31 Matthews Street, Thunder Bay, ON

$360,000
MLS#:X13251298
Evaluating your home's equity?Sold Guarantee*
3 beds
1 baths
Residential Freehold
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Property no longer active

This property was sold on June 26, 2026. This listing is for reference purposes only. to view the sold price.

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Added:Jun 5, 2026(85 days ago)
Updated:Jun 26, 2026(64 days ago)
Last Checked:19 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of Shuniah. Expertly crafted featuring premium stucco (plaster) and unknown construction, this residence presents an exceptional opportunity offered at $360,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Premium 33 x 112 ft lot size
  • Features a unfinished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • Notable attributes: Other
  • equipped with other central cooling and highly efficient forced air heating via gas

Description

Welcome to 31 Matthews Street, located in the family-friendly neighbourhood of Shuniah. This immaculate semi-detached home has been completely renovated from top to bottom, offering exceptional value and worry-free ownership for years to come. Every detail has been thoughtfully updated. From the interior and exterior doors to the flooring, trim, fixtures, and modern finishes, this home has undergone a comprehensive renovation and showcases beautifully throughout. The home features three comfortable bedrooms and a well-appointed three-piece bathroom. Additional updates include a new roof, soffits, fascia, furnace, and hot water tank, providing peace of mind for years ahead. The gorgeous modern eat-in kitchen is the heart of the home, featuring brand-new cabinetry, countertops, and finishes. The lower level offers excellent potential for future development and is ready for your personal touch. Whether you envision a spacious recreation room, home gym, hobby area, home office, or additional storage space, this versatile area provides endless possibilities. Step outside to a fully fenced backyard, ideal for children, pets, and outdoor enjoyment. The patio area creates a welcoming space for barbecues and entertaining, while the storage shed provides plenty of room for your outdoor equipment and seasonal items. Ample parking completes the package. Situated in a desirable neighbourhood with access to excellent schools, parks, and everyday amenities, this property is an ideal place to call home. Whether you are a first-time buyer, downsizing, searching for a smart investment, or simply looking for a turnkey property with nothing left to do, 31 Matthews Street checks all the boxes. Offering quality updates, functional living space, and room to grow, this move-in-ready home is an opportunity you will not want to miss.

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Property Summary

This detached home located at 31 Matthews Street, Thunder Bay is currently for sale and has been available on SousaSells for 85 days. This property is listed at $360,000 with an estimated mortgage of $1,198* per month. It has 3 beds, 1 bathroom, and is unknown square feet. 31 Matthews Street, Thunder Bay is in the Shuniah neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Shuniah, Thunder Bay.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • Desirable Semi-Detached architecture in Shuniah, Thunder Bay
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Thunder Bay.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold Conditional
Sold price information is available to members only
AddedJun 5, 2026 (85 days ago)
UpdatedJun 26, 2026 (64 days ago)
Last Checked19 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural Style2-Storey
ConstructionStucco (Plaster), Unknown, Brick
BasementUnfinished, Full
Lot Size33 × 112 Feet
CountyThunder Bay
Annual Tax$2,506.01
Legal DescriptionLT 197 PL 256 MCINTYRE; PT LT 196 PL 256 MCINTYRE AS IN TBR184893; THUNDER BAY

Parking & Garage

Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingOther

Features

Property Features

  • Fenced Yard

Interior Features

  • Other

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 31 Matthews Street, Thunder Bay, ON

Q.What is the asking price for 31 Matthews Street, Thunder Bay, ON ?

The current listing price for 31 Matthews Street, Thunder Bay, ON in Shuniah, Thunder Bay is $360,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom.

Q.What property type and architectural style is 31 Matthews Street, Thunder Bay, ON ?

31 Matthews Street, Thunder Bay, ON is a Semi-Detached (2-Storey) featuring a Unfinished, Full basement.

Q.What key property features does 31 Matthews Street, Thunder Bay, ON offer?

Key property features include: Fenced Yard.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Other.

Location

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31 Matthews Street, Thunder Bay, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Shuniah, Thunder Bay

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 31 Matthews Street, Thunder Bay, ON P7A 3K7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Thunder Bay.

Configure Loan Settings

Interest Rate4.00%
Down Payment$108,000 (30.0%)
* Minimum Canadian down payment required for this price is $18,000.
Amortization Period30 Years
Estimated Monthly Payment$1,198Based on a loan of $252,000 over 30 years.
Purchase Price$360,000
Loan Amount$252,000
Provincial Land Transfer Tax:$3,875
Total Estimated Closing Taxes:$3,875

About Purchasing a Home in Thunder Bay, ON

For a property listed at $360,000 in Thunder Bay, the legal minimum down payment is $18,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,875 for this transaction. As this listing is in Thunder Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,875.

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Shuniah, Thunder Bay Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Shuniah, Thunder Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$361,150

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Shuniah, Thunder Bay

Elementary Schools

St Margaret
Public89 Clayte Street, Thunder Bay, Ontario, P7A 6S4
5.3
Vance Chapman
Public1000 Huron Avenue, Thunder Bay, Ontario, P7A 6L4
9.1
St Bernard
Public655 River Street, Thunder Bay, Ontario, P7A 3S5
6.9
St James
Public243 Court Street North, Port Arthur, Thunder Bay, Ontario, P7A 3P1
6.0
Franco-Supérieur
Public220 Elgin Street, Port Arthur, Thunder Bay, Ontario, P7A 0A4
4.9

Secondary Schools

de la Verendrye
Public175 High Street North, Thunder Bay, Ontario, P7A 8C7
5.6
St. Ignatius
Catholic285 Algoma Street North, Thunder Bay, Ontario, P7A 2J6
6.6
Hammarskjold HS
Public80 Clarkson Street South, Thunder Bay, Ontario, P7B 4W8
6.1

Shuniah, Thunder Bay Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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