is currently for sale and has been available on SousaSells for 32 days. This property is listed at $199,900 with an estimated mortgage of $665* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 4340 Elgin Street, Niagara Falls is in the Downtown neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Downtown, Niagara Falls.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Niagara Falls.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 17, 2026
Sold price information is available to members only
AddedJul 28, 2026 (32 days ago)
UpdatedAug 17, 2026 (12 days ago)
Last Checked12 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural Style2-Storey
ConstructionAluminum Siding
BasementFull
Lot Size60 Ă— 109.36 Feet
CountyNiagara
Annual Tax$2,471
Legal DescriptionLT 18 PL 314 NIAGARA FALLS; LT 19 PL 314 NIAGARA FALLS CITY OF NIAGARA FALLS

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

None listed

Interior Features

  • Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 4340 Elgin Street, Niagara Falls, ON

Q.What is the asking price for 4340 Elgin Street, Niagara Falls, ON ?

The current listing price for 4340 Elgin Street, Niagara Falls, ON in Downtown, Niagara Falls is $199,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 1100-1500 sqft.

Q.What property type and architectural style is 4340 Elgin Street, Niagara Falls, ON ?

4340 Elgin Street, Niagara Falls, ON is a Semi-Detached (2-Storey) featuring a Full basement.

Q.What interior features are included in this home?

Interior highlights include: Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

Location

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4340 Elgin Street, Niagara Falls, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Downtown, Niagara Falls

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4340 Elgin Street, Niagara Falls, ON L2E 2X8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara Falls.

Configure Loan Settings

Interest Rate4.00%
Down Payment$59,970 (30.0%)
* Minimum Canadian down payment required for this price is $9,995.
Amortization Period30 Years
Estimated Monthly Payment$665Based on a loan of $139,930 over 30 years.
Purchase Price$199,900
Loan Amount$139,930
Provincial Land Transfer Tax:$1,724
Total Estimated Closing Taxes:$1,724

About Purchasing a Home in Niagara Falls, ON

For a property listed at $199,900 in Niagara Falls, the legal minimum down payment is $9,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $1,724 for this transaction. As this listing is in Niagara Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $1,724.

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Downtown, Niagara Falls Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, Niagara Falls.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$923,522

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Downtown, Niagara Falls

Elementary Schools

St Patrick
Public4653 Victoria Avenue, Niagara Falls, Ontario, L2E 4B8
6.6
Simcoe Street
PublicSimcoe Street, Niagara Falls, Ontario, L2E 3M9
9.4
Valley Way
Public5315 Valley Way, Niagara Falls, Ontario, L2E 1X4
6.5
St Mary
Public5719 Morrison Street, Niagara Falls, Ontario, L2E 2E8
8.1
LaMarsh
Public4571 Drummond Road, Niagara Falls, Ontario, L2E 6C8
5.3

Secondary Schools

Stamford
Public5775 Drummond Road, Niagara Falls, Ontario, L2G 4L2
5.3
A N Myer
Public6338 O'Neil Street, Niagara Falls, Ontario, L2J 1M7
7.6

Downtown, Niagara Falls Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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