8074 Union Road, Southwold, ON

$849,900
MLS#:X13688282
4 beds
4 baths
2000-2500 sqft
6.0 parking
Residential Freehold
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Added:Aug 18, 2026(11 days ago)
Updated:Aug 21, 2026(8 days ago)
Last Checked:13 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Fingal. Expertly crafted featuring premium board & batten and vinyl siding construction, this residence presents an exceptional opportunity offered at $849,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 42.57 x 140 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Sump Pump, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 8074 Union Road, an exceptional detached two-storey residence offering 2,269 square feet of refined living space tailored for modern family life. From sunlit morning routines to lively weekend gatherings, this home blends timeless elegance with everyday practicality.The upper level boasts four generously sized bedrooms, highlighted by a peaceful primary suite featuring a lavish 5-piece ensuite bathroom. On the main floor, a versatile private den serves as an ideal home office, creative study, or quiet reading nook. The fully finished walk-out basement extends your living space significantly, featuring a flexible recreation area that steps right out onto an expansive 140-foot deep lot.At the heart of the home, the fully equipped kitchen includes a refrigerator, stove, and dishwasher, while the convenience of an in-home washer and dryer simplifies daily routines. Parking is effortless thanks to a double attached garage paired with a private driveway that accommodates four additional vehicles. Comfort is guaranteed year-round with municipal water services, forced air natural gas heating, and central air conditioning.Nestled in a sought-after neighborhood close to top-rated schools, scenic parks, and local cafes, this property delivers ideal suburban tranquility with urban convenience. Currently tenant-occupied, it offers a seamless turn-key prospect for savvy investors, as well as an incredible future sanctuary for growing families. Discover the potential and unmatched lifestyle waiting for you at this remarkable address.

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Property Summary

This detached home located at 8074 Union Road, Southwold is currently for sale and has been available on SousaSells for 11 days. This property is listed at $849,900 with an estimated mortgage of $2,829* per month. It has 4 beds, 4 bathrooms, and is 2000-2500 square feet. 8074 Union Road, Southwold is in the Fingal neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Fingal, Southwold.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •4 well-appointed bathrooms
  • •2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Fingal, Southwold.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 18, 2026 (11 days ago)
UpdatedAug 21, 2026 (8 days ago)
Last Checked13 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBoard & Batten , Vinyl Siding
BasementFinished with Walk-Out
Lot Size42.57 × 140 Feet
CountyElgin
Annual Tax$0
Legal DescriptionPART LOT 61 PLAN 14, SOUTHWOLD; PART LOT 19 CONCESSION NORTH OF TALBOT ROAD, SOUTHWOLD, DESIGNATED AS PART 4 PLAN 11R11188 TOWNSHIP OF SOUTHWOLD

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Sump Pump
  • Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 8074 Union Road, Southwold, ON

Q.What is the asking price for 8074 Union Road, Southwold, ON ?

The current listing price for 8074 Union Road, Southwold, ON in Fingal, Southwold is $849,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 4 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 8074 Union Road, Southwold, ON ?

8074 Union Road, Southwold, ON is a Detached (2-Storey) featuring a Finished with Walk-Out basement.

Q.What interior features are included in this home?

Interior highlights include: Sump Pump, Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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8074 Union Road, Southwold, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Fingal, Southwold

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 8074 Union Road, Southwold, ON N0L 1K0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Southwold.

Configure Loan Settings

Interest Rate4.00%
Down Payment$254,970 (30.0%)
* Minimum Canadian down payment required for this price is $59,990.
Amortization Period30 Years
Estimated Monthly Payment$2,829Based on a loan of $594,930 over 30 years.
Purchase Price$849,900
Loan Amount$594,930
Provincial Land Transfer Tax:$13,473
Total Estimated Closing Taxes:$13,473

About Purchasing a Home in Southwold, ON

For a property listed at $849,900 in Southwold, the legal minimum down payment is $59,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,473 for this transaction. As this listing is in Southwold (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,473.

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Fingal, Southwold Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fingal, Southwold.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,249,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Fingal, Southwold

Elementary Schools

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Secondary Schools

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Fingal, Southwold Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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