320 Mackay Street, Pembroke, ON

$374,900
MLS#:X13682676
3 beds
2 baths
1500-2000 sqft
5.0 parking
Residential Freehold
Loading property media...
Added:Aug 17, 2026(12 days ago)
Updated:Aug 17, 2026(12 days ago)
Last Checked:4 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Pembroke. Expertly crafted featuring premium other construction, this residence presents an exceptional opportunity offered at $374,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a spacious lot (Feet)
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, Central Vacuum
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This charming two storey, three bedroom home is centrally located and in walking distance to downtown shopping, restaurants, schools and churches. Upstairs has three good sized bedrooms and a four piece washroom. The primary bedroom steps down into extra space which could be used as an office or hobby area. The main floor is tastefully decorated with a functional central kitchen, formal dining room, bright den and living room which includes a cozy gas fireplace. Both the living room and den have patio doors leading to a fully fenced backyard urban oasis with an in-ground pool surrounded by stamped concrete, two tiered deck and a hot tub - the perfect backyard for relaxing with family or entertaining friends. Downstairs is a large family room complete with wet bar, second washroom with attached laundry room and lots of extra storage closets. The large garage offers plenty of storage, a workshop and a changing room for the pool. Recent upgrades include new electric panel 2021, new shingles 2021, new patio doors 2021, partial kitchen renovation 2021, new furnace 2023, new AC 2023, some new windows 2024, new pool heater 2024 and new pool pump 2024. Added bonus the property backs onto beautiful Pansy Patch park with a path direct from the yard. 48 hour irrevocable on offers.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This detached home located at 320 Mackay Street, Pembroke is currently for sale and has been available on SousaSells for 12 days. This property is listed at $374,900 with an estimated mortgage of $1,248* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 320 Mackay Street, Pembroke is in the Pembroke neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Pembroke, Pembroke.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Pembroke.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 17, 2026 (12 days ago)
UpdatedAug 17, 2026 (12 days ago)
Last Checked4 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionOther
BasementFull, Finished
CountyRenfrew
Annual Tax$4,616.83
Legal DescriptionPT LT 95 & PT LT 129, PL 57 AS IN R335722 ; CITY OF PEMBROKE

Parking & Garage

Parking Total5.0
Parking Space3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Hospital
  • Library
  • Marina
  • Park
  • Place Of Worship

Interior Features

  • Auto Garage Door Remote
  • Carpet Free
  • Central Vacuum
  • Upgraded Insulation
  • Workbench
  • Water Heater
  • Storage

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 320 Mackay Street, Pembroke, ON

Q.What is the asking price for 320 Mackay Street, Pembroke, ON ?

The current listing price for 320 Mackay Street, Pembroke, ON in Pembroke, Pembroke is $374,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 320 Mackay Street, Pembroke, ON ?

320 Mackay Street, Pembroke, ON is a Detached (1 1/2 Storey) featuring a Full, Finished basement.

Q.What key property features does 320 Mackay Street, Pembroke, ON offer?

Key property features include: Fenced Yard, Hospital, Library, Marina, Park, Place Of Worship.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Carpet Free, Central Vacuum, Upgraded Insulation, Workbench, Water Heater, Storage.

Q.What security features are installed at 320 Mackay Street, Pembroke, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

Initializing map...
320 Mackay Street, Pembroke, ON

Google Street View

Open in Google Maps
Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Pembroke, Pembroke

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 320 Mackay Street, Pembroke, ON K8A 1C7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Pembroke.

Configure Loan Settings

Interest Rate4.00%
Down Payment$112,470 (30.0%)
* Minimum Canadian down payment required for this price is $18,745.
Amortization Period30 Years
Estimated Monthly Payment$1,248Based on a loan of $262,430 over 30 years.
Purchase Price$374,900
Loan Amount$262,430
Provincial Land Transfer Tax:$4,099
Total Estimated Closing Taxes:$4,099

About Purchasing a Home in Pembroke, ON

For a property listed at $374,900 in Pembroke, the legal minimum down payment is $18,745 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,099 for this transaction. As this listing is in Pembroke (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,099.

Similar Listings in Pembroke, Pembroke

Explore all Just Listed Homes in Pembroke →

Pembroke, Pembroke Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Pembroke, Pembroke.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$585,405

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Pembroke, Pembroke

Elementary Schools

Cathedral
Public200 Isabella Street, Pembroke, Ontario, K8A 5S7
6.8
L'Équinoxe
Public399 Isabella Street, Pembroke, Ontario, K8A 5T4
4.7
Holy Name
Public299 First Avenue North, Pembroke, Ontario, K8A 5C3
3.6
Champlain Discovery
Public390 Bell Street, Pembroke, Ontario, K8A 2K5
3.0
Our Lady of Lourdes
Public535 Irving Street, Pembroke, Ontario, K8A 2V2
8.1

Secondary Schools

Bishop Smith
Public362 Carmody Street, Pembroke, Ontario, K8A 4G2
7.3
Fellowes
Public420 Bell Street, Pembroke, Ontario, K8A 2K5
4.6
Jeanne-Lajoie
Public1257 Pembroke Street West, Pembroke, Ontario, K8A 5R3
8.2

Pembroke, Pembroke Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

Similar Active Listings in Pembroke

Compare prices, square footage, and school zones for similar Residential Freehold nearby

All Pembroke Homes
Residential Freehold for sale - 3 Bed, 2 Bath Home at 320 Alfred Street Pembroke ON listed at $449,900 (MLS# X13711370)
Added 4 days ago
$449,900
3bd
2ba
1kt
Residential Freehold

320 Alfred Street, Pembroke

Aug 25, 2026
DOM: 5

Welcome to this meticulously maintained 3 Bedrooms, 2 Bathrooms home with lots of character and spac...

MLS#: X13711370
For Sale
Residential Freehold for sale - 3 Bed, 2 Bath Home at 180 Mary Street Pembroke ON listed at $320,000 (MLS# X13706092)
Added 5 days ago
$320,000
3bd
2ba
1kt
Residential Freehold

180 Mary Street, Pembroke

Aug 24, 2026
DOM: 6

Welcome to 180 Mary St - a tastefully updated and well-maintained 3-bedroom, 2-bathroom home in the ...

MLS#: X13706092
For Sale
Residential Freehold for sale - 3 Bed, 1 Bath Home at 105 Ellis Avenue Pembroke ON listed at $399,000 (MLS# X13700142)
Added 8 days ago
$399,000
3bd
1ba
1kt
Residential Freehold

105 Ellis Avenue, Pembroke

Aug 21, 2026
DOM: 9

Charming, well-maintained bungalow in a prime Pembroke location, just steps to the hospital, schools...

MLS#: X13700142
For Sale
Residential Freehold for sale - 2 Bed, 1 Bath Home at 550 Giroux Street Pembroke ON listed at $319,900 (MLS# X13702806)
Price Change
$319,900
2bd
1ba
1kt
Residential Freehold

550 Giroux Street, Pembroke

Aug 21, 2026
DOM: 9

A MASSIVE GARAGE AND OVERSIZED 100' X 120' CORNER LOT! Set on a quiet, family-friendly street, this ...

MLS#: X13702806
For Sale