85 Simpson Avenue, Northern Bruce Peninsula, ON

$549,000
MLS#:X13462878
3 beds
1 baths
700-1100 sqft
3.0 parking
Residential Freehold
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Added:Jun 18, 2026(72 days ago)
Updated:Jul 13, 2026(47 days ago)
Last Checked:25 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Northern Bruce Peninsula. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $549,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 69.77 x 234.19 ft lot
  • 3.0 total parking spaces available
  • Notable attributes: Carpet Free, Storage, Water Heater Owned
  • equipped with window unit(s) central cooling and highly efficient baseboard heating via electric

Description

Motivated Seller! Rare opportunity to own a waterfront cottage in Tobermory at an exceptional value. Enjoy breathtaking views, direct water access, and one of the best-priced waterfront properties currently available. WATERFRONT COTTAGE MINUTES TO THE VILLAGE OF TOBERMORY! 1025 SqFt Living Space. Close To All Amenities, Recreation, Shops And The Ferry. Stunning Shoreline Views From The Perfect Living Room!! The Sunroom Makes You Feel Like You're Right On The Water, Perfect spot For Family Game Nights, & Dining. Located On A Protected Channel - Perfect For Boats, Canoeing And Kayaking! This Cute Place Is A True "Rustic" Cottage. Both The Kitchen And Living Room Feature A Vaulted Ceiling With The Exposed Log Beams! Huge Primary Bedroom With Large Closet. Two Additional Bedrooms Featuring High Vaulted Ceilings Giving A Large Feel To Them! 3pc Bathroom, With Shower, Cottage Comes Furnished! There Is Even A Finished Bunkie, 14' By 12'. Metal Roof On Cottage! Great Spot For Kids' Not to Mention The Very Large Storage Shed/Workshop, 16' By 10'. More Than 100k Spent In Recent Upgrades. Neck Flooring, Kitchen... Too Many Items To List. Option To Purchase With Exisiting Furniture.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 85 Simpson Avenue, Northern Bruce Peninsula is currently for sale and has been available on SousaSells for 72 days. This property is listed at $549,000 with an estimated mortgage of $1,827* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 85 Simpson Avenue, Northern Bruce Peninsula is in the Northern Bruce Peninsula neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Northern Bruce Peninsula, Northern Bruce Peninsula.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Northern Bruce Peninsula.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedJun 18, 2026 (72 days ago)
UpdatedJul 13, 2026 (47 days ago)
Last Checked25 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding
BasementNone
Lot Size69.77 Ă— 234.19 Feet
CountyBruce
Annual Tax$2,471
Legal DescriptionLT 28 PL 352; NORTHERN BRUCE PENINSULA

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingWindow Unit(s)

Features

Property Features

  • Lake/Pond
  • Waterfront

Interior Features

  • Carpet Free
  • Storage
  • Water Heater Owned
  • Workbench

Security Features

  • None

Community Features

None listed

Frequently Asked Questions about 85 Simpson Avenue, Northern Bruce Peninsula, ON

Q.What is the asking price for 85 Simpson Avenue, Northern Bruce Peninsula, ON ?

The current listing price for 85 Simpson Avenue, Northern Bruce Peninsula, ON in Northern Bruce Peninsula, Northern Bruce Peninsula is $549,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 85 Simpson Avenue, Northern Bruce Peninsula, ON ?

85 Simpson Avenue, Northern Bruce Peninsula, ON is a Detached (Bungalow) featuring a None basement.

Q.What key property features does 85 Simpson Avenue, Northern Bruce Peninsula, ON offer?

Key property features include: Lake/Pond, Waterfront.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Storage, Water Heater Owned, Workbench.

Q.What security features are installed at 85 Simpson Avenue, Northern Bruce Peninsula, ON ?

Security features include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Window Unit(s).

Virtual Tour & 3D Walkthrough

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Location

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85 Simpson Avenue, Northern Bruce Peninsula, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Northern Bruce Peninsula, Northern Bruce Peninsula

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 85 Simpson Avenue, Northern Bruce Peninsula, ON N0H 2R0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Northern Bruce Peninsula.

Configure Loan Settings

Interest Rate4.00%
Down Payment$164,700 (30.0%)
* Minimum Canadian down payment required for this price is $29,900.
Amortization Period30 Years
Estimated Monthly Payment$1,827Based on a loan of $384,300 over 30 years.
Purchase Price$549,000
Loan Amount$384,300
Provincial Land Transfer Tax:$7,455
Total Estimated Closing Taxes:$7,455

About Purchasing a Home in Northern Bruce Peninsula, ON

For a property listed at $549,000 in Northern Bruce Peninsula, the legal minimum down payment is $29,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,455 for this transaction. As this listing is in Northern Bruce Peninsula (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,455.

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Northern Bruce Peninsula, Northern Bruce Peninsula Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Northern Bruce Peninsula, Northern Bruce Peninsula.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$723,073

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Northern Bruce Peninsula, Northern Bruce Peninsula

Elementary Schools

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Secondary Schools

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Northern Bruce Peninsula, Northern Bruce Peninsula Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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