172 William Street, Tay, ON

$489,900
MLS#:S13686130
2 beds
2 baths
700-1100 sqft
6.0 parking
Residential Freehold
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Added:Aug 18, 2026(11 days ago)
Updated:Aug 19, 2026(10 days ago)
Last Checked:11 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Victoria Harbour. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $489,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 73.3 x 91.11 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available
  • Notable attributes: Carpet Free, On Demand Water Heater, Primary Bedroom - Main Floor
  • equipped with other central cooling and highly efficient baseboard heating via gas

Description

"Welcome to this beautifully maintained and thoughtfully updated home in the heart of Victoria Harbour! Offering year-round living in a desirable waterfront community, this carpet-free property offers the perfect blend of comfort, functionality, and small-town charm, with the added benefit of mixed commercial/residential zoning for exceptional flexibility and future potential.The bright and inviting interior features spacious principal rooms and a well-designed layout ideal for everyday living and entertaining. The updated kitchen showcases elegant stone countertops, abundant cabinetry, and a seamless walkout to a private deck-the perfect setting for summer BBQs, morning coffee, or relaxing evenings outdoors.The fully finished lower level with separate walkout offers incredible versatility and excellent potential for an in-law suite, multi-generational living, rental income, or a live/work setup. Major updates provide added peace of mind, including shingles (2023), upgraded electrical panel and wiring (2018), and a high-efficiency direct vent boiler.The mixed commercial/residential zoning opens the door to a variety of permitted uses, making this property an attractive opportunity for investors, entrepreneurs, home-based businesses, or buyers seeking added long-term value and flexibility.Located just minutes from Georgian Bay waterfront access, beaches, parks, marina, trails, library, grocery stores, and local amenities, this property offers the ideal balance of peaceful living and everyday convenience. Enjoy the best of waterfront community living year round, with easy access to Highway 400 and Highway 12, while being only a short drive to Midland, Orillia, and Barrie. Walking distance to the boat launch.Whether you're looking for a full-time year-round residence, investment opportunity, business potential, or weekend retreat near the water, 172 William Street is a unique property you won't want to miss."

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Property Summary

This detached home located at 172 William Street, Tay is currently for sale and has been available on SousaSells for 11 days. This property is listed at $489,900 with an estimated mortgage of $1,631* per month. It has 2 beds, 2 bathrooms, and is 700-1100 square feet. 172 William Street, Tay is in the Victoria Harbour neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Victoria Harbour, Tay.

Highly Recommended for Families
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 18, 2026 (11 days ago)
UpdatedAug 19, 2026 (10 days ago)
Last Checked11 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementFinished with Walk-Out
Lot Size73.3 Ă— 91.11 Feet
CountySimcoe
Annual Tax$2,181.86
Legal DescriptionPT BLK B N/S WILLIAM ST W PL 201 VICTORIA HARBOUR; PT STATION GROUNDS AND RAILWAY LAND PL 201 VICTORIA HARBOUR PT 2, 51R12522; TAY

Parking & Garage

Parking Total6.0
Parking Space6
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeBaseboard
CoolingOther

Features

Property Features

None listed

Interior Features

  • Carpet Free
  • On Demand Water Heater
  • Primary Bedroom - Main Floor
  • Rough-In Bath
  • Sump Pump

Security Features

  • Carbon Monoxide Detectors

Community Features

None listed

Frequently Asked Questions about 172 William Street, Tay, ON

Q.What is the asking price for 172 William Street, Tay, ON ?

The current listing price for 172 William Street, Tay, ON in Victoria Harbour, Tay is $489,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 172 William Street, Tay, ON ?

172 William Street, Tay, ON is a Detached (Bungalow) featuring a Finished with Walk-Out basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, On Demand Water Heater, Primary Bedroom - Main Floor, Rough-In Bath, Sump Pump.

Q.What security features are installed at 172 William Street, Tay, ON ?

Security features include: Carbon Monoxide Detectors.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Other.

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Location

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172 William Street, Tay, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Victoria Harbour, Tay

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 172 William Street, Tay, ON L0K 2A0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Tay.

Configure Loan Settings

Interest Rate4.00%
Down Payment$146,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,495.
Amortization Period30 Years
Estimated Monthly Payment$1,631Based on a loan of $342,930 over 30 years.
Purchase Price$489,900
Loan Amount$342,930
Provincial Land Transfer Tax:$6,273
Total Estimated Closing Taxes:$6,273

About Purchasing a Home in Tay, ON

For a property listed at $489,900 in Tay, the legal minimum down payment is $24,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,273 for this transaction. As this listing is in Tay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,273.

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Victoria Harbour, Tay Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Victoria Harbour, Tay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$883,381

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Victoria Harbour, Tay

Elementary Schools

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Secondary Schools

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Victoria Harbour, Tay Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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