42 Ontario Street, Thunder Bay, ON

$239,900
MLS#:X13710392
4 beds
2 baths
Residential Freehold
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Added:Aug 25, 2026(4 days ago)
Updated:Aug 26, 2026(3 days ago)
Last Checked:10 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Court / Cumberland. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $239,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Premium 50 x 124 ft lot size
  • Features a unfinished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • Notable attributes: Other
  • equipped with other central cooling and highly efficient other heating via gas

Description

Income opportunity! 2-2 bedroom suites, separate entrances, separate parking spaces. Front unit is vacant and ready to move in or ready to be rented. Full basements and a great location.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 42 Ontario Street, Thunder Bay is currently for sale and has been available on SousaSells for 4 days. This property is listed at $239,900 with an estimated mortgage of $799* per month. It has 4 beds, 2 bathrooms, and is unknown square feet. 42 Ontario Street, Thunder Bay is in the Court / Cumberland neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Court / Cumberland, Thunder Bay.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •Desirable Detached architecture in Court / Cumberland, Thunder Bay
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Court / Cumberland, Thunder Bay.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 25, 2026 (4 days ago)
UpdatedAug 26, 2026 (3 days ago)
Last Checked10 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionStucco (Plaster)
BasementUnfinished, Full
Lot Size50 × 124 Feet
CountyThunder Bay
Annual Tax$3,991
Legal DescriptionPlan 118 Lot 32 to 33

Parking & Garage

Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeOther
CoolingOther

Features

Property Features

None listed

Interior Features

  • Other

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 42 Ontario Street, Thunder Bay, ON

Q.What is the asking price for 42 Ontario Street, Thunder Bay, ON ?

The current listing price for 42 Ontario Street, Thunder Bay, ON in Court / Cumberland, Thunder Bay is $239,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms.

Q.What property type and architectural style is 42 Ontario Street, Thunder Bay, ON ?

42 Ontario Street, Thunder Bay, ON is a Detached (1 1/2 Storey) featuring a Unfinished, Full basement.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Other.

Virtual Tour & 3D Walkthrough

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Location

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42 Ontario Street, Thunder Bay, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Court Cumberland, Thunder Bay

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 42 Ontario Street, Thunder Bay, ON P7B 3E9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Thunder Bay.

Configure Loan Settings

Interest Rate4.00%
Down Payment$71,970 (30.0%)
* Minimum Canadian down payment required for this price is $11,995.
Amortization Period30 Years
Estimated Monthly Payment$799Based on a loan of $167,930 over 30 years.
Purchase Price$239,900
Loan Amount$167,930
Provincial Land Transfer Tax:$2,124
Total Estimated Closing Taxes:$2,124

About Purchasing a Home in Thunder Bay, ON

For a property listed at $239,900 in Thunder Bay, the legal minimum down payment is $11,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,124 for this transaction. As this listing is in Thunder Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,124.

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Court / Cumberland, Thunder Bay Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Court / Cumberland, Thunder Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,099,222

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Court / Cumberland, Thunder Bay

Elementary Schools

Vance Chapman
Public1000 Huron Avenue, Thunder Bay, Ontario, P7A 6L4
9.1
St Francis
PublicFrancis Street West, Thunder Bay, Ontario, P7E 3J1
8.9
Nor'wester View
Public1946 Mountain Road, Thunder Bay, Ontario, P7J 1C8
8.7
St Paul
Public539 Grenville Avenue, Thunder Bay, Ontario, P7A 2C3
8.5
Five Mile
Public2025 Dawson Road, Thunder Bay, Ontario, P7G 2E9
8.4

Secondary Schools

St. Ignatius
Catholic285 Algoma Street North, Thunder Bay, Ontario, P7A 2J6
6.6
Superior CVI
Public
6.2
Hammarskjold HS
Public80 Clarkson Street South, Thunder Bay, Ontario, P7B 4W8
6.1

Court / Cumberland, Thunder Bay Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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