787 Simcoe Street, Oshawa, ON

$1,900,000
MLS#:E13694232
5 beds
5 baths
3000-3500 sqft
13.0 parking
Residential Freehold
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Added:Aug 17, 2026(12 days ago)
Updated:Aug 22, 2026(7 days ago)
Last Checked:24 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Centennial. Expertly crafted featuring premium brick and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $1,900,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 5 Bathrooms
  • Generous living space spanning 3000-3500 sqft on a premium 100 x 187.83 ft lot
  • Features a finished, full, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 13.0 total parking spaces available with a convenient built-in configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

"Tudor Terrace" - A truly extraordinary residence set on an exceptional, approximately half-acre, landscaped lot. Rich in architectural character and timeless craftsmanship, Tudor Terrace blends storybook charm with sophisticated modern luxury. The dramatic front foyer features a winding staircase, original entry door, stained-glass/lead windows, intricate plaster mouldings and a domed ceiling, opening to a truly spectacular marble courtyard. The formal dining room showcases herringbone flooring, leaded windows and custom Tai Ping Hong Kong carpeting. A distinctive, semi-circular, sunken music room overlooks the courtyard. The custom chef's kitchen is beautifully appointed with quartzite countertops and backsplash, bespoke cabinetry, Miele and Gaggenau appliances, Kohler fixtures and herringbone flooring, complemented by a charming breakfast room with custom cabinetry and leaded windows. Elegant principal rooms include a family room with gas fireplace, a sunken sitting room with floor-to-ceiling windows overlooking the indoor pool and courtyard, and a richly detailed office with leaded windows and an antique coal fireplace. The spectacular indoor pool retreat features skylights, a sauna, whirlpool, shower, private courtyard access and a tiled, concrete pool approximately 4'-10' in depth. The upper level offers five bedrooms, including a refined primary suite with walk-in closet and luxurious ensuite featuring marble countertops, a stained-glass window and a Kohler BodyJet shower. The lower level offers a separate entrance through the garage - an ideal setup for potential multi-generational living. Outside, the Tudor character continues with cedar roofing, copper details, a copper weathervane, gingerbread detailing, bronze fountain, gazebo, a brick garden shed, a stamped-concrete circular driveway and a double built-in garage with a porte-cochere. A rare and remarkable residence.

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Property Summary

This detached home located at 787 Simcoe Street, Oshawa is currently for sale and has been available on SousaSells for 12 days. This property is listed at $1,900,000 with an estimated mortgage of $6,324* per month. It has 5 beds, 5 bathrooms, and is 3000-3500 square feet. 787 Simcoe Street, Oshawa is in the Centennial neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 5 bathrooms, this home offers ample space and comfort for growing families in Centennial, Oshawa.

Highly Recommended for Families
What We Love About This Home
  • 5 spacious bedroom layout offering versatile living space
  • 5 well-appointed bathrooms
  • 3000-3500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Centennial, Oshawa.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
5
Kitchens
1
Living Area
3000-3500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 17, 2026 (12 days ago)
UpdatedAug 22, 2026 (7 days ago)
Last Checked24 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Stucco (Plaster)
BasementFinished, Full, Separate Entrance
Lot Size100 × 187.83 Feet
CountyDurham
Annual Tax$18,035
Legal DescriptionLT 53 PL 317 EAST WHITBY; LT 54 PL 317 EAST WHITBY; PT LT 59 PL 317 EAST WHITBY; PT LT 60 PL 317 EAST WHITBY AS IN OS173672; OSHAWA

Parking & Garage

Parking Total13.0
Parking Space11
Garage TypeBuilt-In

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Public Transit

Interior Features

  • Auto Garage Door Remote
  • Carpet Free
  • In-Law Capability

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 787 Simcoe Street, Oshawa, ON

Q.What is the asking price for 787 Simcoe Street, Oshawa, ON ?

The current listing price for 787 Simcoe Street, Oshawa, ON in Centennial, Oshawa is $1,900,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 5 bathrooms across approximately 3000-3500 sqft.

Q.What property type and architectural style is 787 Simcoe Street, Oshawa, ON ?

787 Simcoe Street, Oshawa, ON is a Detached (2-Storey) featuring a Finished, Full, Separate Entrance basement.

Q.What key property features does 787 Simcoe Street, Oshawa, ON offer?

Key property features include: Fenced Yard, Public Transit.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Carpet Free, In-Law Capability.

Q.Is parking available at this property?

Yes, this property offers parking space for 13.0 vehicles (Built-In).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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787 Simcoe Street, Oshawa, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Centennial, Oshawa

SAFETY RATING8.9 / 10
Low Incident Area
Total Annual Incidents93 incidents / yr
Average Per Month7.8 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

36 assaults (45.0/100k)

Property Security
Low

16 B&E (40.0/100k)

Auto Theft Risk
Low Risk

23 thefts (45.0/100k)

1-Year Trend
▼ 4.3%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Durham Regional Police Service (DRPS) Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 787 Simcoe Street N, Oshawa, ON L1G 4V9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.

Configure Loan Settings

Interest Rate4.00%
Down Payment$570,000 (30.0%)
* Minimum Canadian down payment required for this price is $380,000.
Amortization Period30 Years
Estimated Monthly Payment$6,324Based on a loan of $1,330,000 over 30 years.
Purchase Price$1,900,000
Loan Amount$1,330,000
Provincial Land Transfer Tax:$34,475
Total Estimated Closing Taxes:$34,475

About Purchasing a Home in Oshawa, ON

For a property listed at $1,900,000 in Oshawa, the legal minimum down payment is $380,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $34,475 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $34,475.

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Centennial, Oshawa Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Centennial, Oshawa.

Verified Local Data
City Population415,311
City Median Age39.6 Yrs
City Ownership75% Owners
Avg Area List Price$691,658

People & Families

Age Distribution

Household Composition

One-person households
21%
Families with children
53%
Couples without children
26%
Other households
0%

Top Ethnic Origins

English23%
Scottish18%
Irish18%
Canadian16%

Best Schools in Centennial, Oshawa

Elementary Schools

Beau Valley
Public230 Marigold Avenue, Oshawa, Ontario, L1G 3G3
5.5
Queen Elizabeth
Public1205 Simcoe Street North, Oshawa, Ontario, L1G 4X1
2.9
Sunset Heights
Public1130 Mohawk Street, Oshawa, Ontario, L1G 4G7
5.7
Hillsdale
Public525 Oshawa Boulevard North, Oshawa, Ontario, L1G 5T6
5.3
Gordon B Attersley
Public1110 Attersley Drive, Oshawa, Ontario, L1K 1X8
5.0

Secondary Schools

O’Neill
Public301 Simcoe Street North, Oshawa, Ontario, L1G 4T2
5.7
Monsignor Paul Dwyer
Public700 Stevenson Road North, Oshawa, Ontario, L1J 5P5
5.6
R. S. McLaughlin
Public570 Stevenson Road North, Oshawa, Ontario, L1J 5P1
6.4

Centennial, Oshawa Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied75%
Rented25%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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