26 Elgin Street, Northern Bruce Peninsula, ON

$599,000
MLS#:X13428852
3 beds
2 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Added:Jun 10, 2026(80 days ago)
Updated:Aug 20, 2026(9 days ago)
Last Checked:19 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Northern Bruce Peninsula. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $599,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 130 x 338.23 ft lot
  • 4.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • Efficient baseboard heating via electric

Description

Nestled on a peaceful lot in one of Tobermory's most desirable neighbourhoods, this charming home sits just 1 km from the heart of the village - a short walk to Little Tub Harbour, the Chi-Cheemaun ferry dock, waterfront dining, diving outfitters, and boat tour operators. That unbeatable location is a big part of what makes this property a proven, licensed Short Term Accommodation under the Northern Bruce Peninsula Municipality - a turnkey income-generating asset ready to perform from day one, or an equally inviting full-time or seasonal family retreat. Step in from the upper deck into a bright, open-concept main living area that immediately feels like a getaway. Vaulted ceilings, warm pine floors, rich wood accents, an open kitchen, and a cozy propane fireplace set the tone, while floor-to-ceiling windows on both levels flood the space with natural light. The upper deck extends your living space outdoors - ideal for entertaining, outdoor dining, or simply unwinding with a drink in hand. The upper level also features a generous primary bedroom with walk-in closet and a full 4-piece bath. Head down the eye-catching spiral staircase and you'll find two additional bedrooms, a 2-piece bath, a second propane fireplace, and a fantastic games room that guests consistently love. A covered lower patio offers a quiet, shaded retreat - perfect for morning coffee while deer and birds move through the trees. Set on a full acre, the property transfers with furnishings included on both levels, making it as easy as it gets to step in and start enjoying - or start hosting. With the Bruce Trail minutes away and Georgian Bay launch points for kayaking and paddleboarding close at hand, the outdoor appeal is endless. 26 Elgin Street is a rare find that truly has to be seen to be fully appreciated.

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Property Summary

This detached home located at 26 Elgin Street, Northern Bruce Peninsula is currently for sale and has been available on SousaSells for 80 days. This property is listed at $599,000 with an estimated mortgage of $1,994* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 26 Elgin Street, Northern Bruce Peninsula is in the Northern Bruce Peninsula neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Northern Bruce Peninsula, Northern Bruce Peninsula.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Northern Bruce Peninsula.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedJun 10, 2026 (80 days ago)
UpdatedAug 20, 2026 (9 days ago)
Last Checked19 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding, Brick
BasementNone
Lot Size130 Ă— 338.23 Feet
CountyBruce
Annual Tax$2,647
Legal DescriptionPT FARM LT 5 E/S BURY RD PL BURY PT 1, 3R2483 T/W R384899 MUNICIPALITY OF NORTHERN BRUCE PENINSULA

Parking & Garage

Parking Total4.0
Parking Space6
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

  • Wooded/Treed
  • Marina
  • Park
  • School Bus Route
  • Rec./Commun.Centre
  • Greenbelt/Conservation

Interior Features

  • Water Heater Owned

Security Features

  • Smoke Detector
  • Other
  • Carbon Monoxide Detectors

Community Features

None listed

Frequently Asked Questions about 26 Elgin Street, Northern Bruce Peninsula, ON

Q.What is the asking price for 26 Elgin Street, Northern Bruce Peninsula, ON ?

The current listing price for 26 Elgin Street, Northern Bruce Peninsula, ON in Northern Bruce Peninsula, Northern Bruce Peninsula is $599,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 26 Elgin Street, Northern Bruce Peninsula, ON ?

26 Elgin Street, Northern Bruce Peninsula, ON is a Detached (2-Storey) featuring a None basement.

Q.What key property features does 26 Elgin Street, Northern Bruce Peninsula, ON offer?

Key property features include: Wooded/Treed, Marina, Park, School Bus Route, Rec./Commun.Centre, Greenbelt/Conservation.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned.

Q.What security features are installed at 26 Elgin Street, Northern Bruce Peninsula, ON ?

Security features include: Smoke Detector, Other, Carbon Monoxide Detectors.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via None.

Location

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26 Elgin Street, Northern Bruce Peninsula, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Northern Bruce Peninsula, Northern Bruce Peninsula

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 26 Elgin Street, Northern Bruce Peninsula, ON N0H 2R0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Northern Bruce Peninsula.

Configure Loan Settings

Interest Rate4.00%
Down Payment$179,700 (30.0%)
* Minimum Canadian down payment required for this price is $34,900.
Amortization Period30 Years
Estimated Monthly Payment$1,994Based on a loan of $419,300 over 30 years.
Purchase Price$599,000
Loan Amount$419,300
Provincial Land Transfer Tax:$8,455
Total Estimated Closing Taxes:$8,455

About Purchasing a Home in Northern Bruce Peninsula, ON

For a property listed at $599,000 in Northern Bruce Peninsula, the legal minimum down payment is $34,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,455 for this transaction. As this listing is in Northern Bruce Peninsula (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,455.

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Northern Bruce Peninsula, Northern Bruce Peninsula Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Northern Bruce Peninsula, Northern Bruce Peninsula.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$723,073

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Northern Bruce Peninsula, Northern Bruce Peninsula

Elementary Schools

No elementary schools data loaded.

Secondary Schools

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Northern Bruce Peninsula, Northern Bruce Peninsula Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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