190 Ann Street, North Middlesex, ON

$499,000
MLS#:X13005882
6 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Added:Apr 14, 2026(137 days ago)
Updated:Apr 16, 2026(135 days ago)
Last Checked:12 minutes ago

Property Highlights

Welcome to this remarkable Bungalow duplex located in the coveted neighborhood of Parkhill. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $499,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 132 x 62.2 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Separate Hydro Meter, Water Heater Owned
  • equipped with other, wall unit(s) central cooling and highly efficient heat pump heating via other

Description

Welcome to this well-maintained up/down duplex in the heart of Parkhill, offering comfort, flexibility, and strong potential for both homeowners and investors. Ideally located directly across from Coronation Park, you'll enjoy beautiful green space, a playground, and a splash pad just steps from your front door-perfect for families or attracting quality tenants.This home is set in a friendly, growing community with schools, local shops, and everyday amenities close by. Its central location provides convenient access to London, Sarnia, Stratford, and Grand Bend, making commuting easy and weekend getaways to the beach or nearby city centres effortless.The property features two self-contained units, offering excellent versatility. The upper unit includes 3 spacious bedrooms, ideal for a primary residence. The lower unit offers 2 bedrooms plus a den, providing a great setup for extended family, in-laws, or a private rental suite to help offset mortgage costs.Both units have been thoughtfully updated, with the lower unit renovated within the past 3 years and the upper unit refreshed within the last 10 years. Major exterior improvements include a durable metal roof (2022), along with updated siding, windows, and eavestroughs, adding long-term value and peace of mind.Whether you're looking for a comfortable home with added income potential or a smart investment in a desirable small-town setting, this property offers a balanced opportunity in a welcoming community.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This duplex located at 190 Ann Street, North Middlesex is currently for sale and has been available on SousaSells for 137 days. This property is listed at $499,000 with an estimated mortgage of $1,661* per month. It has 6 beds, 2 bathrooms, and is 700-1100 square feet. 190 Ann Street, North Middlesex is in the Parkhill neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 6 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Parkhill, North Middlesex.

Highly Recommended for Families
What We Love About This Home
  • •6 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Parkhill, North Middlesex.

Target Buyer Match

Key Features

Bedrooms
6
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedApr 14, 2026 (137 days ago)
UpdatedApr 16, 2026 (135 days ago)
Last Checked12 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDuplex
Architectural StyleBungalow
ConstructionVinyl Siding
BasementFinished
Lot Size132 Ă— 62.2 Feet
CountyMiddlesex
Annual Tax$1,116
Legal DescriptionPART OF LOTS 1 & 2, EAST SIDE OF ANN STREET, PLAN 194 DESIGNATED AS PART 1, PLAN 33R-6732; CONSENT OF COMMITTEE OF ADJUSTMENT IN LT446121;MUNICIPALITY OF NORTH MIDDLESEX

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceOther
Heat TypeHeat Pump
CoolingOther, Wall Unit(s)

Features

Property Features

None listed

Interior Features

  • Separate Hydro Meter
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 190 Ann Street, North Middlesex, ON

Q.What is the asking price for 190 Ann Street, North Middlesex, ON ?

The current listing price for 190 Ann Street, North Middlesex, ON in Parkhill, North Middlesex is $499,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 6 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 190 Ann Street, North Middlesex, ON ?

190 Ann Street, North Middlesex, ON is a Duplex (Bungalow) featuring a Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Separate Hydro Meter, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Other and cooling via Other, Wall Unit(s).

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Location

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190 Ann Street, North Middlesex, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Parkhill, North Middlesex

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 190 Ann Street, North Middlesex, ON N0M 2K0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in North Middlesex.

Configure Loan Settings

Interest Rate4.00%
Down Payment$149,700 (30.0%)
* Minimum Canadian down payment required for this price is $24,950.
Amortization Period30 Years
Estimated Monthly Payment$1,661Based on a loan of $349,300 over 30 years.
Purchase Price$499,000
Loan Amount$349,300
Provincial Land Transfer Tax:$6,455
Total Estimated Closing Taxes:$6,455

About Purchasing a Home in North Middlesex, ON

For a property listed at $499,000 in North Middlesex, the legal minimum down payment is $24,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,455 for this transaction. As this listing is in North Middlesex (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,455.

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Parkhill, North Middlesex Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Parkhill, North Middlesex.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$577,174

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Parkhill, North Middlesex

Elementary Schools

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Secondary Schools

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Parkhill, North Middlesex Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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