2 Swan Lane, Tay, ON

$899,000
MLS#:S12902836
3 beds
3 baths
3000-3500 sqft
6.0 parking
Residential Freehold
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Added:Mar 20, 2026(162 days ago)
Updated:Aug 28, 2026(1 day ago)
Last Checked:22 minutes ago

Property Highlights

Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of Port McNicoll. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $899,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 3000-3500 sqft on a spacious lot (Feet)
  • Features a crawl space, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Built-In Oven, Countertop Range, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

With its cupola, refined rooflines, and inviting front porch, this Cape Cod-inspired home makes a striking first impression. Tucked at the end of a quiet cul-de-sac in a gated waterfront community in Port McNicoll, the property is a short walk to the water's edge, offering over 3,000 sq ft of light-filled living space. Inside, the layout flows beautifully from the welcoming foyer to a bright, hexagon-shaped dining room overlooking the porch, an ideal space for hosting dinners or sipping your morning coffee. Vaulted ceilings & oversized windows create a sense of openness in the main living area, where a gas fireplace & a walkout to the screened-in porch set the tone for relaxed comfort. The main-floor primary suite includes a walk-in closet & 4-piece ensuite, while a nearby home office offers a quiet, inspiring place to work from home. The centrally located kitchen is designed for ease & connection, opening into the heart of the house. Upstairs, 2 bedrooms share a full bath. One connects to a balcony; the other enjoys its own private balcony - perfect for morning sun or quiet moments with a book. Built-in floor-to-ceiling shelving in the hallway offers an ideal space for a personal library or curated display. A loft overlooks the living room & opens to a shared balcony, blending style with function. At the top, a turret with transom windows offers fantastic views & a peaceful space for reading or stargazing. The basement provides ample storage, & the large double garage adds practical convenience. Outdoors, enjoy evenings around the stone fire pit or listen to birdsong from the comfort of the screened-in porch. A public walking trail runs along the northern edge of the property, & multiple marinas are just minutes away - perfectly situated for boaters seeking quick access to launch points on Georgian Bay. Just a short drive to Midland for shopping, dining & essential amenities, this home offers a refined four-season lifestyle. Seller is open to VTB financing

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Property Summary

This detached home located at 2 Swan Lane, Tay is currently for sale and has been available on SousaSells for 162 days. This property is listed at $899,000 with an estimated mortgage of $2,992* per month. It has 3 beds, 3 bathrooms, and is 3000-3500 square feet. 2 Swan Lane, Tay is in the Port McNicoll neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Port McNicoll, Tay.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •3000-3500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Tay.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
3000-3500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedMar 20, 2026 (162 days ago)
UpdatedAug 28, 2026 (1 day ago)
Last Checked22 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2 1/2 Storey
ConstructionWood
BasementCrawl Space, Unfinished
CountySimcoe
Annual Tax$7,779.27
Legal DescriptionUNIT 59, LEVEL 1, SIMCOE VACANT LAND CONDOMINIUM PLAN NO. 340 AND ITS APPURTENANT INTEREST. THE DESCRIPTION OF THE CONDOMINIUM PROPERTY IS : PT LTS 15 & 16 CON 6 TAY, PT WATER LT A LYING IN FRONT OF LTS 15 & 16 CON 6 TAY INCLUDING ISLAND 74 & PT ISLAND 74A AND PT ORIGINAL RDAL BTN LTS 15 & 16 CON 6 TAY (CLOSED BY BY-LAW 485, INST. # 9112); PTS 1 TO 26 INCL. & PT 32 PL 51R36490, T/W & S/T AS SET OUT IN SCHEDULE 'A' OF DECLARATION SC719261; TAY

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Built-In Oven
  • Countertop Range
  • Primary Bedroom - Main Floor
  • Water Heater

Security Features

  • Alarm System
  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 2 Swan Lane, Tay, ON

Q.What is the asking price for 2 Swan Lane, Tay, ON ?

The current listing price for 2 Swan Lane, Tay, ON in Port McNicoll, Tay is $899,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 3000-3500 sqft.

Q.What property type and architectural style is 2 Swan Lane, Tay, ON ?

2 Swan Lane, Tay, ON is a Detached (2 1/2 Storey) featuring a Crawl Space, Unfinished basement.

Q.What interior features are included in this home?

Interior highlights include: Built-In Oven, Countertop Range, Primary Bedroom - Main Floor, Water Heater.

Q.What security features are installed at 2 Swan Lane, Tay, ON ?

Security features include: Alarm System, Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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2 Swan Lane, Tay, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Port McNicoll, Tay

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 2 Swan Lane, Tay, ON L0K 1R0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Tay.

Configure Loan Settings

Interest Rate4.00%
Down Payment$269,700 (30.0%)
* Minimum Canadian down payment required for this price is $64,900.
Amortization Period30 Years
Estimated Monthly Payment$2,992Based on a loan of $629,300 over 30 years.
Purchase Price$899,000
Loan Amount$629,300
Provincial Land Transfer Tax:$14,455
Total Estimated Closing Taxes:$14,455

About Purchasing a Home in Tay, ON

For a property listed at $899,000 in Tay, the legal minimum down payment is $64,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,455 for this transaction. As this listing is in Tay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,455.

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Port McNicoll, Tay Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Port McNicoll, Tay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$715,145

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Port McNicoll, Tay

Elementary Schools

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Secondary Schools

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Port McNicoll, Tay Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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