510 Monaghan Road, Peterborough, ON

$1,174,900
MLS#:X13644876
6 beds
5 baths
3000-3500 sqft
6.0 parking
Residential Freehold
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Added:Aug 6, 2026(23 days ago)
Updated:Aug 6, 2026(23 days ago)
Last Checked:10 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Otonabee. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $1,174,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 5 Bathrooms with 2 functional kitchens
  • Generous living space spanning 3000-3500 sqft on a premium 94.33 x 170 ft lot
  • Features a full, walk-up, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Built-In Oven, In-Law Suite, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to the home that truly has it all. 510 Monaghan Road is simply stunning, offering exceptional waterfront living on the Otonabee River with breathtaking views from almost every room. From the moment you step through the front door, you'll appreciate the pride of ownership showcased through gleaming floors, floor-to-ceiling windows, and beautifully designed living spaces. The impressive kitchen is a showstopper with quartz countertops, built-in appliances, a large island, abundant storage, dining and breakfast areas, all overlooking the backyard and water. The stately fireplaces in both the great room and living room create warm and inviting spaces to relax while enjoying the incredible waterfront views. The main floor also features two spacious bedrooms, both with ensuite bathrooms, including a luxurious primary suite with a custom walk-through closet and heated floors in the 4-piece ensuite, laundry and a 2pb guest bath. The full lower level offers a recreation room, office, den, two additional guest rooms, 4-piece bath, workshop, ample storage, and walk-up access to the backyard. Adding even more versatility is the legal in-law suite with its own separate entrance, kitchen, living area, 4-piece bath, two bedrooms, and private deck. Centrally located with quick access to Hwy 115, amenities, transit, and walking trails, this incredible property also offers direct unobstructed waterfront access with a private dock, sandy bottom, and gradual entry - perfect for swimming and enjoying riverfront living at its finest.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 510 Monaghan Road, Peterborough is currently for sale and has been available on SousaSells for 23 days. This property is listed at $1,174,900 with an estimated mortgage of $3,911* per month. It has 6 beds, 5 bathrooms, and is 3000-3500 square feet. 510 Monaghan Road, Peterborough is in the Otonabee neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 6 bedrooms and 5 bathrooms, this home offers ample space and comfort for growing families in Otonabee, Peterborough.

Highly Recommended for Families
What We Love About This Home
  • •6 spacious bedroom layout offering versatile living space
  • •5 well-appointed bathrooms
  • •3000-3500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Otonabee, Peterborough.

Target Buyer Match

Key Features

Bedrooms
6
Bathrooms
5
Kitchens
2
Living Area
3000-3500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 6, 2026 (23 days ago)
UpdatedAug 6, 2026 (23 days ago)
Last Checked10 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementFull, Walk-Up, Partially Finished
Lot Size94.33 Ă— 170 Feet
CountyPeterborough
Annual Tax$8,616
Legal DescriptionLT 1 PL 66Q N MONAGHAN; LT 2 PL 66Q N MONAGHAN ; PETERBOROUGH CITY

Parking & Garage

Parking Total6.0
Parking Space6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Public Transit
  • River/Stream
  • School Bus Route
  • Waterfront

Interior Features

  • Built-In Oven
  • In-Law Suite
  • Sump Pump
  • Storage
  • Water Heater
  • Workbench
  • Separate Hydro Meter
  • Separate Heating Controls
  • Primary Bedroom - Main Floor

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 510 Monaghan Road, Peterborough, ON

Q.What is the asking price for 510 Monaghan Road, Peterborough, ON ?

The current listing price for 510 Monaghan Road, Peterborough, ON in Otonabee, Peterborough is $1,174,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 6 bedrooms and 5 bathrooms across approximately 3000-3500 sqft.

Q.What property type and architectural style is 510 Monaghan Road, Peterborough, ON ?

510 Monaghan Road, Peterborough, ON is a Detached (Bungalow) featuring a Full, Walk-Up, Partially Finished basement.

Q.What key property features does 510 Monaghan Road, Peterborough, ON offer?

Key property features include: Public Transit, River/Stream, School Bus Route, Waterfront.

Q.What interior features are included in this home?

Interior highlights include: Built-In Oven, In-Law Suite, Sump Pump, Storage, Water Heater, Workbench, Separate Hydro Meter, Separate Heating Controls, Primary Bedroom - Main Floor.

Q.What security features are installed at 510 Monaghan Road, Peterborough, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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510 Monaghan Road, Peterborough, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Otonabee, Peterborough

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 510 Monaghan Road, Peterborough, ON K9J 5H5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Peterborough.

Configure Loan Settings

Interest Rate4.00%
Down Payment$352,470 (30.0%)
* Minimum Canadian down payment required for this price is $234,980.
Amortization Period30 Years
Estimated Monthly Payment$3,911Based on a loan of $822,430 over 30 years.
Purchase Price$1,174,900
Loan Amount$822,430
Provincial Land Transfer Tax:$19,973
Total Estimated Closing Taxes:$19,973

About Purchasing a Home in Peterborough, ON

For a property listed at $1,174,900 in Peterborough, the legal minimum down payment is $234,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $19,973 for this transaction. As this listing is in Peterborough (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $19,973.

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Otonabee, Peterborough Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Otonabee, Peterborough.

Verified Local Data
City Population128,624
City Median Age45.2 Yrs
City Ownership70% Owners
Avg Area List Price$650,071

People & Families

Age Distribution

Household Composition

One-person households
29%
Families with children
36%
Couples without children
32%
Other households
3%

Top Ethnic Origins

English33%
Irish30%
Scottish25%
Canadian17%

Best Schools in Otonabee, Peterborough

Elementary Schools

St Alphonsus
Public875 St. Mary's Street, Peterborough, Ontario, K9J 4H7
3.9
Keith Wightman
Public860 St. Mary's Street, Peterborough, Ontario, K9J 4H6
3.8
Roger Neilson
Public550 Erskine Avenue, Peterborough, Ontario, K9J 5T4
4.9
St John
Public746 Park Street South, Peterborough, Ontario, K9J 3T4
4.2
Prince of Wales
Public1211 Monaghan Road, Peterborough, Ontario, K9J 5L4
4.1

Secondary Schools

St. Peter’s
CatholicPeterborough, Ontario
6.7
Kenner
Public633 Howden Street, Peterborough, Ontario, K9J 5J2
5.0
Holy Cross
Public1355 Lansdowne Street West, Peterborough, Ontario, K9J 7M3
6.1

Otonabee, Peterborough Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied70%
Rented30%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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