120 Victoria Street, North Bay, ON

$439,900
MLS#:X13709746
3 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
Loading property media...
Added:Aug 25, 2026(4 days ago)
Updated:Aug 26, 2026(3 days ago)
Last Checked:14 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Central. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $439,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 53.02 x 125 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free, Water Heater, Central Vacuum
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 120 Victoria St. E., a charming and beautifully maintained 3-bedroom, 2-bathroom home that's truly move-in ready. Combining timeless character with modern comfort, this inviting home offers a spacious main floor featuring a bright eat-in kitchen, separate dining room, and a cozy family room complete with a fireplace-perfect for relaxing evenings at home. The kitchen provides ample counter space and storage, making meal preparation a breeze, and features garden doors that lead to a large deck overlooking the backyard-an ideal setting for entertaining, family gatherings, or simply enjoying the outdoors. Upstairs, you'll find three comfortable bedrooms and a well-appointed 4-piece bathroom. The lower level adds additional living space with a rec room, a generously sized laundry room, and a convenient 2-piece bathroom. Outside, the paved driveway offers plenty of parking and leads to a detached single-car garage with additional storage potential. With its functional layout, warm character, and excellent outdoor space, this property is the perfect place for a growing family to call home.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This detached home located at 120 Victoria Street, North Bay is currently for sale and has been available on SousaSells for 4 days. This property is listed at $439,900 with an estimated mortgage of $1,464* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 120 Victoria Street, North Bay is in the Central neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Central, North Bay.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in North Bay.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 25, 2026 (4 days ago)
UpdatedAug 26, 2026 (3 days ago)
Last Checked14 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFinished, Full
Lot Size53.02 × 125 Feet
CountyNipissing
Annual Tax$3,399
Legal DescriptionLT 667 PL 93 WIDDIFIELD; PT LT 162 PL 57 WIDDIFIELD PT 1 & 2, 36R8789; PT LANE PL 93 WIDDIFIELD CLOSED BY NB167466, PT 1, 36R11649; S/T NB167862E; NORTH BAY ; DISTRICT OF NIPISSING

Parking & Garage

Parking Total4.0
Parking Space3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Hospital
  • Public Transit
  • School Bus Route
  • School

Interior Features

  • Carpet Free
  • Water Heater
  • Central Vacuum
  • Air Exchanger
  • Primary Bedroom - Main Floor

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 120 Victoria Street, North Bay, ON

Q.What is the asking price for 120 Victoria Street, North Bay, ON ?

The current listing price for 120 Victoria Street, North Bay, ON in Central, North Bay is $439,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 120 Victoria Street, North Bay, ON ?

120 Victoria Street, North Bay, ON is a Detached (2-Storey) featuring a Finished, Full basement.

Q.What key property features does 120 Victoria Street, North Bay, ON offer?

Key property features include: Fenced Yard, Hospital, Public Transit, School Bus Route, School.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Water Heater, Central Vacuum, Air Exchanger, Primary Bedroom - Main Floor.

Q.What security features are installed at 120 Victoria Street, North Bay, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Virtual Tour & 3D Walkthrough

Virtual 360° Walkthrough & Live Video Tour

Request a live agent video tour or get 3D virtual walkthrough access for 120 Victoria Street, North Bay, ON .

Location

Initializing map...
120 Victoria Street, North Bay, ON

Google Street View

Open in Google Maps
Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Central, North Bay

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 120 Victoria Street E, North Bay, ON P1B 1P4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in North Bay.

Configure Loan Settings

Interest Rate4.00%
Down Payment$131,970 (30.0%)
* Minimum Canadian down payment required for this price is $21,995.
Amortization Period30 Years
Estimated Monthly Payment$1,464Based on a loan of $307,930 over 30 years.
Purchase Price$439,900
Loan Amount$307,930
Provincial Land Transfer Tax:$5,273
Total Estimated Closing Taxes:$5,273

About Purchasing a Home in North Bay, ON

For a property listed at $439,900 in North Bay, the legal minimum down payment is $21,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,273 for this transaction. As this listing is in North Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,273.

Similar Listings in Central, North Bay

Explore all Just Listed Homes in North Bay →

Central, North Bay Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Central, North Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$601,013

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Central, North Bay

Elementary Schools

Mother St Bride
Public414 Second Avenue West, North Bay, Ontario, P1B 3L2
0.9
Saint-Vincent
Public124 King Street East, North Bay, Ontario, P1B 1P2
3.0
St Hubert
Public850 Lorne Avenue, North Bay, Ontario, P1B 8M2
4.1
Alliance
Public700 Stones Street, North Bay, Ontario, P1B 6C1
5.9
Saints-Anges
Public681 Chippewa Street West, North Bay, Ontario, P1B 6G8
4.3

Secondary Schools

Algonquin
Public555 Algonquin Avenue, North Bay, Ontario, P1B 4W8
3.1
St. Joseph-Scollard Hall
Catholic675 O'Brien Street, North Bay, Ontario, P1B 9R3
5.4
Chippewa
Public539 Chippewa Street West, North Bay, Ontario, P1B 6G8
5.5
Odyssée
Public480 Norman Avenue, North Bay, Ontario, P1B 0A8
6.9

Central, North Bay Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

Similar Active Listings in North Bay

Compare prices, square footage, and school zones for similar Residential Freehold nearby

All North Bay Homes
Residential Freehold for sale - 4 Bed, 3 Bath Home at 35 Nancy Drive North Bay ON listed at $530,000 (MLS# X13722394)
Added 1 day ago
$530,000
4bd
3ba
1kt
Residential Freehold

35 Nancy Drive, North Bay

Aug 28, 2026
DOM: 2

Located in the highly sought-after College Heights neighbourhood, this spacious home offers 3+1 bedr...

MLS#: X13722394
For Sale
Residential Freehold for sale - 4 Bed, 2 Bath Home at 143 Whitney Avenue North Bay ON listed at $439,900 (MLS# X13718978)
Open House
$439,900
4bd
2ba
1kt
Residential Freehold

143 Whitney Avenue, North Bay

📅Open House:Aug 29 11:30 AM
Aug 27, 2026
DOM: 3

Welcome to 143 Whitney Avenue, this beautifully updated two-storey home, offering comfortable living...

MLS#: X13718978
For Sale
Residential Freehold for sale - 3 Bed, 2 Bath Home at 770 Main Street North Bay ON listed at $419,900 (MLS# X13717210)
Open House
$419,900
3bd
2ba
1kt
Residential Freehold

770 Main Street, North Bay

📅Open House:Aug 29 11:00 AM
Aug 27, 2026
DOM: 3

Welcome home to this charming 3-bedroom, 1.5-bath 2-storey home where character, convenience and a l...

MLS#: X13717210
For Sale
Residential Freehold for sale - 3 Bed, 1 Bath Home at 651 Jane Street North Bay ON listed at $419,900 (MLS# X13717042)
Open House
$419,900
3bd
1ba
1kt
Residential Freehold

651 Jane Street, North Bay

📅Open House:Aug 29 10:30 AM
Aug 27, 2026
DOM: 3

Welcome to 651 Jane Street, a warm and inviting home in North Bay's desirable West End where timeles...

MLS#: X13717042
For Sale