119 Pine Tree Harbour Road, Northern Bruce Peninsula, ON

$919,000
MLS#:X13496430
4 beds
3 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Added:Jun 25, 2026(65 days ago)
Updated:Jun 29, 2026(61 days ago)
Last Checked:15 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Northern Bruce Peninsula. Expertly crafted featuring premium vinyl siding and stone construction, this residence presents an exceptional opportunity offered at $919,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 139.22 x 160.12 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, Central Vacuum
  • equipped with wall unit(s) central cooling and highly efficient heat pump heating via propane

Description

Dreaming of cottage mornings? Welcome to 119 Pine Tree Harbour, where every day feels like a getaway on the sparkling shores of Lake Huron. This beautifully updated four-bedroom waterfront home offers more than 2,600 square feet of inviting living space designed to make the most of its breathtaking setting. Large windows frame sweeping water views, while the fully renovated kitchen-updated just three years ago-opens into bright, welcoming spaces perfect for entertaining family and friends. The upper level features rich hardwood flooring, two spacious bedrooms, and two full bathrooms, creating a comfortable retreat after a day on the water. Downstairs, the finished lower level provides a generous family room, two additional bedrooms, a convenient two-piece bath, laundry area, and plenty of storage-ideal for guests, extended family, or weekend visitors. Outside, the magic of waterfront living truly comes to life. With a stationary dock, private boat launch, and dedicated docking bays, you'll have everything you need for boating, Sea-Doos, fishing, and unforgettable summer adventures. An attached garage and a large detached boathouse/workshop, built in 2018, provide exceptional storage for all your boats, water toys, and outdoor gear. Thoughtful upgrades throughout the home include 30 inches of blown-in insulation, an energy-efficient heat pump system, a Generac backup generator, a newer asphalt roof, and newly built decks that invite you to sit back, relax, and soak in the ever-changing beauty of Lake Huron. Whether you're searching for a year-round waterfront home or the cottage you've always dreamed of, 119 Pine Tree Harbour is the kind of place where memories are made, traditions are born, and every season brings a new reason to fall in love with life at the lake.

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Property Summary

This detached home located at 119 Pine Tree Harbour Road, Northern Bruce Peninsula is currently for sale and has been available on SousaSells for 65 days. This property is listed at $919,000 with an estimated mortgage of $3,059* per month. It has 4 beds, 3 bathrooms, and is 1100-1500 square feet. 119 Pine Tree Harbour Road, Northern Bruce Peninsula is in the Northern Bruce Peninsula neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Northern Bruce Peninsula, Northern Bruce Peninsula.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Northern Bruce Peninsula, Northern Bruce Peninsula.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedJun 25, 2026 (65 days ago)
UpdatedJun 29, 2026 (61 days ago)
Last Checked15 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding, Stone
BasementFinished with Walk-Out
Lot Size139.22 Ă— 160.12 Feet
CountyBruce
Annual Tax$4,396.37
Legal DescriptionPT LT 1 CON 8 WBR ST. EDMUNDS PT 25 & 27, 3R4106 MUNICIPALITY OF NORTHERN BRUCE PENINSULA

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeHeat Pump
CoolingWall Unit(s)

Features

Property Features

  • Sloping
  • Lake Access
  • Level
  • School Bus Route
  • Waterfront
  • Wooded/Treed

Interior Features

  • Auto Garage Door Remote
  • Carpet Free
  • Central Vacuum
  • Generator - Partial
  • Propane Tank
  • Upgraded Insulation
  • Water Heater Owned
  • Water Softener
  • Water Treatment

Security Features

  • Smoke Detector
  • Carbon Monoxide Detectors
  • Alarm System

Community Features

None listed

Frequently Asked Questions about 119 Pine Tree Harbour Road, Northern Bruce Peninsula, ON

Q.What is the asking price for 119 Pine Tree Harbour Road, Northern Bruce Peninsula, ON ?

The current listing price for 119 Pine Tree Harbour Road, Northern Bruce Peninsula, ON in Northern Bruce Peninsula, Northern Bruce Peninsula is $919,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 119 Pine Tree Harbour Road, Northern Bruce Peninsula, ON ?

119 Pine Tree Harbour Road, Northern Bruce Peninsula, ON is a Detached (Bungalow) featuring a Finished with Walk-Out basement.

Q.What key property features does 119 Pine Tree Harbour Road, Northern Bruce Peninsula, ON offer?

Key property features include: Sloping, Lake Access, Level, School Bus Route, Waterfront, Wooded/Treed.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Carpet Free, Central Vacuum, Generator - Partial, Propane Tank, Upgraded Insulation, Water Heater Owned, Water Softener, Water Treatment.

Q.What security features are installed at 119 Pine Tree Harbour Road, Northern Bruce Peninsula, ON ?

Security features include: Smoke Detector, Carbon Monoxide Detectors, Alarm System.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Wall Unit(s).

Location

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119 Pine Tree Harbour Road, Northern Bruce Peninsula, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Northern Bruce Peninsula, Northern Bruce Peninsula

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 119 Pine Tree Harbour Road, Northern Bruce Peninsula, ON N0H 1Z0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Northern Bruce Peninsula.

Configure Loan Settings

Interest Rate4.00%
Down Payment$275,700 (30.0%)
* Minimum Canadian down payment required for this price is $66,900.
Amortization Period30 Years
Estimated Monthly Payment$3,059Based on a loan of $643,300 over 30 years.
Purchase Price$919,000
Loan Amount$643,300
Provincial Land Transfer Tax:$14,855
Total Estimated Closing Taxes:$14,855

About Purchasing a Home in Northern Bruce Peninsula, ON

For a property listed at $919,000 in Northern Bruce Peninsula, the legal minimum down payment is $66,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,855 for this transaction. As this listing is in Northern Bruce Peninsula (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,855.

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Northern Bruce Peninsula, Northern Bruce Peninsula Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Northern Bruce Peninsula, Northern Bruce Peninsula.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$723,073

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Northern Bruce Peninsula, Northern Bruce Peninsula

Elementary Schools

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Secondary Schools

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Northern Bruce Peninsula, Northern Bruce Peninsula Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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