81 Vale Avenue, St. Catharines, ON

$497,000
MLS#:X13721314
2 beds
1 baths
700-1100 sqft
3.0 parking
Residential Freehold
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Added:Aug 28, 2026(1 day ago)
Updated:Aug 28, 2026(1 day ago)
Last Checked:18 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Downtown. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $497,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 34.3 x 100 ft lot
  • Features a full, unfinished, development potential basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Move in today, grow tomorrow. This charming 2-bedroom, 1-bathroom bungalow offers the perfect combination of modern updates and future potential. A brand-new bathroom, bright sunroom that doubles as the perfect home office, and a thoughtfully designed floor plan make everyday living both comfortable and functional. Downstairs, the basement has already been framed for a third bedroom and second bathroom, providing an excellent opportunity to expand your living space while adding instant value. Outside, you'll find a peaceful, low-maintenance yard accented by beautifully maintained gardens, creating the perfect setting to relax or entertain. The convenient rear entry provides easy access to the home while offering additional storage space for coats, shoes, seasonal items, or gardening equipment. Complete with a detached one-car garage and parking for three vehicles, this home offers both charm and practicality. Situated on a quiet, family-friendly street, you'll enjoy easy access to shopping, parks, schools, major highways, and all the amenities of downtown St. Catharines, including its vibrant restaurants, cafés, boutiques, and entertainment. Ideal for first-time buyers, downsizers, or investors, this move-in-ready home offers the perfect balance of modern updates, future potential, and a convenient location.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 81 Vale Avenue, St. Catharines is currently for sale and has been available on SousaSells for 1 day. This property is listed at $497,000 with an estimated mortgage of $1,654* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 81 Vale Avenue, St. Catharines is in the Downtown neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Downtown, St. Catharines.

Great for Small Household / Couples
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 28, 2026 (1 day ago)
UpdatedAug 28, 2026 (1 day ago)
Last Checked18 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementFull, Unfinished, Development Potential
Lot Size34.3 Ă— 100 Feet
CountyNiagara
Annual Tax$3,200
Legal DescriptionLT 45 CY PL 155 GRANTHAM; ST. CATHARINES

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Park

Interior Features

  • Auto Garage Door Remote
  • Carpet Free
  • In-Law Capability

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 81 Vale Avenue, St. Catharines, ON

Q.What is the asking price for 81 Vale Avenue, St. Catharines, ON ?

The current listing price for 81 Vale Avenue, St. Catharines, ON in Downtown, St. Catharines is $497,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 81 Vale Avenue, St. Catharines, ON ?

81 Vale Avenue, St. Catharines, ON is a Detached (Bungalow) featuring a Full, Unfinished, Development Potential basement.

Q.What key property features does 81 Vale Avenue, St. Catharines, ON offer?

Key property features include: Park.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Carpet Free, In-Law Capability.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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81 Vale Avenue, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Downtown, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 81 Vale Avenue, St. Catharines, ON L2R 1T5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$149,100 (30.0%)
* Minimum Canadian down payment required for this price is $24,850.
Amortization Period30 Years
Estimated Monthly Payment$1,654Based on a loan of $347,900 over 30 years.
Purchase Price$497,000
Loan Amount$347,900
Provincial Land Transfer Tax:$6,415
Total Estimated Closing Taxes:$6,415

About Purchasing a Home in St. Catharines, ON

For a property listed at $497,000 in St. Catharines, the legal minimum down payment is $24,850 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,415 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,415.

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Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$749,972

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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