28 Jay Street, Saugeen Shores, ON

$599,000
MLS#:X13173920
4 beds
1 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Added:May 25, 2026(96 days ago)
Updated:Aug 19, 2026(10 days ago)
Last Checked:3 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Saugeen Shores. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $599,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 34.86 x 50.51 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available
  • Notable attributes: Water Heater Owned, Other
  • equipped with wall unit(s) central cooling and highly efficient baseboard heating via electric

Description

Nestled in the heart of the iconic Gobles Grove beachside community in Port Elgin, this charming family cottage offers the perfect blend of classic lakeside living and modern year-round comfort. Just moments from the sandy shoreline and sunsets that have made Gobles Grove one of the area's most beloved cottage destinations, this property is ideal for families, weekenders, or anyone looking to enjoy the best of Bruce County living.Set on a spacious lot with plenty of room for outdoor entertaining, campfires, and family gatherings, the cottage has seen recent upgrades of approximately $80,000 designed to enhance comfort, efficiency, and peace of mind. Recent improvements include a fully encapsulated and spray-foam insulated crawlspace, heated water line, and space heaters to support year-round use. A new heat pump provides efficient heating and cooling throughout the cottage, complemented by electric baseboard backup.The interior has been refreshed with a new kitchen and installed laundry machines, while exterior upgrades completed in Fall 2025 include a new roof, siding, and blown-in attic insulation. Additional updates include a new electrical panel, new windows throughout (except bathroom window), new deck boards, and a new front door.Whether you're searching for a family retreat, a four-season getaway, or an investment in one of Port Elgin's most sought-after cottage communities, this Gobles Grove gem is ready to enjoy for years to come.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 28 Jay Street, Saugeen Shores is currently for sale and has been available on SousaSells for 96 days. This property is listed at $599,000 with an estimated mortgage of $1,994* per month. It has 4 beds, 1 bathroom, and is 1100-1500 square feet. 28 Jay Street, Saugeen Shores is in the Saugeen Shores neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Saugeen Shores, Saugeen Shores.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Saugeen Shores, Saugeen Shores.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedMay 25, 2026 (96 days ago)
UpdatedAug 19, 2026 (10 days ago)
Last Checked3 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionWood
BasementCrawl Space
Lot Size34.86 × 50.51 Metres
CountyBruce
Annual Tax$3,241.16
Legal DescriptionPLAN 497 LOT 36 JAY E

Parking & Garage

Parking Total5.0
Parking Space5
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingWall Unit(s)

Features

Property Features

  • Beach
  • Campground
  • Park
  • Wooded/Treed

Interior Features

  • Water Heater Owned
  • Other

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 28 Jay Street, Saugeen Shores, ON

Q.What is the asking price for 28 Jay Street, Saugeen Shores, ON ?

The current listing price for 28 Jay Street, Saugeen Shores, ON in Saugeen Shores, Saugeen Shores is $599,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 1 bathroom across approximately 1100-1500 sqft.

Q.What property type and architectural style is 28 Jay Street, Saugeen Shores, ON ?

28 Jay Street, Saugeen Shores, ON is a Detached (Bungalow) featuring a Crawl Space basement.

Q.What key property features does 28 Jay Street, Saugeen Shores, ON offer?

Key property features include: Beach, Campground, Park, Wooded/Treed.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned, Other.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Wall Unit(s).

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Location

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28 Jay Street, Saugeen Shores, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Saugeen Shores, Saugeen Shores

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 28 Jay Street, Saugeen Shores, ON N0H 2C5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Saugeen Shores.

Configure Loan Settings

Interest Rate4.00%
Down Payment$179,700 (30.0%)
* Minimum Canadian down payment required for this price is $34,900.
Amortization Period30 Years
Estimated Monthly Payment$1,994Based on a loan of $419,300 over 30 years.
Purchase Price$599,000
Loan Amount$419,300
Provincial Land Transfer Tax:$8,455
Total Estimated Closing Taxes:$8,455

About Purchasing a Home in Saugeen Shores, ON

For a property listed at $599,000 in Saugeen Shores, the legal minimum down payment is $34,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,455 for this transaction. As this listing is in Saugeen Shores (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,455.

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Saugeen Shores, Saugeen Shores Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Saugeen Shores, Saugeen Shores.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$944,584

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Saugeen Shores, Saugeen Shores

Elementary Schools

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Secondary Schools

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Saugeen Shores, Saugeen Shores Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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