636 Frank Street, Peterborough, ON

$619,000
MLS#:X13470572
5 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Added:Jun 18, 2026(72 days ago)
Updated:Jul 21, 2026(39 days ago)
Last Checked:3 minutes ago

Property Highlights

Welcome to this remarkable Bungalow-Raised duplex located in the coveted neighborhood of Otonabee. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $619,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 50 x 191 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Carpet Free, Central Vacuum, In-Law Suite
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 636 Frank St. An outstanding opportunity for investors and homebuyers alike, this fully renovated legal duplex offers exceptional flexibility and income potential. Live in one unit and let the rental income help pay the mortgage or add a true turnkey investment property to your portfolio. The upper unit is occupied by fantastic tenants, while the vacant lower unit gives you the freedom to set your own rent or move in yourself. Both units have been professionally updated with stylish kitchens featuring granite countertops, modern bathrooms, spacious layouts, separate in suite laundry, and quality finishes throughout. Large windows fill the lower level with natural light, creating a bright and inviting living space that feels anything but below grade. With separate entrances, two furnaces, two hot water tanks, two hydro meters, parking for four vehicles, additional outdoor storage with two sheds, and a location close to schools, shopping, parks, and everyday amenities, with the added piece of mind with a back flow valve installed, this is a rare opportunity to own a completely updated property with nothing left to do but collect rent or move in and enjoy. Book your private showing today!

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This duplex located at 636 Frank Street, Peterborough is currently for sale and has been available on SousaSells for 72 days. This property is listed at $619,000 with an estimated mortgage of $2,060* per month. It has 5 beds, 2 bathrooms, and is 1100-1500 square feet. 636 Frank Street, Peterborough is in the Otonabee neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Otonabee, Peterborough.

Highly Recommended for Families
What We Love About This Home
  • •5 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Otonabee, Peterborough.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
2
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedJun 18, 2026 (72 days ago)
UpdatedJul 21, 2026 (39 days ago)
Last Checked3 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDuplex
Architectural StyleBungalow-Raised
ConstructionBrick, Vinyl Siding
BasementFinished, Full
Lot Size50 Ă— 191 Feet
CountyPeterborough
Annual Tax$4,671
Legal DescriptionPT BLK D PL 25Q NORTH MONAGHAN AS IN R305574 ; CITY OF PETERBOROUGH

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Carpet Free
  • Central Vacuum
  • In-Law Suite
  • Separate Heating Controls
  • Separate Hydro Meter
  • Sump Pump
  • In-Law Capability

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 636 Frank Street, Peterborough, ON

Q.What is the asking price for 636 Frank Street, Peterborough, ON ?

The current listing price for 636 Frank Street, Peterborough, ON in Otonabee, Peterborough is $619,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 636 Frank Street, Peterborough, ON ?

636 Frank Street, Peterborough, ON is a Duplex (Bungalow-Raised) featuring a Finished, Full basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Central Vacuum, In-Law Suite, Separate Heating Controls, Separate Hydro Meter, Sump Pump, In-Law Capability.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Virtual Tour & 3D Walkthrough

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Location

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636 Frank Street, Peterborough, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Otonabee, Peterborough

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 636 Frank Street, Peterborough, ON K9J 4M9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Peterborough.

Configure Loan Settings

Interest Rate4.00%
Down Payment$185,700 (30.0%)
* Minimum Canadian down payment required for this price is $36,900.
Amortization Period30 Years
Estimated Monthly Payment$2,060Based on a loan of $433,300 over 30 years.
Purchase Price$619,000
Loan Amount$433,300
Provincial Land Transfer Tax:$8,855
Total Estimated Closing Taxes:$8,855

About Purchasing a Home in Peterborough, ON

For a property listed at $619,000 in Peterborough, the legal minimum down payment is $36,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,855 for this transaction. As this listing is in Peterborough (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,855.

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Otonabee, Peterborough Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Otonabee, Peterborough.

Verified Local Data
City Population128,624
City Median Age45.2 Yrs
City Ownership70% Owners
Avg Area List Price$650,071

People & Families

Age Distribution

Household Composition

One-person households
29%
Families with children
36%
Couples without children
32%
Other households
3%

Top Ethnic Origins

English33%
Irish30%
Scottish25%
Canadian17%

Best Schools in Otonabee, Peterborough

Elementary Schools

St Alphonsus
Public875 St. Mary's Street, Peterborough, Ontario, K9J 4H7
3.9
Keith Wightman
Public860 St. Mary's Street, Peterborough, Ontario, K9J 4H6
3.8
Roger Neilson
Public550 Erskine Avenue, Peterborough, Ontario, K9J 5T4
4.9
St John
Public746 Park Street South, Peterborough, Ontario, K9J 3T4
4.2
Prince of Wales
Public1211 Monaghan Road, Peterborough, Ontario, K9J 5L4
4.1

Secondary Schools

St. Peter’s
CatholicPeterborough, Ontario
6.7
Kenner
Public633 Howden Street, Peterborough, Ontario, K9J 5J2
5.0
Holy Cross
Public1355 Lansdowne Street West, Peterborough, Ontario, K9J 7M3
6.1

Otonabee, Peterborough Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied70%
Rented30%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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