2600 Kentucky Derby Way, Oshawa, ON

$845,000
MLS#:E13724112
3 beds
3 baths
2000-2500 sqft
2.0 parking
Residential Freehold
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Added:Aug 28, 2026(1 day ago)
Updated:Aug 28, 2026(1 day ago)
Last Checked:10 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Windfields. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $845,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 30.2 x 100.15 ft lot
  • Features a separate entrance, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Central Vacuum, ERV/HRV, On Demand Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 2600 Kentucky Derby Way, a bright and spacious detached home in the highly desirable Windfields community of North Oshawa. Originally offered as a 4-bedroom layout, this home was upgraded through the builder to a spacious 3-bedroom configuration, creating larger bedrooms and enhanced living space. The open-concept main floor features 9-ft ceilings, generous living and family areas, large windows, shutters and plenty of natural light throughout. The upgraded kitchen features quartz countertops, ample upgraded cabinetry, under-cabinet lighting, large-format tile and stainless steel appliances. The adjoining breakfast area offers sliding doors with a walkout to the fenced backyard, perfect for everyday family living and entertaining. Upstairs, the spacious primary bedroom features a walk-in closet and 4-piece ensuite with separate shower and tub. Two additional generously sized bedrooms, a second 4-piece bathroom with double vanity, and a convenient second-floor laundry room with window, built-in storage and counter complete the upper level. Additional features include a separate basement entrance offering potential for an in-law suite or future basement apartment, basement cold room, two basement windows including one larger window, front porch and an existing Tesla Wall Connector with 240V connection. Ideally located near Ontario Tech University, Durham College, Costco, shopping, parks, public transit and the new Cedar Valley Secondary School, scheduled to open September 2026, with convenient access to Highways 407 and 412 and approximately a 20-minute drive to Whitby GO Station. A fantastic opportunity to own a spacious family home in one of North Oshawa's most sought-after communities.

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Property Summary

This detached home located at 2600 Kentucky Derby Way, Oshawa is currently for sale and has been available on SousaSells for 1 day. This property is listed at $845,000 with an estimated mortgage of $2,813* per month. It has 3 beds, 3 bathrooms, and is 2000-2500 square feet. 2600 Kentucky Derby Way, Oshawa is in the Windfields neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Windfields, Oshawa.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Oshawa.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 28, 2026 (1 day ago)
UpdatedAug 28, 2026 (1 day ago)
Last Checked10 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementSeparate Entrance, Unfinished
Lot Size30.2 × 100.15 Feet
CountyDurham
Annual Tax$7,262.32
Legal DescriptionLOT 93, PLAN 40M2549 SUBJECT TO AN EASEMENT FOR ENTRY AS IN DR1575604 CITY OF OSHAWA

Parking & Garage

Parking Total2.0
Parking Space1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Central Vacuum
  • ERV/HRV
  • On Demand Water Heater
  • Rough-In Bath
  • Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 2600 Kentucky Derby Way, Oshawa, ON

Q.What is the asking price for 2600 Kentucky Derby Way, Oshawa, ON ?

The current listing price for 2600 Kentucky Derby Way, Oshawa, ON in Windfields, Oshawa is $845,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 2600 Kentucky Derby Way, Oshawa, ON ?

2600 Kentucky Derby Way, Oshawa, ON is a Detached (2-Storey) featuring a Separate Entrance, Unfinished basement.

Q.What interior features are included in this home?

Interior highlights include: Central Vacuum, ERV/HRV, On Demand Water Heater, Rough-In Bath, Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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2600 Kentucky Derby Way, Oshawa, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Windfields, Oshawa

SAFETY RATING9.3 / 10
Low Incident Area
Total Annual Incidents71 incidents / yr
Average Per Month5.9 incidents / mo
Population Benchmark28,000 residents
Personal Safety
Very Low

16 assaults (57.1/100k)

Property Security
Low

14 B&E (50.0/100k)

Auto Theft Risk
Moderate

24 thefts (85.7/100k)

1-Year Trend
▼ 5.5%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Durham Regional Police Service (DRPS) Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 2600 Kentucky Derby Way, Oshawa, ON L1L 0K5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.

Configure Loan Settings

Interest Rate4.00%
Down Payment$253,500 (30.0%)
* Minimum Canadian down payment required for this price is $59,500.
Amortization Period30 Years
Estimated Monthly Payment$2,813Based on a loan of $591,500 over 30 years.
Purchase Price$845,000
Loan Amount$591,500
Provincial Land Transfer Tax:$13,375
Total Estimated Closing Taxes:$13,375

About Purchasing a Home in Oshawa, ON

For a property listed at $845,000 in Oshawa, the legal minimum down payment is $59,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,375 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,375.

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Windfields, Oshawa Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Windfields, Oshawa.

Verified Local Data
City Population415,311
City Median Age39.6 Yrs
City Ownership75% Owners
Avg Area List Price$681,694

People & Families

Age Distribution

Household Composition

One-person households
21%
Families with children
53%
Couples without children
26%
Other households
0%

Top Ethnic Origins

English23%
Scottish18%
Irish18%
Canadian16%

Best Schools in Windfields, Oshawa

Elementary Schools

St. Anne
CatholicBridle Road, Windfields, Oshawa, Ontario, L1L 1B7
5.1
Northern Dancer
Public2200 Bridle Road, Windfields, Oshawa, Ontario, L1L 1C4
8.2
Kedron
Public1935 Ritson Road North, Samac, Oshawa, Ontario, L1H 7K5
6.6
Elsie MacGill
Public800 Greenhill Avenue, Oshawa, Ontario, L1K 0C8
5.2
Sherwood
Public633 Ormond Drive, Samac, Oshawa, Ontario, L1K 2W6
4.7

Secondary Schools

Maxwell Heights
Public1100 Coldstream Drive, Oshawa, Ontario, L1K 0N1
6.9

Windfields, Oshawa Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied75%
Rented25%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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