645 Fraser Avenue, Oshawa, ON

$1,235,000
MLS#:E12799418
6 beds
7 baths
2500-3000 sqft
8.0 parking
Residential Freehold
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Added:Feb 17, 2026(193 days ago)
Updated:Jul 29, 2026(31 days ago)
Last Checked:11 minutes ago

Property Highlights

Welcome to this remarkable [2-Storey] detached located in the coveted neighborhood of McLaughlin. Expertly crafted featuring premium [brick] construction, this residence presents an exceptional opportunity offered at $1,235,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 7 Bathrooms with 3 functional kitchens
  • Generous living space spanning 2500-3000 sqft on a premium 40.65 x 160.27 ft lot
  • Features a [finished, separate entrance] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: [Other]
  • equipped with [central air] central cooling and highly efficient forced air heating via electric

Description

Welcome to this stunning custom built home in a quiet Oshawa neighbourhood. Featuring 4spacious bedrooms, each with its own ensuite, this home offers modern open concept living with hardwood floors, pot lights, and an elegant solid wood staircase. The luxury kitchen includes quartz countertops, a large island, and high end appliances. The primary bedroom boasts a walk-in closet and a 5-piece ensuite. Enjoy the electric fireplace, large front walkout balcony, high garage ceilings, reverse osmosis system, and full-size washer and dryer. The finished basement includes two kitchens and two separate entrances, ideal for rental income or extended family. Conveniently located close to downtown Oshawa, Ontario Tech University, Oshawa GO Station, shopping, parks, schools, Highway 401.

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Property Summary

This detached home located at 645 Fraser Avenue, Oshawa is currently for sale and has been available on SousaSells for 193 days. This property is listed at $1,235,000 with an estimated mortgage of $4,111* per month. It has 6 beds, 7 bathrooms, and is 2500-3000 square feet. 645 Fraser Avenue, Oshawa is in the McLaughlin neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 6 bedrooms and 7 bathrooms, this home offers ample space and comfort for growing families in McLaughlin, Oshawa.

Highly Recommended for Families
What We Love About This Home
  • •6 spacious bedroom layout offering versatile living space
  • •7 well-appointed bathrooms
  • •2500-3000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in McLaughlin, Oshawa.

Target Buyer Match

Key Features

Bedrooms
6
Bathrooms
7
Kitchens
3
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedFeb 17, 2026 (193 days ago)
UpdatedJul 29, 2026 (31 days ago)
Last Checked11 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style[2-Storey]
Construction[Brick]
Basement[Finished, Separate Entrance]
Lot Size40.65 Ă— 160.27 Feet
CountyDurham
Annual Tax$8,934
Legal DescriptionPART LOT 15 SHEET 16C PLAN 370 EAST WHITBY PART 1 40R29886; CITY OF OSHAWA

Parking & Garage

Parking Total8.0
Parking Space6
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
Cooling[Central Air]

Features

Property Features

None listed

Interior Features

  • [Other]

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 645 Fraser Avenue, Oshawa, ON

Q.What is the asking price for 645 Fraser Avenue, Oshawa, ON ?

The current listing price for 645 Fraser Avenue, Oshawa, ON in McLaughlin, Oshawa is $1,235,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 6 bedrooms and 7 bathrooms across approximately 2500-3000 sqft.

Q.What property type and architectural style is 645 Fraser Avenue, Oshawa, ON ?

645 Fraser Avenue, Oshawa, ON is a Detached ([2-Storey]) featuring a [Finished, Separate Entrance] basement.

Q.What interior features are included in this home?

Interior highlights include: [Other].

Q.Is parking available at this property?

Yes, this property offers parking space for 8.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via [Central Air].

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Location

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645 Fraser Avenue, Oshawa, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

McLaughlin, Oshawa

SAFETY RATING8.9 / 10
Low Incident Area
Total Annual Incidents93 incidents / yr
Average Per Month7.8 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

36 assaults (45.0/100k)

Property Security
Low

16 B&E (40.0/100k)

Auto Theft Risk
Low Risk

23 thefts (45.0/100k)

1-Year Trend
â–Ľ 4.3%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Durham Regional Police Service (DRPS) Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 645 Fraser Avenue, Oshawa, ON L1J 6R8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.

Configure Loan Settings

Interest Rate4.00%
Down Payment$370,500 (30.0%)
* Minimum Canadian down payment required for this price is $247,000.
Amortization Period30 Years
Estimated Monthly Payment$4,111Based on a loan of $864,500 over 30 years.
Purchase Price$1,235,000
Loan Amount$864,500
Provincial Land Transfer Tax:$21,175
Total Estimated Closing Taxes:$21,175

About Purchasing a Home in Oshawa, ON

For a property listed at $1,235,000 in Oshawa, the legal minimum down payment is $247,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $21,175 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $21,175.

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McLaughlin, Oshawa Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for McLaughlin, Oshawa.

Verified Local Data
City Population415,311
City Median Age39.6 Yrs
City Ownership75% Owners
Avg Area List Price$732,277

People & Families

Age Distribution

Household Composition

One-person households
21%
Families with children
53%
Couples without children
26%
Other households
0%

Top Ethnic Origins

English23%
Scottish18%
Irish18%
Canadian16%

Best Schools in McLaughlin, Oshawa

Elementary Schools

Woodcrest
Public506 Woodcrest Avenue, Oshawa, Ontario, L1J 2T8
2.6
St Christopher
Public431 Annapolis Avenue, Oshawa, Ontario, L1J 2Y5
3.7
Antonine Maillet
Public615 Ridgeway Avenue, Oshawa, Ontario, L1J 2W3
9.1
Adelaide Mclaughlin
Public630 Stevenson Road North, Oshawa, Ontario, L1J 5P1
5.2
Waverly
Public100 Waverly Street South, Oshawa, Ontario, L1J 5V1
4.7

Secondary Schools

R. S. McLaughlin
Public570 Stevenson Road North, Oshawa, Ontario, L1J 5P1
6.4
O’Neill
Public301 Simcoe Street North, Oshawa, Ontario, L1G 4T2
5.7
Monsignor Paul Dwyer
Public700 Stevenson Road North, Oshawa, Ontario, L1J 5P5
5.6

McLaughlin, Oshawa Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied75%
Rented25%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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