75 Ontario Street, Thunder Bay, ON

$276,000
MLS#:X13684188
2 beds
2 baths
Residential Freehold
Loading property media...
Added:Aug 17, 2026(12 days ago)
Updated:Aug 28, 2026(1 day ago)
Last Checked:3 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Court / Cumberland. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $276,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Premium 25 x 124 ft lot size
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Notable attributes: Other
  • equipped with other central cooling and highly efficient forced air heating via gas

Description

Welcome to 75 Ontario Street! Move-in ready and packed with features, this cozy 2-bedroom, 2-bathroom home is an ideal opportunity for first-time buyers, a young couple, or anyone looking for a well-maintained home in an unbeatable location. The bright main floor features updated vinyl flooring, a spacious living room, and a practical open-concept kitchen and dining area designed for everyday living and easy meal prep. The layout keeps everything within reach, making the main floor both functional and comfortable. The home offers two full bathrooms and recently upgraded appliances, making it easy to settle in and enjoy from day one. Downstairs, you'll find additional living space along with a cozy bedroom and convenient laundry area. The basement also includes a 3-piece bathroom. Whether used for guests, a home office, or additional personal space, the lower level adds valuable flexibility to the home. Step outside to the fully fenced backyard, offering a great space for kids, pets, gardening, or relaxing outdoors. The property also features a back-lane driveway with convenient street access. And the location is truly hard to beat! Enjoy being within walking distance of Lakehead University and Confederation College, restaurants, banks, pharmacies, public transit, the post office, Thunder Bay Marina, and the Thunder Bay Art Gallery. Clean, comfortable, and well maintained, this charming home offers the perfect combination of affordability, convenience, and location. A fantastic opportunity for first-time buyers looking to make their move into homeownership!

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This detached home located at 75 Ontario Street, Thunder Bay is currently for sale and has been available on SousaSells for 12 days. This property is listed at $276,000 with an estimated mortgage of $919* per month. It has 2 beds, 2 bathrooms, and is unknown square feet. 75 Ontario Street, Thunder Bay is in the Court / Cumberland neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Court / Cumberland, Thunder Bay.

Highly Recommended for Families
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •Desirable Detached architecture in Court / Cumberland, Thunder Bay
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 17, 2026 (12 days ago)
UpdatedAug 28, 2026 (1 day ago)
Last Checked3 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionStucco (Plaster)
BasementFull, Partially Finished
Lot Size25 × 124 Feet
CountyThunder Bay
Annual Tax$2,543
Legal DescriptionLT 60 N/S JOHN ST PL 147 PORT ARTHUR; THUNDER BAY

Parking & Garage

Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingOther

Features

Property Features

None listed

Interior Features

  • Other

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 75 Ontario Street, Thunder Bay, ON

Q.What is the asking price for 75 Ontario Street, Thunder Bay, ON ?

The current listing price for 75 Ontario Street, Thunder Bay, ON in Court / Cumberland, Thunder Bay is $276,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms.

Q.What property type and architectural style is 75 Ontario Street, Thunder Bay, ON ?

75 Ontario Street, Thunder Bay, ON is a Detached (1 1/2 Storey) featuring a Full, Partially Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Other.

Virtual Tour & 3D Walkthrough

Virtual 360° Walkthrough & Live Video Tour

Request a live agent video tour or get 3D virtual walkthrough access for 75 Ontario Street, Thunder Bay, ON .

Location

Initializing map...
75 Ontario Street, Thunder Bay, ON

Google Street View

Open in Google Maps
Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Court / Cumberland, Thunder Bay

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 75 Ontario Street, Thunder Bay, ON P7B 3G1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Thunder Bay.

Configure Loan Settings

Interest Rate4.00%
Down Payment$82,800 (30.0%)
* Minimum Canadian down payment required for this price is $13,800.
Amortization Period30 Years
Estimated Monthly Payment$919Based on a loan of $193,200 over 30 years.
Purchase Price$276,000
Loan Amount$193,200
Provincial Land Transfer Tax:$2,615
Total Estimated Closing Taxes:$2,615

About Purchasing a Home in Thunder Bay, ON

For a property listed at $276,000 in Thunder Bay, the legal minimum down payment is $13,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,615 for this transaction. As this listing is in Thunder Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,615.

Similar Listings in Court / Cumberland, Thunder Bay

Explore all Just Listed Homes in Thunder Bay →

Court / Cumberland, Thunder Bay Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Court / Cumberland, Thunder Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,099,222

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Court / Cumberland, Thunder Bay

Elementary Schools

Vance Chapman
Public1000 Huron Avenue, Thunder Bay, Ontario, P7A 6L4
9.1
St Francis
PublicFrancis Street West, Thunder Bay, Ontario, P7E 3J1
8.9
Nor'wester View
Public1946 Mountain Road, Thunder Bay, Ontario, P7J 1C8
8.7
St Paul
Public539 Grenville Avenue, Thunder Bay, Ontario, P7A 2C3
8.5
Five Mile
Public2025 Dawson Road, Thunder Bay, Ontario, P7G 2E9
8.4

Secondary Schools

St. Ignatius
Catholic285 Algoma Street North, Thunder Bay, Ontario, P7A 2J6
6.6
Superior CVI
Public
6.2
Hammarskjold HS
Public80 Clarkson Street South, Thunder Bay, Ontario, P7B 4W8
6.1

Court / Cumberland, Thunder Bay Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

Similar Active Listings in Thunder Bay

Compare prices, square footage, and school zones for similar Residential Freehold nearby

All Thunder Bay Homes
Residential Freehold for sale - 3 Bed, 1 Bath Home at 267 Frederica Street Thunder Bay ON listed at $292,000 (MLS# X13723718)
Added 1 day ago
$292,000
3bd
1ba
1kt
Residential Freehold

267 Frederica Street, Thunder Bay

Aug 28, 2026
DOM: 2

1.5 Storey in the heart of West Fort, 3 bed Rm, 1 bath, rec Rm., shingles upgraded, Bath Rm. updated...

MLS#: X13723718
For Sale
Residential Freehold for sale - 4 Bed, 2 Bath Home at 308 Archibald Street Thunder Bay ON listed at $300,000 (MLS# X13718130)
Added 3 days ago
$300,000
4bd
2ba
1kt
Residential Freehold

308 Archibald Street, Thunder Bay

Aug 26, 2026
DOM: 4

New Listing. Welcome to 308 Archibald Street North, an affordable opportunity for first-time buyers ...

MLS#: X13718130
For Sale
Residential Freehold for sale - 2 Bed, 1 Bath Home at 606 Kingsway Thunder Bay ON listed at $299,900 (MLS# X13714144)
Added 3 days ago
$299,900
2bd
1ba
1kt
Residential Freehold

606 Kingsway, Thunder Bay

Aug 26, 2026
DOM: 4

Hyde Park home sweet home! This beautifully renovated 2 bedroom slab bungalow has all the updates an...

MLS#: X13714144
For Sale
Residential Freehold for sale - 2 Bed, 3 Bath Home at 334 Morse Street Thunder Bay ON listed at $299,900 (MLS# X13713724)
Added 3 days ago
$299,900
2bd
3ba
1kt
Residential Freehold

334 Morse Street, Thunder Bay

Aug 26, 2026
DOM: 4

Welcome to 334 Morse St! This spacious home features 2 bedrooms, including a large primary bedroom, ...

MLS#: X13713724
For Sale