1308 Francis Street, Thunder Bay, ON

$175,000
MLS#:X13424498
2 beds
1 baths
Residential Freehold
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Added:Jun 10, 2026(80 days ago)
Updated:Jun 27, 2026(63 days ago)
Last Checked:8 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Westfort. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $175,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Premium 50 x 124 ft lot size
  • Features a crawl space, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Notable attributes: Other
  • equipped with other central cooling and highly efficient forced air heating via gas

Description

Affordable opportunity in the heart of Westfort! This well-lived-in home sits on an 50 x 124 fenced lot with convenient back lane access. Offering 2 bedrooms with potential for a 3rd, this property is perfect for first-time buyers, investors, or anyone looking to add their own personal touch. Inside you’ll find warm character and functional living space, while outside there’s plenty of yard space for parking, storage, or future possibilities. The home does require some TLC, but at this price point, the value is hard to beat. A solid opportunity to get into the market and make it your own!

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 1308 Francis Street, Thunder Bay is currently for sale and has been available on SousaSells for 80 days. This property is listed at $175,000 with an estimated mortgage of $583* per month. It has 2 beds, 1 bathroom, and is unknown square feet. 1308 Francis Street, Thunder Bay is in the Westfort neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Westfort, Thunder Bay.

Great for Small Household / Couples
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •Desirable Detached architecture in Westfort, Thunder Bay
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusActive
AddedJun 10, 2026 (80 days ago)
UpdatedJun 27, 2026 (63 days ago)
Last Checked8 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionWood
BasementCrawl Space, Unfinished
Lot Size50 Ă— 124 Feet
CountyThunder Bay
Annual Tax$2,200
Legal DescriptionLT-6-7 BLK 20 Pl W219 NFEBING

Parking & Garage

Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingOther

Features

Property Features

  • Fenced Yard

Interior Features

  • Other

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 1308 Francis Street, Thunder Bay, ON

Q.What is the asking price for 1308 Francis Street, Thunder Bay, ON ?

The current listing price for 1308 Francis Street, Thunder Bay, ON in Westfort, Thunder Bay is $175,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom.

Q.What property type and architectural style is 1308 Francis Street, Thunder Bay, ON ?

1308 Francis Street, Thunder Bay, ON is a Detached (Bungalow) featuring a Crawl Space, Unfinished basement.

Q.What key property features does 1308 Francis Street, Thunder Bay, ON offer?

Key property features include: Fenced Yard.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Other.

Virtual Tour & 3D Walkthrough

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Location

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1308 Francis Street, Thunder Bay, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Westfort, Thunder Bay

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1308 Francis Street, Thunder Bay, ON P7E 4G3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Thunder Bay.

Configure Loan Settings

Interest Rate4.00%
Down Payment$52,500 (30.0%)
* Minimum Canadian down payment required for this price is $8,750.
Amortization Period30 Years
Estimated Monthly Payment$583Based on a loan of $122,500 over 30 years.
Purchase Price$175,000
Loan Amount$122,500
Provincial Land Transfer Tax:$1,475
Total Estimated Closing Taxes:$1,475

About Purchasing a Home in Thunder Bay, ON

For a property listed at $175,000 in Thunder Bay, the legal minimum down payment is $8,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $1,475 for this transaction. As this listing is in Thunder Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $1,475.

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Westfort, Thunder Bay Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Westfort, Thunder Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$517,378

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Westfort, Thunder Bay

Elementary Schools

St Martin
Public115 Mary Street West, Thunder Bay, Ontario, P7E 2L8
5.9
Kingsway Park
Public315 Empire Avenue, Fort William, Thunder Bay, Ontario, P7E 4R9
5.8
Westmount
Public120 Begin Street West, Thunder Bay, Ontario, P7E 5M4
6.0
St Francis
PublicFrancis Street West, Thunder Bay, Ontario, P7E 3J1
8.9
St Elizabeth
Public735 Selkirk Street South, Fort William, Thunder Bay, Ontario, P7E 1V3
5.8

Secondary Schools

St. Patrick
Catholic621 Selkirk Street South, Fort William, Thunder Bay, Ontario, P7E 1T9
5.3

Westfort, Thunder Bay Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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