35868 Fingal Line, Southwold, ON

$1,249,000
MLS#:X13226530
5 beds
5 baths
2000-2500 sqft
17.0 parking
Residential Freehold
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Added:Jun 2, 2026(88 days ago)
Updated:Aug 21, 2026(8 days ago)
Last Checked:20 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Fingal. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $1,249,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 5 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2000-2500 sqft on a premium 247.54 x 345.7 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 17.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Guest Accommodations, In-Law Suite
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Escape to the country without sacrificing convenience. Situated on a beautiful 2.09-acre property, this impressive home is located just 10 minutes to Highway 401, 10 minutes to St. Thomas, and 7 minutes to the beaches, restaurants, and shops of Port Stanley. Have questions? This listing features "Talk to the Home" Call or Text (807) 799-4663 and ask anything about this property 24/7.This well-maintained home offers a spacious layout 5 bedrooms and 5 bathrooms with a main floor in-law suite and an indoor 40 feet by 15.75 feet heated shop all on individually powered 15 amp outlets. There's a formal dining room, home office, and a stunning kitchen featuring quartz countertops, gas stove, and modern finishes. The second floor includes a generous primary bedroom, additional bedroom, and full bathroom, while the lower level boasts a large family room with a gas fireplace capable of heating the entire home. A major highlight is the self-contained apartment suite with its own private entrance, kitchen, living room, bedroom with walk-in closet, and full bathroom-perfect for multi-generational living, guests, or rental income potential. Step outside and enjoy your own private retreat featuring over 1,400 sq. ft. of deck space, a 27-foot pool with a new liner (2024), and plenty of room for entertaining. The property also includes a 14' x 28' shed, double-car garage, and parking for 15+ vehicles,. Additional features and updates include: Shingles (2021),200-amp service, Bosch Hybrid Heat Pump (Nov. 2025) with 10-year warranty, Tankless water heater, Pool pump (approx. 2 years old), Pool heater (approx. 3 years old)Epoxy front porch and walkway(2026), Rogers high-speed internet (900+ Mbps), separate well water supply for gardens and landscaping and the lawn tractor is included. This exceptional property offers the perfect combination of space, privacy, functionality, and income potential in a sought-after rural setting close to all amenities.

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Property Summary

This detached home located at 35868 Fingal Line, Southwold is currently for sale and has been available on SousaSells for 88 days. This property is listed at $1,249,000 with an estimated mortgage of $4,157* per month. It has 5 beds, 5 bathrooms, and is 2000-2500 square feet. 35868 Fingal Line, Southwold is in the Fingal neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 5 bathrooms, this home offers ample space and comfort for growing families in Fingal, Southwold.

Highly Recommended for Families
What We Love About This Home
  • •5 spacious bedroom layout offering versatile living space
  • •5 well-appointed bathrooms
  • •2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Fingal, Southwold.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
5
Kitchens
2
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedJun 2, 2026 (88 days ago)
UpdatedAug 21, 2026 (8 days ago)
Last Checked20 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFinished, Full
Lot Size247.54 × 345.7 Feet
CountyElgin
Annual Tax$5,127
Legal DescriptionPT LT 37-38, 46 PL 14 SOUTHWOLD AS IN E428324; SOUTHWOLD

Parking & Garage

Parking Total17.0
Parking Space15
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • School Bus Route

Interior Features

  • Auto Garage Door Remote
  • Guest Accommodations
  • In-Law Suite

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 35868 Fingal Line, Southwold, ON

Q.What is the asking price for 35868 Fingal Line, Southwold, ON ?

The current listing price for 35868 Fingal Line, Southwold, ON in Fingal, Southwold is $1,249,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 5 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 35868 Fingal Line, Southwold, ON ?

35868 Fingal Line, Southwold, ON is a Detached (2-Storey) featuring a Finished, Full basement.

Q.What key property features does 35868 Fingal Line, Southwold, ON offer?

Key property features include: School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Guest Accommodations, In-Law Suite.

Q.Is parking available at this property?

Yes, this property offers parking space for 17.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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35868 Fingal Line, Southwold, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Fingal, Southwold

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 35868 Fingal Line, Southwold, ON N5P 3S5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Southwold.

Configure Loan Settings

Interest Rate4.00%
Down Payment$374,700 (30.0%)
* Minimum Canadian down payment required for this price is $249,800.
Amortization Period30 Years
Estimated Monthly Payment$4,157Based on a loan of $874,300 over 30 years.
Purchase Price$1,249,000
Loan Amount$874,300
Provincial Land Transfer Tax:$21,455
Total Estimated Closing Taxes:$21,455

About Purchasing a Home in Southwold, ON

For a property listed at $1,249,000 in Southwold, the legal minimum down payment is $249,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $21,455 for this transaction. As this listing is in Southwold (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $21,455.

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Fingal, Southwold Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fingal, Southwold.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,249,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Fingal, Southwold

Elementary Schools

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Secondary Schools

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Fingal, Southwold Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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