4108 Canal Road, Severn, ON

$799,000
MLS#:S13687798
4 beds
2 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Added:Aug 17, 2026(12 days ago)
Updated:Aug 18, 2026(11 days ago)
Last Checked:25 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Rural Severn. Expertly crafted featuring premium brick and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $799,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a spacious lot (Feet)
  • Features a finished with walk-out, full, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: In-Law Capability, Primary Bedroom - Main Floor, Water Softener
  • equipped with central air central cooling and highly efficient baseboard heating via electric

Description

Nestled along the shores of the Severn River on the renowned Trent-Severn Waterway, this custom-built bungalow offers an exceptional waterfront lifestyle with gorgeous unobstructed water views and peaceful natural surroundings. Enjoy deep water off the private dock ideal for swimming, boating, fishing, and endless summer enjoyment. Built in 1977, this solid brick and stucco home with steel roof offers approximately 1,300 sq. ft. on the main floor plus a fully finished lower level. Nearly every principal room captures beautiful water views, including the spacious living room with propane fireplace, formal dining room, kitchen, and bright four-season sunroom with walkout to the waterside deck.The primary bedroom overlooks the river and features its own walkout to a private waterside deck, direct access to the main 4-piece bath with soaker tub, and adjoining dressing room with built-in closets. A second bedroom completes the main floor.The lower level offers tremendous additional living space with a massive family room featuring a stunning fieldstone propane fireplace, two additional bedrooms, 4-piece bathroom, laundry/utility room, and a second sunroom with walkout to the waterfront.A rare bonus is the detached dry boathouse/workshop complete with hydro panel and wood-burning fireplace - ideal for hobbies, entertaining, or future creative use.Lovingly maintained and exceptionally clean, this home offers incredible potential to modernize and transform into a spectacular open-concept waterfront retreat. Conveniently located with easy access to Highway 11 for commuting north or south while enjoying the peace and beauty of year-round waterfront living. Minutes to Orillia amenities, golf, marinas, trails, and endless recreation along one of Ontario's most iconic waterway systems. Make your dreams come true this summer!!

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Property Summary

This detached home located at 4108 Canal Road, Severn is currently for sale and has been available on SousaSells for 12 days. This property is listed at $799,000 with an estimated mortgage of $2,660* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 4108 Canal Road, Severn is in the Rural Severn neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Rural Severn, Severn.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Rural Severn, Severn.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 17, 2026 (12 days ago)
UpdatedAug 18, 2026 (11 days ago)
Last Checked25 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Stucco (Plaster)
BasementFinished with Walk-Out, Full, Separate Entrance
CountySimcoe
Annual Tax$4,147
Legal DescriptionLT 30 PL 1260 NORTH ORILLIA; SEVERN

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingCentral Air

Features

Property Features

  • Waterfront
  • Level

Interior Features

  • In-Law Capability
  • Primary Bedroom - Main Floor
  • Water Softener
  • Water Treatment

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 4108 Canal Road, Severn, ON

Q.What is the asking price for 4108 Canal Road, Severn, ON ?

The current listing price for 4108 Canal Road, Severn, ON in Rural Severn, Severn is $799,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 4108 Canal Road, Severn, ON ?

4108 Canal Road, Severn, ON is a Detached (Bungalow) featuring a Finished with Walk-Out, Full, Separate Entrance basement.

Q.What key property features does 4108 Canal Road, Severn, ON offer?

Key property features include: Waterfront, Level.

Q.What interior features are included in this home?

Interior highlights include: In-Law Capability, Primary Bedroom - Main Floor, Water Softener, Water Treatment.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Central Air.

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Location

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4108 Canal Road, Severn, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Rural Severn, Severn

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4108 Canal Road, Severn, ON L0K 2B0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Severn.

Configure Loan Settings

Interest Rate4.00%
Down Payment$239,700 (30.0%)
* Minimum Canadian down payment required for this price is $54,900.
Amortization Period30 Years
Estimated Monthly Payment$2,660Based on a loan of $559,300 over 30 years.
Purchase Price$799,000
Loan Amount$559,300
Provincial Land Transfer Tax:$12,455
Total Estimated Closing Taxes:$12,455

About Purchasing a Home in Severn, ON

For a property listed at $799,000 in Severn, the legal minimum down payment is $54,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,455 for this transaction. As this listing is in Severn (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,455.

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Rural Severn, Severn Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Severn, Severn.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,220,231

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Rural Severn, Severn

Elementary Schools

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Secondary Schools

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Rural Severn, Severn Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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