34 MCDERMITT Trail, Tay, ON

$729,900
MLS#:S13646546
4 beds
3 baths
1100-1500 sqft
6.0 parking
Residential Freehold
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Added:Aug 6, 2026(23 days ago)
Updated:Aug 6, 2026(23 days ago)
Last Checked:25 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Victoria Harbour. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $729,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 59.06 x 273.36 ft lot
  • Features a apartment, finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Accessory Apartment, Central Vacuum, Floor Drain
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 34 McDermitt Trail in Victoria Harbour, a meticulously crafted bungalow by Seeley Homes offering the ultimate blend of comfort, independence, and convenience, perfectly suited for a senior couple or multi generational living. This exceptional property features a legal, registered walk-out two-bedroom basement apartment complete with its own separate laundry, providing an ideal mortgage helper or comfortable space for visiting family or caregivers. The main floor boasts a bright, open-concept layout with gleaming hardwood floors, a spacious living room featuring a cozy gas fireplace, and a stunning centre-island kitchen equipped with stainless steel appliances. Designed with effortless living in mind, the home is fully wheelchair accessible, featuring a convenient front entrance ramp, wider doorways, and acustom walk-in tub. Enjoy peace and tranquility in your private backyard oasis backing onto trees and woods, complete with a large deck and patio walk-outs for effortless outdoor relaxation. Located in a desirable neighbourhood close to parks, the local library, marina, and lake access, this rare find delivers unmatched lifestyle flexibility and timeless style.

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Property Summary

This detached home located at 34 MCDERMITT Trail, Tay is currently for sale and has been available on SousaSells for 23 days. This property is listed at $729,900 with an estimated mortgage of $2,430* per month. It has 4 beds, 3 bathrooms, and is 1100-1500 square feet. 34 MCDERMITT Trail, Tay is in the Victoria Harbour neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Victoria Harbour, Tay.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Victoria Harbour, Tay.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 6, 2026 (23 days ago)
UpdatedAug 6, 2026 (23 days ago)
Last Checked25 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementApartment, Finished with Walk-Out
Lot Size59.06 Ă— 273.36 Feet
CountySimcoe
Annual Tax$3,227.87
Legal DescriptionLOT 4, PLAN 51M872; S/T EASEMENT IN GROSS OVER PT 9 51R35024 AS IN SC520151, S/T EASEMENT FOR ENTRY AS IN SC764254; TAY

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Lake Access
  • Library
  • Marina
  • Park
  • Wooded/Treed

Interior Features

  • Accessory Apartment
  • Central Vacuum
  • Floor Drain
  • Primary Bedroom - Main Floor
  • Water Heater
  • Wheelchair Access

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 34 MCDERMITT Trail, Tay, ON

Q.What is the asking price for 34 MCDERMITT Trail, Tay, ON ?

The current listing price for 34 MCDERMITT Trail, Tay, ON in Victoria Harbour, Tay is $729,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 34 MCDERMITT Trail, Tay, ON ?

34 MCDERMITT Trail, Tay, ON is a Detached (Bungalow) featuring a Apartment, Finished with Walk-Out basement.

Q.What key property features does 34 MCDERMITT Trail, Tay, ON offer?

Key property features include: Beach, Lake Access, Library, Marina, Park, Wooded/Treed.

Q.What interior features are included in this home?

Interior highlights include: Accessory Apartment, Central Vacuum, Floor Drain, Primary Bedroom - Main Floor, Water Heater, Wheelchair Access.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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34 MCDERMITT Trail, Tay, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Victoria Harbour, Tay

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 34 MCDERMITT Trail, Tay, ON L0K 2A0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Tay.

Configure Loan Settings

Interest Rate4.00%
Down Payment$218,970 (30.0%)
* Minimum Canadian down payment required for this price is $47,990.
Amortization Period30 Years
Estimated Monthly Payment$2,430Based on a loan of $510,930 over 30 years.
Purchase Price$729,900
Loan Amount$510,930
Provincial Land Transfer Tax:$11,073
Total Estimated Closing Taxes:$11,073

About Purchasing a Home in Tay, ON

For a property listed at $729,900 in Tay, the legal minimum down payment is $47,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,073 for this transaction. As this listing is in Tay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,073.

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Victoria Harbour, Tay Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Victoria Harbour, Tay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$883,381

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Victoria Harbour, Tay

Elementary Schools

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Secondary Schools

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Victoria Harbour, Tay Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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